Tag Archives: family

Culture

How Can You Pay for a New Dishwasher?

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A dishwasher is an essential appliance in any modern kitchen. It saves time, water, and energy, making cleaning up after meals much easier. However, a new dishwasher can be expensive, and only some have the money to pay for one upfront. This article will explore some options for paying for a new dishwasher.

Assess Your Finances

Before you start shopping for a new dishwasher, it’s important to assess your finances. Determine how much you can afford to spend and create a budget. Look for areas where you can cut costs to save money. For example, consider cutting back on dining out or entertainment expenses. Use the money you save to put towards your new dishwasher.

Consider Financing Options

Financing is a popular option for purchasing a new dishwasher. Many appliance retailers offer financing plans with low monthly payments and no interest for a set period of time. However, comparing financing options and reading the fine print is important. Ensure you understand the interest rates and fees associated with the financing plan.

One other form of financing that you may consider if you live in Canada is a payday loan. Payday loans in Canada are short-term loans that are typically due on your next payday. They are a quick and easy way to get cash and do not require collateral. They are unsecured personal loans that you can use for your short-term needs.

Whatever option you choose, carefully review the terms and conditions of any financing plan.

Look into Rebates and Discounts

Many appliance manufacturers and retailers offer rebates and discounts for dishwashers. Look for promotions on the manufacturer’s website or in-store. These promotions can include cash-back offers, discounts, or free installation. Some utility companies also offer rebates for energy-efficient appliances. Take advantage of these offers to save money on your new dishwasher.

Consider DIY Installation

Installation fees for a new dishwasher can add up quickly. If you are handy with tools and have experience with plumbing and electrical work, consider installing the dishwasher yourself. DIY installation can save you hundreds of dollars. However, ensure you have the necessary tools, knowledge, and experience to complete the job safely and correctly. If you need more clarification, hiring a professional to install the dishwasher is best.

Sell or Trade In Your Old Dishwasher

If you currently have a working dishwasher, consider selling it or trading it in for a discount on your new appliance. Selling a used dishwasher can offset the cost of a new one. Consider listing it for sale on local classifieds websites, such as Craigslist or Facebook Marketplace. Make sure to clean and repair any damages before selling it. If your appliance retailer offers a trade-in program, take advantage of it. You can receive a discount on your new dishwasher by trading in your old one.

Purchasing a new dishwasher can be a significant expense, but there are several options for paying for it. Assess your finances and create a budget to determine how much you can afford to spend. Consider financing options, but make sure to read the fine print and understand the interest rates and fees. Look for rebates and discounts to save money on your new dishwasher. Finally, sell or trade in your old dishwasher to offset the cost of your new one. By using these tips, you can make a smart and informed decision when purchasing a new dishwasher.

Sci-Tech

With Summer Winding Down Now Is Time For Air Conditioner Servicing

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The summer may be winding down, but there are still a few weeks left to keep that air conditioner pumping fresh, cool air throughout your home and before you receive a professional furnace check-up for the winter months ahead.

Just like a furnace, with regular upkeep and maintenance, your air conditioner will enjoy a long and healthy lifespan. Your HVAC system is an integral component to your home because it not only provides comfort, but it also supplies high-quality and clean air for you and your family to enjoy.

It takes a lot to keep an entire high rise cool during a heatwave. Your home a/c unit requires regular attention too.

Without proper care, the system can become dirty and clogged which prevents clean air from flowing through your house, and even worse, a neglected system can become dangerous because of old wiring and electrical circuits.

You should get your AC unit fixed right away if you notice the following:

  • Unusual sounds coming from the unit
  • Your digital thermostat has gone blank or it has lost power
  • Water is leaking from your indoor unit (please note: attic units can leak and cause water stains on the ceiling)

Always work with a trusted and professional heating and cooling service provider who offers 24-hour emergency repair. Commercial or residence, it’s important to work with experienced technicians who can advise you with integrity and sincerity on the right solutions for your needs.

There are also a few things you can double-check before you jump to any serious conclusions.

Check the Temperature

Does it feel abnormally hot or humid in your house? Always be sure to set the thermostat to Air Conditioning Mode. If you notice that it is set to that, and it’s still muggy and hot in the house, it might be time to give your maintenance technician a call.

Often air conditioners can have trouble maintaining service if it’s hotter than 33 degrees Celsius (91.4 degrees Fahrenheit). However, most units should be able to maintain your home’s cool air within a couple of degrees of your setting. If it’s not working when it’s above 33 degrees, there might be a problem.

Check with your maintenance and installation provider if you think the temperature is hotter than it should be just in case something is broken so that you can go back to feeling comfortable and content.

Change the Filters

Dirty air filters can cause great damage to your AC unit. You’d be surprised at how much dust and debris air filters catch, and when they’re not cleaned or changed, the collected debris can clog things up and cause wear and tear on the system’s parts.

This prevents clean, cool air from flowing through. It also means that the AC unit will not live a long, healthy life because the extreme wear and tear of the dirty parts will cause it to breakdown faster than it should.

Take a look at your filters and investigate how clean they look. If you’re unsure how to locate the filters or how to do this, consult your trusted heating and cooling service provider to know exactly what to do. The best companies offer DIY tips so that you’ll be able to tackle any small problems yourself in the future.

Keep in mind to always switch off the unit’s power entirely before you attempt any maintenance or repair work.

Feel the Air in Your Home

If you’ve already checked the temperature and taken a look at your filters, check the air coming out of the supply vents.

If you have an outdoor unit, make sure it’s running and that the thermostat is in Air Conditioner Mode. You should feel cold air.

If you find that there is considerably less air than usual coming out of the vents, or if you find the air to be warm, it’s possible that there is an issue. If there is no air coming out of the outdoor unit’s vents at all, this could also be a problem.

In these cases, your evaporator coils may be iced over. Be sure to cut off the unit so that it can thaw before a technician arrives.

Pay Attention to any Noises

If you notice any squeaks, grinding, or grating sounds coming from your AC unit, chances are there are problems to be attended to.

These types of noises usually occur when a belt has slipped out of place, parts need lubrication, or the motor bearings have broken.

It’s critical that this is maintained right away because prolonged avoidance can result in additional and costly damage. It’s possible that you need a replacement unit or simply have repairs made.

Air conditioner repair is important because it keeps the quality of air in your home clean and safe.

Always remember to work with a trusted maintenance and installation company who offers round-the-clock emergency support, and one who you can trust! For the Silo, Mila Urosevic.

Travel

Why Utah’s Five National Parks Are On Many Bucket Lists

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Canada has some world leading parks but our neighbours to the South sure have their fair sure as well.

Utah’s five National Parks featured on Utah.com offer adventure travelers and families a unique blend of accessibility and grandeur that have put these beauties on bucket lists since their birth a hundred years ago. Utah’s magnificence extends far beyond the borders of its national parks, as travelers logging on to Utah.com will discover. While visiting Arches you can explore mountain bike slickrock trails in Moab; stop by Coral Pink Sand Dunes on your way to Zion; ski the slopes of Brian Head after you hike Navajo Loop in Bryce Canyon; swim in Calf Creek Falls while exploring Capitol Reef country; and rock climb in famous Indian Creek on your way out of Canyonlands.

Utah's Five National ParksValley

Utah.com’s local expert team recently spent three days in Zion National Park where they browsed the area’s best rock shops, interviewed the park’s Director of Wildlife and went hiking with the locals.

They know where to take a six-year-old hiking; divulge the best spots to paddle a brand new kayak; and they’re keen to tell you which local bed and breakfast has the friendliest hosts and coziest fireplaces—and you can book all these experiences on the spot right on the site.

UtahNationalParkWeatheredSandstoneTravelers looking for meaningful and inspiring experiences in Utah can find itineraries about small towns like Kanab that are perfect for family excursions to national parks and other unexplored areas.

Utah.com also gives travelers practical hiking and biking trail information with difficulty ratings, photos, and waypoints. Adventurers can learn about places that locals have been quietly exploring for generations, and find the best base camps to maximize their limited time in the world’s top destination. For travelers on a budget, there are always tips about free admission days and where to take your kids when the weather rains on the outdoor parade.

And for the digitally dependent family member who longs to get off the grid? Utah.com’s off-season tips and information prove that Utah is a year-round wilderness of glorious solitude where Wi-Fi isn’t even a temptation.

Utah National Park Milky Way Galaxy

Utah.com helps travelers discover, plan and book intergenerational traditions. They’ll want to take their children to Bryce Canyon National Park and pontificate about geological uplift, erosion and the Paunsaugunt Plateau after days of wandering through hoodoos—humanoid sandstone pillars. Eyes may roll, but those littles will find themselves giving the same speech to their kids decades later–in the exact same spot. Utah.com will lead them to national parks and awe-inspiring places they’ll never forget and will always preserve.   For the Silo, Victoria George.

Culture

How To Setup A Low Budget Home Gym

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Back in college, I used to be very fit.

I swam three times a week, ran a few miles every other day and on weekends, I would bike with friends. There was not an ounce of fat in my body. But as years passed, I became too busy with work and eventually with raising a family that exercise became less important and I didn’t bother going to the gym. It came to a point when I saw myself in the mirror and hardly recognized my own body. In a span of 14 years, I gained over a hundred pounds. Plus Minus 100 Pounds Man ExampleI realized I needed to do something about it and fast. So I browsed the best online shopping sites looking for affordable gym equipment that I could just set up at home. I can’t go to a gym because, well…… Covid duh! Plus  I can only workout in the wee hours of the morning when everyone else in my home is still fast asleep.

Start Cheap

Many of my friends made the mistake of investing in equipment that cost over a thousand dollars and ended up not using them anyway. The truth of the matter is that it’s very possible to create a home gym for very little money. In doing so, you won’t be wasting money in case you find yourself not using your home gym and if you do decide to fully commit yourself to a healthy and active lifestyle then you can always upgrade your equipment and machines in the future.

The following are the most essential things you’ll need:

1. Private Space

It’s difficult to work out when you have screaming kids running around you. Ideally, pick a room with a door so that you can exercise uninterrupted.

2. Full-Length Mirror

Being able to see yourself working out is a great motivator and it’s also a good way to check your form and technique. You can buy a full-length mirror for around $20 – $30.

3. Weights

Every home gym should have a set of dumbbells. For women, start with 5, 10 and 15 lbs. Men should use heavier weights. Or you can get an adjustable dumbbell that will enable you to add or swap weights easily.

Okay some old school equip has seen it's day but don't dismiss all vintage gym gear!
Okay some old school equip has seen it’s day but don’t dismiss all vintage gym gear!

4. Stability Ball

Old school trainers would never recommend the use of a stability ball but it’s actually very popular among fitness experts today. With a stability ball, you can improve your core strength and balance. Besides, there are many exercises you can do with this ball – body bridges, squats, crunches, hamstring curls, and others.

5. Resistance Bands

These bands are very versatile despite looking plain and simple. You can strap it to a door, bench or table to do squats, chest presses, and lat pull-downs, to name a few.

6. Cardio

You can get a skipping rope so that you can do cardio exercises in your home gym. Or you can just go outside to run, jog or walk. Cardio exercises are essential to help your body burn fat faster. For the Silo, Dimitry Karloff.

Supplemental– Looking for some examples of cool home gyms on a budget?

Culture

4 Ways To Fortify Your Marriage & Manage Your Differences

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Marriage is a complex, ever-evolving relationship that challenges partners to remain active in their efforts to maintain the relationship.  While the components of a healthy relationship – passion, commitment and intimacy – may seem abstract, I have found specific actions through my practice as a clinical psychologist and marriage and family therapist that couples can do to prioritize their relationship and make it last.

• Continue or learn to communicate well. We all know to be polite to our bosses at work or strangers we meet, but it is often with those we are closest to that we slip into unhealthy habits of disrespect or inattentive listening. Most likely, at the point in your relationship when you plan to get married, you feel close and communicate well with your partner. It is over time that partners become busier, more distracted or simply make fewer efforts to communicate respectfully and openly with their spouses. But communication is a critical component to a healthy marriage. Couples must schedule time to check in with each other weekly. This “weekly check-in” may seem less necessary in the early years of marriage, but you will appreciate the habit later when work hours become longer and kids enter the picture. Use this time to coordinate schedules, check in about any issues in the relationship, and take time for each other away from technological distractions (that means no phones or TV in the background).

• Create a budget agreement. One of the most common areas of newlywed conflict is managing a joint budget. Even if you cohabitate with your partner before marriage, it is unlikely that you pooled all of your resources, and there is a lack of education about shared budgets. But money is important for your personal and relational well-being. Talk with your partner about your financial goals and concerns. Your spouse should be an equal partner in financial decisions. It is helpful for partners to regularly check in with each other about financial changes and decisions (you can easily incorporate this into your weekly check-ins). I advise couples to set a monthly personal budget – say $500 – that each partner can spend on individual expenses without consulting the other. If a partner wants to make a purchase that goes above the agreed-upon amount, he or she should wait until the other partner is consulted and agrees. By forming healthy spending habits and open communication about finances, partners can avoid one of the most common areas of marital conflict and feel closer as equals.

• Share responsibility for maintaining intimacy. In the early years of a relationship, intimacy seems to come naturally, so many partners take for granted the importance of actively maintaining a sense of emotional connection. This is not the responsibility of one partner, but a requirement that both spouses maintain an interest in fostering intimacy and keeping tabs on ways the other partner wishes to feel loved and cared for (because this does vary from person to person and over time). Date nights are a simple way to establish time to reconnect during a busy week, and they are essential in the early years of marriage and beyond. Take turns planning an evening for each other, and do not get trapped in thinking it has to be extravagant. If your lives are incredibly busy that week, find a time to relax at home or try to cook a new meal together.

Remember that human beings like novelty, so be willing to try new things together.

• Never be afraid to manage your differences. If I had to pick one major takeaway for couples considering marriage, it is to ensure that you are able to tell your partner when you are upset with him or her. That way your partner stands a chance of trying to fix the problem. Without this, resentment takes root and will continue to grow over time until it is addressed. This is so important because resentment often underlies any deficit in the previous points I made. It may sound basic, but it is often difficult for partners to place themselves in a vulnerable position where they can voice their concerns about the person closest to them. For couples to manage resentment, it is essential that partners create a safe conversational space where each can be heard and listen without feeling defensive or attacked. It is inevitable that you will have a different perspective than your partner at some point – whether regarding the family budget, division of household labor, or even the right way to show intimacy. Use any and every opportunity in the early years of marriage to practice talking with each other when one partner is upset with the other. Skills such as empathy, active listening and managing anger and frustration can be learned and need to be regularly utilized in couple conversation.  For the Silo, Dr. Anne Brennan Malec.

Dr Anne Malec

Gaming

National Conference On Gambling Addiction & Responsible Gambling To Be Held Online

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It has been announced that the National Conference on Gambling Addiction and Responsible Gambling is to be held online this year. The event, which is organised by the National Council on Problem Gambling, has been rearranged with dates for both November and December with the event being held entirely on a digital platform for the first time.  

This year marks the 34th such event from this organisation, which has become the largest and longest-running of its kind in the United States. The event is designed to bring a range of industry professionals together, and this includes counsellors, researchers, government officials, gambling industry executives, and a variety of other professionals.  

Supporting Harm Prevention and Reducing Gambling Addiction 

As the name suggests, the conference is designed to help push forward measures to support harm prevention and reduce gambling addiction in the United States and North America. With gambling facilities and legalization increasing rapidly across the nation, the need to have proper measures in place has become all the more vital. 

By bringing together officials from all aspects of the industry, the conference has been helping to tackle this problem for many years. The needs of those that require support have changed over the years as have the measures and tools available to help and support them. The conference helps to ensure that professionals in the industry can collaborate and innovate in order to provide the most effective support possible.  

One of the directors of the NCPG said, “The familiar forms of in-person support from both professionals and 12-step programs for people and families affected by problem gambling have been sharply curtailed this year. And opportunities to gamble have changed, with more online gambling occurring, which poses some new problems.” 

The conference was originally scheduled for the summer and was meant to take place in Washington DC. However, in the current climate, organizers had to delay the conference so that it could be rearranged as an online event for this year. It will be headed by Loreen Rugle Ph.D., a well-known training expert and counselor with a global reputation for her work.  

Dr. Loreen Rugle

As part of the conference, many Continuing Education Units (CEUs) will be available for those attending the digital event. Dates for the main conference are now scheduled for 5-6 and 12-13 November between midday and 4.00 pm. There will also be recordings of the sessions available for up to 30 days following the main conference events.  

In addition, the dates of Master Classes have also been changed and will be taking place online on 2nd, 3rd, and 9th December between 1.00 pm and 3.00 pm.  

Covering a Range of Topics 

A wide range of gambling-related topics will be covered as part of this year’s event. This includes some of the topics that have to be discussed and updated each year such as prevention, recovery, and treatment. Sports gambling is thought to be a particular concern this year, and this will be discussed in detail as part of the conference.  

One of the things that may raise additional concerns this year compared to previous years is the rise in the number of gambling states in the country. Since the Supreme Court overturned PASPA (Professional and Amateur Sports Protection Act 1992) in 2018, more and more states have been jumping on board. 

In addition, many states are now keen to aid their economic recovery, and for some this has resulted in a closer look at the viability of sports betting and casino gaming. With a lot of states legalizing online gambling and sports betting, this could lead to a sharp increase in the number of problem gambling cases across the country.  For the Silo, Filip Cakic.

Culture

Seniors Are Doing What Exactly Online?

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With 80% of baby boomers using the internet, it is clear that seniors are a lot more adept at using tech than we give them credit for. If you’re not convinced, just have a look at the statistics that MedAlertHelp compiled.

You will see that seniors are using the internet and smart devices a lot more regularly than most people would think. But what’s more interesting, perhaps, is the reason why they are using the internet. In this post, we will go through those reasons in more detail.

 

It’s Convenient

Raise your hands – who still uses an encyclopedia instead of checking the answer online? Do encyclopedias even exist anymore? Seniors are just as keen on using useful shortcuts as the rest of us.

 

Consider other apps that might be useful, such as internet banking, for example. In most cases, you’re not going to need to go to the bank unless you need to change your address or get a new card. Just about everything else you can do by using online banking or ATMs.

 

Easy Access to Information About Things That Interest Them

Most seniors cited that they enjoyed using the internet because it was an easy way to access information about things of interest. We can all relate to that. Just 20 years ago, learning something about your favorite hobby meant finding the right books or a person who could teach you.

Now, thanks to YouTube, that’s all changed. There is a wealth of information on the internet. Not all of it is great, but the support for hobbyists is nice. Want to learn how to crochet a jacket for your chicken? Google it – you will find a pattern. And, yes, there are people who crochet jackets for their chickens.

 

For Shopping

Online shopping and the elderly can be a match made in heaven, especially when there are mobility issues to consider. Online shopping has changed the world for a lot of us – making it possible to gain access to items that we cannot easily get otherwise.

But it can also be infinitely practical. You can shop for almost anything online, from groceries to clothing. This can be a boon for the elderly with mobility problems or issues finding transport.

 

For Entertainment Purposes

I have to be honest; this one was a bit of a surprise for me. Especially since I remembered growing up and being told that video games would rot my brain. However, almost half of the elderly who regularly use the net, also use it for entertainment purposes, like gaming.

 

Communication

The internet does provide us with a number of different ways to contact our families and keep in touch with friends. Seniors are taking advantage of services like Skype, Facebook, and other instant messaging services to keep in touch with the people who are important to them.

 

Conclusion

There is no doubt that the internet is a useful tool to make day to day living less complicated. We’re not counting the potential for wasting time on it here, though. But, if used correctly, the internet can save you time and a lot of stress. Is it any surprise that seniors are taking advantage of these benefits? For the Silo, Tarun Reddy.

What Elderly Do Online Infographic

Finance

Can You Replace Your Windows And Doors During Winter In Kitchener?

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C:\Users\Renae\Downloads\winter-670314_1280.jpg

There are a number of reasons why you might want to replace your windows and doors in the winter. Either you’ve just moved in and want to upgrade them because they are old, or maybe you feel like they aren’t performing well, or perhaps even you may just feel like they are out-dated and that your home needs a new look. 

Windows and doors are an essential part of any home. They allow us to enter and exit our home, to let air and light in, but they are also designed to protect us from the elements and intruders when necessary. When they aren’t performing optimally, windows and doors can be the cause of heat loss in a home which can in turn make your furnace overwork – meaning you will be paying more on your energy bills.

When considering window replacement, it’s important that you find a window and door company in Kitchener that manufactures their products according to the highest energy standards. Look for a company that can offer you ENERGY STAR® certified windows that can help you lower your household energy bills by an average of 12 percent. Bonus: by lowering your energy consumption you are also helping to reduce greenhouse gas emissions.

Best Time to Replace Windows and Doors

You might be thinking that the middle of winter isn’t the most ideal time to contact your local window installer. Not only may it seem like it would be difficult for them to work in bad weather, but you’re probably also worried about the snow and cold getting into your home while they work.

Despite your worries, professional, certified window installers are typically able to install your units in one day. They also take precautions to ensure that your home is protected while they work, like by putting up plastic sheeting to keep the elements out and your things protected.

You can trust a window company that takes the time to assess your home and give you a quote before beginning work. The best ones will even do the measurements and check the work being done twice before starting – this ensures that everything is exactly to your specifications.

Once a day has been selected, your window and/or door installation team will likely ask you to move items at least two feet away from the areas being worked on. They’ll also ask if there is anything outdoors that they need to be careful of – like a favourite bush or flower bed.

By providing them with the information they need upfront, they’ll be able to prepare properly to make sure that nothing gets damaged in the process. If it’s just a straight replacement, things generally go smoothly and quickly, and as already noted can typically be finished in a day.

With the right windows and doors, you can protect your home from heat loss this winter, lower your energy bills, and also beautify the inside and outside of your home.

Travel

How Everyone Can Afford Luxury Travel

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There is no denying that travel would be a lot more fun if you could crisscross the globe in comfort and luxury. Unfortunately, this kind of experience can end up setting you back a considerable amount of money. Naturally, this is something that few people can afford… Or is it? There is actually a way for you to enjoy a better class of travel without having to empty out your bank account. Here are the tricks to doing this:

Find Ways to Book Private Flights

There is nothing particularly enjoyable about flying commercial. The lines are long, the seats are uncomfortable, and there is a limit to how much luggage you can carry. At the same time, private air travel can often seem out of your reach. If you play your cards right, though, this doesn’t have to be the case.

The Gulfstream G650

For instance, if you are traveling in a larger group, check out Gulfstream G650 as an option. When you combine the overall cost of the commercial plane ticket prices, you may just discover that hiring a single plane is cheaper!

Furthermore, there may be other ways to get you discounts on your Chicago charter or other flights as well. See in many cases, people will only book a one-way flight. Of course, since the plane has to head back to its original destination, it ends up losing money. To counteract this, certain companies will offer lower rates for these flights, if you can change up your schedule a little.

Explore Less Popular Parts of the World

If you are going to go to a place that is a popular tourist destination, you will be unable to afford the top hotels there. After all, there will be a much higher demand for these spots. This is why you may want to look at other less traveled locations.

Whether you are looking for beautiful beaches, culture, or good food, you can guarantee that you can find a more remote option. Since these areas aren’t visited as often, the cost of accommodation is much lower. Thus, you can enjoy a luxurious stay without having to pay nearly as much.

Splurge Wisely

In an ideal world, you would be able to spend on whatever it is that you want. The reality, however, isn’t quite as accommodating. This doesn’t mean that you can’t splurge on certain luxurious items, though. Instead, it is about being careful about what you splurge on.

Look at your holiday and think about which areas you wouldn’t mind skimping on. For instance, instead of eating at the hotel, you should be able to easily find cheaper venues in the city. This may leave you with more money to go shopping at some high-end stores. It is all about managing a careful balancing act.

These are all of the ways that virtually any individual can afford luxury travel. So, if you put your mind to it, you will be able to enjoy a truly wonderful experience. The next time you have to plan a vacation, keep these following tops in mind for the greatest results.

Reviews

What We Learn From The Death Of A Spouse And How To Find Love Again

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He had no idea his life would change so significantly……For 31 years, Dennis and Hope Freed had a fulfilling marriage. They raised a family, built a home, and shared their dreams with one another and their two sons.

Overcoming Spiritual Midlife CrisisThen Hope got cancer, and their lives changed drastically overnight. She fought a long brave battle, and went through over 250 chemotherapy treatments, but on April 7, 2012, on an evening that heralded Passover in the United States and Easter in Israel, she died.

Dennis Freed’s beloved wife and best-trusted friend had gone, leaving him alone to figure out a future he’d never imagined. For the first year, he sorted through what society expected of a long-term caregiver and widower. Eventually, Dennis emerged from mourning, his heart ready for life’s next chapter. Is there love after marriage?

In Love, Loss and Awakening, Dennis Freed tells the story of how he began to go out with women again. He shares the reality of dating at age 50-plus—how he endured the awkward and hilarious encounters and embarrassments a man experiences when he hasn’t been on a date with a new woman for decades. Dennis’s book chronicles how one finds love after the death of a spouse. He describes his courageous and uplifting journey through sorrow, his search for new love, and his rediscovery of love and happiness.

Drawing upon the wisdom and personal experiences he acquired dating middle-aged women in all the wrong places, Freed takes the mystery out of the many lessons he learned. Dennis found out that as a widow or widower you can find love again, but it’s a difficult road. Love isn’t unique to the person you loved first. That love never fades, but your heart has room for more. You can get love back in your life. Your new love becomes a special love in its own right.

Here are just a few of the valuable insights:

Hole Heart/ Whole Heart

When you lose your best, most trusted friend, the hardships just begin. You are now alone. Your whole heart collapses to half its size. It transforms into a Hole Heart. The process of resurrecting it to wholeness is like Lego construction, built one little brick at a time. At first, bricks of varying shapes and sizes are sorted through and meticulously placed. Slowly they assume the weight and shape of your newly imagined Whole Heart.

Learn How to Be Physical, Affectionate, and Intimate

You spent thirty-plus years kissing no one but your spouse. If you spend your time worrying about the “what if” instead of enjoying the right now, it will rob you of your joy today. Sometimes you just have to learn something new, like all the kissing pleasures one never experienced. It’s not such a bad idea. Understand that it takes time and practice, and that each person you meet is unique. You’ll make hurtful intimacy mistakes just like a teenager. You’ll make stupid and inconsiderate mistakes. It’s a fact. Practice and learn so that when the right person comes along, you’ll be ready.

A Hundred Bottles of Beer on the Wall

You are going to date a lot of people. It is okay to be sad, mad, depressed, empty, lost after a date that isn’t perfect. Embrace the journey! Feel! Live it! Then get on to the next one so your failures don’t consume you. Have fun searching. Let your dating escapades become the target of jokes for your friends. Entertain them with style!

LoveLossAndAwakeningDennisPFreedBookCoverLove, Loss and Awakening

Dennis P. Freed

 List $ 12.95US

88 pages, trade softcover, also available in ebook version

ISBN 978-0-9971916-1-5

Tolawaken Press

 The death of a loved one is devastating, and can leave us questioning our new path. Will I ever want to find love again, and if so, how do I find it? What’s appropriate behavior for a widowed fifty-four-year-old? Should I explore dating sites? Meet women in bars? Rely on introductions from friends? The questions far outnumber the answers. In Love, Loss and Awakening, Dennis Freed shares his experiences and his journey to new love and the rediscovery of happiness.

For more information, visit www.LoveLossandAwakening.com

 

About the Author

Dennis P. Freed is a native of Brooklyn, New York, and, from age three, grew up in Oceanside, Long Island, where he later raised his family. He earned a BS in Civil Engineering at the University of Rhode Island. After a stint as a structural engineer, he entered the Construction Management and Development profession in New York City, where he has led teams to construct and develop more than sixty-five buildings. Also an associate professor at Pratt University in New York, he teaches Construction Management to architecture students.

Sunset

What People Are Saying

“Love, Loss, and Awakening is an engaging story of how one man bounces back after losing the love of his life. It is an ode to the power of being in relationship, especially when faced with incredibly difficult and heartbreaking loss. And it is with much humor that Dennis Freed takes the reader on a journey to find what we are all looking for to be joyous and fulfilled in relationship.”

—Harville Hendrix, Ph.D., and Helen LaKelly Hunt, Ph.D., Creators of Imago Therapy and authors of Getting the Love You Want

“This is a story of digging deep after loss, finding that being with another is worth the risk, and staying open to lessons both human and Divine. At times an excruciating memoir of living with cancer, at others, a combination of ‘How To’ and, more useful, ‘How NOT To’ of middle-aged dating. Those who have loved deeply will be reminded of what they have or have lost; for others, it’s the promise of how good a relationship can be. The book has a happy ending, yet acknowledges that seeking love must always include a willingness to lose again.”

—Cynthia Wall, LCSW, author of The Courage to Trust: A Guide to Building Deep and Lasting Relationships

“Get ready to cry, laugh, cringe, and howl with wonder and delight as you go through Dennis Freed’s amazing experiences after the loss of his wife. He offers heartfelt real-life insights on how to cope with the despair and overcome the pain so you can face the world and find love and happiness anew.”

—Paul J. Krupin, author of Words People Love to Hear Simple Verbal Recipes for Making the People Around You Feel Good

Culture

Top Ways Folks Go Broke

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Being broke sucks and you don’t have to come from a wealthy family, have the next  billion-dollar idea or work 18-hour days to become rich, says self-made millionaire Mike Finley. In fact, you don’t have to be extraordinary in any of the headline-grabbing ways. What you need is the self-awareness to avoid wasting Financial Happiness.

“Money used wisely can give you financial security ”

Finley lists 10 of the most common money traps that lead to consumers going broke:

1- Making the appearance of wealth one of your top priorities by acquiring more stuff. The material trappings of a faux lifestyle, as seen in magazines and advertisements, are not good term happiness.

2- Working a job you hate, and spending your free time buying happiness. Instead, find fulfilling work Monday through Friday so you are not compensating for your misery with expensive habits during the weekend.

Even worse than living paycheck to paycheck- advance loan on your paycheck.
Even worse than living paycheck to paycheck- advance loan on your paycheck.

3-  Living paycheck to paycheck and not worrying about saving money. Don’t live for today, as if that’s all that matters. Have you already achieved all of your dreams by this moment? If not, embrace hope and plan for tomorrow. (Appreciating your life today doesn’t require unnecessary expenditures.)

4-  Stopping your education when someone hands you a diploma; never reading a book on personal finance. Just about any expert will tell you that the most reliable way out of poverty is education. Diplomas shouldn’t be the end of learning; they should be a milestone in a lifetime of acquiring wisdom.

5-  Playing the lottery as often as possible. While you’re at it, hitting the casino! Magical thinking, especially when it comes to money, is a dangerous way to seek  financial security.

6-  Running up your credit cards and making the minimum payments whenever possible. Paying interest on stuff you really don’t need is a tragic waste of money.

7-  When you come into some free money, spending it. Feeling like you deserve it. By that logic, you’re saying that a future version of you doesn’t deserve the money, which can be multiplied with wise investments.

8-  Buying the biggest wedding and the biggest ring so everyone can see just how fabulous you really are. Nothing says “Let’s start our future together” like blowing your entire savings on one evening.

9-  Treating those “amazing” celebrities and “successful” athletes as role models. Trying to be just like them whenever possible. As far as we know, there’s only one you the universe has ever known. Don’t dilute your unique individuality by chasing an image.

10-  Blaming others for your problems in life. Repeat after me: I am not a victim. The victim mentality is an attempt to rationalize poor habits and bad decision-making.

“If you’re feeling uncomfortable with your financial situation, don’t just sit there in a malaise of ‘If only I had more money,’ ” Finley says. “Instead, use it as motivation for a better life; that’s why the discomfort is there.”

Like most North Americans, Mike Finley was raised with no education in personal finances. Joining the Army out of high school, he realized he didn’t understand money management and began the task of educating himself. After 26 years in the service, during which he practiced the principles he learned, he retired a millionaire. Finley is the author of “Financial Happine$$,” and teaches a popular financial literacy class at the University of Northern Iowa.  For the Silo, Jarrod Barker.

Sci-Tech

New Wearable For Pets Is Lifesaver When Animal Is Lost Or Injured

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Next to our children, our pets are some of the most important members of our families. We do everything we can to make sure both our kids and pets are safe, but eventually kids can shoulder some of the burden themselves. But when “Spot” runs off, we can’t expect him to tell the nice neighbor that finds him that he has a medical condition, or who his veterinarian or owner is.

Though your pet will never learn to talk, there is a way to provide whoever finds your lost -or injured- pet with the information they need to offer aid. A new ‘wareable’ technology, MyEndlessID Pet, gives veterinarians and good samaritans all of the information they need to render aid in an emergency.

Inventor- Gustavo Rubacha

“Even the best trained pets might head off on an adventure sometime,” said Gustavo Rubacha, one of MyEndlessID Pet’s inventors. Worse still, Rubacha notes, is that from time to time those ‘adventures’ can result in injuries, sometimes serious.  “We believe that it’s important to prepare for these emergencies ahead of time and that’s why we created MyEndlessID Pet.”

MyEndlessID Pet jams the latest Near-Field Communication (NFC) technology into a tag small enough to hang from a pet’s collar. Utilizing the same tech that until now has only seen mass deployment in payment systems like Apple Pay and Google Wallet, the NFC tag will emit radio waves to any capable smart phone held close to it, providing vital information about your pet with just a tap.

When the device is activated, pet owners receive immediate alerts by text, email and a phone call, along with a geolocation of where their pet is located when the tag is activated. Most importantly though, MyEndlessID Pet provides rescuers and veterinarians instant access to vital medical information that could save an animal’s life in an emergency.

Vital information including medical conditions, medications, vaccinations, allergies, medical history and veterinarian history, insurance information, and more are all instantly available with the simple tap of any modern smartphone.

Unlike an implanted microchip, MyEndlessID Pet does not require special equipment beyond a smartphone to work, and priced at $20USD it is far more affordable than a vet visit to have a device implanted.  And unlike recently introduced ‘smart collars’ – MyEndlessID Pet never requires charging or battery changes.

MyEndlessID Pet is also water resistant, allowing it to withstand whatever mischief your pet might wander into, while continuing to deliver critical information when someone comes to help your pet get out of whatever mess he or she has found himself in. For the Silo, Timothy Williams.

Travel

New Way Of Experiencing New York Adirondack Mountains

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Wild Walk, or the “High Line of the Forest” is changing the way people experience and interact with nature, and is just another reason to travel to the revered Adirondack Mountains this summer.

Adirondack Mountains Hollow Tree Platform

An elevated path that takes visitors up a winding trail of bridges and platforms from ground level to breathtaking treetops, Wild Walk gives visitors a novel and one-of-a-kind perspective on nature from groundbreaking angles such as a four-story twig tree house, swinging bridges, a human-sized spider’s web hovering 24-feet off the ground and a walk through a giant dead tree to see the amazing life thriving within.

Wild Walk Preview Video from The Wild Center on Vimeo.

Demonstrations at vantage points throughout the walk bring everything to life, such as how spiders can 3D print different threads for different uses, that within a dead tree is actually something more like a high rise building filled with life, and more.

Quick Facts:

  • This summer marks the 11th anniversary of The Wild Center, a pioneering “un-museum” that helps people not only explore the Adirondacks but their relationship with nature.  
  • Gas Prices: If gas prices decrease as predicted and with travelers heightened interest in exploring the US – this is the summer for road trips
  • The Power of Awe: Studies show that a sense of awe (often caused by majestic, natural landscapes) can make you happier, less-stressed, and more creative – one more reason to make nature a focus for summer travels this year
  • Adirondacks: The untouched and authentic Upstate New York experience for all ages with additional attractions including camping, glamping, kayaking, local breweries, wineries, farmer’s markets, Lake Placid and more
  • Family Travel: Educational and entertaining trips where kids are safe to run free and explore; the boardwalk is also wheelchair and stroller accessible
  • Accessibility: Wild Walk is accessible to people of all generations and abilities. There will be side paths and options to take, suspension bridges, and stairs down, but the entire main structure, from the trail leading to Feeder Alley all the way to the viewing pod on the final tower platform was built specifically so that it would afford everyone the chance to experience the Walk.

For the Silo, Alexis Chernoff

 

Culture

What Single People Need to Do Before Buying A Home

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The usual route to home ownership tends to start with meeting a special someone. When you’re a couple and you want to begin a life together, it makes more sense to get a new home for yourself. You may plan to get a roomier home for the two of you, and especially if kids are part of your plan in the foreseeable future.

What if you’re single? That doesn’t mean that you can’t get a house in Montreal, or a condo in NDG (Notre-Dame-de-Grâce) or anywhere else in Canada. Here are some tips that can help if you’re single and determined to buy your own home:

  1. Get your finances in order. This is the first and most important rule, as money will always be an issue for you especially since you don’t have a partner to share the expenses. It can be problematic to get a mortgage when you’re single since you’re less likely to repay a loan than two people together who both work for a living. So, pay off your credit card debts, raise your credit score, finish paying for your car, and have enough money to put down 20% of the house price as down payment.
  2. Have lots of money in the bank. What if you lose your job right after moving into your own home? You’ll need money for all your expenses while you search for a new job. You need some money in your bank account that’s equal to three to six times your monthly wages. Keep in mind that as a homeowner you have to pay for your home’s upkeep along with home insurance and property taxes. 
  3. Make sure to account for all your possible expenses. First-time owners are often unpleasantly surprised when they encounter expenses that they don’t normally deal with when they were apartment tenants. Home ownership can be very costly, especially when you have to remodel your home. It’s also difficult to estimate what you’d have to spend, especially when you have a backyard to maintain.
  4. See if a condo makes more sense for you. In general, a condo unit makes a lot more sense than an actual house if you’re still single. A condo will probably be located closer to where you work. It’ll also be located right in the middle of the city you’re in, so entertainment establishments are conveniently nearer. A condo building can have amenities that you’ll appreciate when they’re nearby, such as a gym or a salon. It also provides you with more social opportunities to meet new people so that you’re no longer single (if that’s what you want, of course).
  5. Be conscious about security. Security is another reason why condos work best for singles as they usually have guards in the lobby to keep out strangers. If you’re living in your own house, you may want to put in a strong lock on your doors and perhaps on your gate. You should make friends with your neighbours, who can call the police when they see strangers in your home when you’re not there. A security camera tied into your smartphone can help as well, though a dog can also be useful.
  6. Look for houses with a friend. Couples have the advantage of having someone to discuss their home options so that they’re more certain of their choices. If you’re looking for possible homes to buy, make sure you call a friend to come along. They can help you think logically so your emotions don’t get the best of you.

Of course, one “side effect” of having your own home when you’re single is that you generally become more attractive to potential partners. Just make sure you buy the right home when you can actually afford it, so you can actually enjoy your new status as a homeowner. For the Silo, Dimitry Karloff. 

Culture

Messenger Kids Facebook App Creeps Technology Into Family Life

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On December 4, the New York Times ran an article about how Facebook just introduced a new app called Messenger Kids. According to Facebook, this app makes it easier for kids to safely video chat and message family and friends. Per their privacy policy, the app collects registration details from parents such as a child’s full name. It also collects the texts, audio and videos children send, as well as information about whom the child interacts with on the service, what features they use and how long the children use them. In launching this new app, Facebook has ignited a fierce debate about how young is too young for children to use mobile apps and how do parents deal with the creep of technology into family life.

One mother has stepped into the debate with an alternative. Janice Taylor created a website and application called Mazu, which teaches children and families how to use digital media responsibly and become positive digital citizens. She cautions parents and says they need to ask themselves, “do you trust Facebook as a medium to protect your children?”

Bing search engine results for “Facebook messenger kids”

“Facebook’s only goal is to monetize a new user base and beat SnapChat at it. Children should never be used as ammunition in the Social Media war for dominance.” Taylor explains.

Based on the concept that “It takes a village to raise a child,” Taylor takes the position that every adult has a role to play in the well-being of the child and society. Taylor created Mazu to build a healthy digital village for families that is founded in love and core values. “Traditional social media preys on our desires to be liked, to be validated, and to be rewarded. That’s why the ‘Like’ button is so addicting and why we at Mazu don’t have one.”

Since its inception in 2010, Mazu, with over 250,000 users and growing, has evolved and now, through partnerships with professional sports teams, has brought the ‘it takes a village’ mentality online. With a suite of family friendly apps, Mazu connects kids to their family, friends, and teams/ brands they love in a way that is safe, healthy and fun. To date they have raised more than $6 million from non-Silicon Valley companies.

A recent Reuters Facebook post about Facebook Messenger Kids

“We believe that parents matter in the digital lives of their children, that’s why our COPPA-certified apps are created with parents in mind. We believe in the power of family and staying connected,” says Taylor. “By building our products around a set of values and using the community to build each other up, we believe we can create better digital citizens.”

Janice Taylor is a social entrepreneur, mother, inspirational speaker, author, and online safety advocate. She has a Bachelor of Arts in Psychology with an Honors thesis that focused on self-esteem and self-efficacy among women. It was from this research that she sought to create a solution to the issue of social media addiction and how it was affecting women, children, and families. For the Silo, Trina Kaye.  Have something to say about this article? Leave us a video comment by clicking record below or use the comment section at the bottom of this page to type us a response. 

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Earth

Horses Fleeing California Wildfires Helped By In Defense Of Animals

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SAN RAFAEL, Calif.  – New footage released by In Defense of Animals reveals horses, sheep, and wild turkeys who fled the California wildfires. In Defense of Animals has banded together with six other North Bay animal organizations to rescue and care for fire victims. The disaster continues to cause vast amounts of damage and massive loss of human and animal life.

Terrifying video footage shows In Defense of Animals’ Nicole Otoupalik leading a horse to safety in Orange County while huge, angry smoke plumes approach. Otoupalik was caught in the Irvine Park blaze and got straight to work evacuating horses.

“It was pretty scary, as the fires were right there, and they were moving fast,” reports Otoupalik. “The poor horses were scared, too. It was amazing to see people just running to help the horses at Irvine Park. They didn’t have enough staff to evacuate the horses, and so members of the public who had come to get a look at the fire just started running back into the park to help lead the horses out. Strangers were just offering their time, trailers, and trucks to help get the animals out of there. Others in cars stopped to offer rides to help everyone get there more quickly.”

Horse evacuation Irvine Park wildfire
Nicole Otoupalik evacuates horse from Irvine Park

The horses were evacuated safely from Irvine Park to a grocery store parking lot, and from there to an evacuation camp at the Orange County Fairground.

“Although the danger is over in Orange County, so many animals were injured and killed. Now, their homes are destroyed. It’s so sad, and northern California is even worse with many animals still at great risk. It is just a tragedy and so sad for so many people and animals. Please give what you can now to ensure the animals get the help they need.”

In Defense of Animals based in San Rafael, Marin County, has been coordinating aid to animal victims of the wildfires in concert with local organizations. Emergency relief from In Defense of Animals’ disaster fund has benefited Sonoma Humane Society, Lost Hearts & Souls Horse Rescue, and Forget Me Not Farm in Santa Rosa; Sonoma County Wildlife Rescue in Petaluma; Jameson Animal Rescue Ranch in Napa; House Rabbit Society in Richmond; and Otra Mas horse rescue in San Juan.

Sonoma Humane Society
Sonoma Humane Society receives IDA aid.

5,700 homes and businesses are reported destroyed, with at least 41 confirmed human deaths and untold animal casualties. 217,000 acres have been consumed by the flames and wild animals have no choice but to simply run as fast as they can from the terrifying blazes consuming their homes. Tens of thousands have perished, and many more are injured and need help.

Many families forced to flee the burning onslaught had very little preparation or warning. Some barely made it out alive as they dashed to find and secure their animals. Now these family members – four-legged, winged or hoofed – must find shelter and hope for the best as 11,000 firefighters battle the blaze. For the Silo, Fleur Dawes.

Donations made to In Defense of Animals’ Disaster Relief Fund help provide emergency supplies and resources to thousands of displaced victims of this sudden unexpected crisis. Support California’s wildfire victims here: www.idausa.org/californiawildfires

photos courtesy of F. Dawes/IDA.

Philanthropy

911 Heroes Memorial Run Series Happening Across America And The World

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The Travis Manion Foundation (TMF), one the nation’s leading veterans advocacy organizations, is hosting its flagship event – the 10th annual 9/11 Heroes Memorial run in more than 50 communities across the country and around the world this September, including locally in in Annapolis, MD, and Alexandria, VA. The annual race series unites communities across the country to remember the nearly 3,000 lives lost on 911, as well as to honor our veterans, military, and first responders who serve our country. Proceeds from the 9/11 Heroes Run will benefit the Travis Manion Foundation, which empowers veterans and families of fallen heroes to develop character in future generations.

The 9/11 Heroes Run 5K series was inspired by Marine 1st Lt. Travis Manion, who was killed by a sniper in Iraq in April 2007 as he selflessly protected his battalion. Before his final deployment, Travis visited Rescue One in NYC—famous for losing almost all of their men on 9/11—and returned home with deeper passion about why he was fighting in Iraq. At its heart, the 9/11 Heroes Run is a tribute to a personal commitment to never forget the heroes of that day. Now in its tenth year, the 9/11 Heroes Run national race series will be held in more than 50 locations across the country and around the world. As part of the marketing campaign for the race series, TMF released the video found at the start of this article, to inspire runners and walkers of all ages to participate.

Last year, more than 50,000 people participated in race locations around the world or as virtual runners, to support military, veterans, first responders and their families through TMF. National sponsors of the events include Comcast NBC Universal and CBS Radio. Last year’s Annapolis run drew a crowd of over 2,000 participants including Maryland Governor Larry Hogan and midshipmen from the U.S. Naval Academy.

Ryan Manion, TMF President and Travis Manion’s sister, provided this statement:

“As I reflect on the 10 year anniversary of the 9/11 Heroes Run, I’m in awe at the number of communities across the country and around the world that have united to honor all those touched by the events of September 11th, 2001. We challenge all Americans to join us this September, to ensure our next generation never forgets the sacrifices of our veterans, active duty military, first responders, and civilians who were affected by the attacks on 9/11 and in the wars since.”

5 Key Races

  • 9/11 Run Alexandria, VA on Saturday September 9, 2017 at 9:00am ET
  • 9/11 Run Philadelphia, PA on Sunday September 9, 2017 at 9:00am ET
  • 9/11 Run Houston, TX on Sunday September 9, 2017 at 8:00am CT
  • 9/11 Run Annapolis, MD on Sunday September 17, 2017 at 2:00pm ET
  • 9/11 Run Doylestown, PA on Sunday September 24, 2017 at 2:00pm ET

See details for over 20 other races in cities across the U.S. linked here.

For the Silo, Tyler Bryant.

TMF empowers veterans and families of fallen heroes to develop character in future generations. In 2007, 1stLt Travis Manion (USMC) was killed in Iraq while saving his wounded teammates. Today, Travis’ legacy lives on in the words he spoke before leaving for his final deployment, “If Not Me, Then Who…” Guided by this mantra, veterans and survivors continue their service, develop strong relationships with their communities, and thrive in their post-military lives. As a result, communities prosper and the character of our nation’s heroes live on in the next generation.

Culture

Affirmation Cards From Canada Moms Intended To Affect Millions

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Everyone knows the old saying “to know where you’re going, you have to know where you’ve been” right? This couldn’t be more accurate, and for you to truly relate to Love Powered Co. and where it came from, we feel that you might need to know a little bit about affirmation and about us first.

Our names are Anna Lozano and Lindy Sood and we would like to welcome you to the Love Powered movement.  We are friends and soul sisters who realized that together, we have a powerful message to share with the world. Months ago, we started talking about what is lacking in the marketplace when it comes to personal growth products for families. How our children were most certainly gaining positive subconscious programming from stating their daily affirmations, but what about being consciously aware of the words they were speaking?

We wanted them to understand this beautiful new vocabulary. We wanted them to connect with these positive words and statements. We wanted them to link the affirmations to their own daily experiences, to their own unique feelings and emotions, and to how they interacted with others.

Our mission is to create a self-worth movement, powering the next generation of mindful leaders. A better tomorrow starts with our children, and that means we need to do the work now, healing ourselves in the process.

This is so much bigger than a product, it’s a global movement creating a better tomorrow. Welcome home, to our Love Powered family.

How Are We Different?

1. 22 POWERS

Parents & children think of examples and ‘times when’. Going even deeper, we ask ‘How did this make you feel’? By connecting their own experiences to each POWER, and remembering how they felt, it better helps our children to understand the words and statements they are saying, and connect deeper to the meaning behind them.

These are the qualities of emotionally intelligent trailblazers! The POWERS we all have within us, at times, we just need to be reminded of it.

2. CONNECTION

Instead of 1 affirmation per card, we have grouped together 3 related terms + a statement – helping our little ones to grasp the meaning of the words and how they all relate to each other. We are teaching our children a new, beautiful, positive vocabulary.

3. CONSCIOUS AWARENESS

Instead of 1 affirmation per card, we have grouped together 3 related terms + a statement – helping our little ones to grasp the meaning of the words and how they all relate to each other. BONUS! We are teaching our children a new, beautiful, positive vocabulary!

4. EXAMPLES & FEELINGS

We focus on the power of CONNECTION between parent & child. Leave the screen at the door, this is a time to be present, engaged and wholeheartedly connected.

5. AESTHETIC

These cards are so darn adorable and just oh-so-delicious, we are certain that you and your little ones will find it hard to wait to get your hands on them.

For more information, contact us here.

 

 

 

Travel

Explore The World This Summer Via 12 Trendy Family Homes From HomeExchange

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Traveling with kids can be challenging, especially when restricted by a tight budget. As families begin to reevaluate their own homes and hometowns, they are discovering that what they once took for granted can be a huge destination for someone else. Providing travelers with the additional comfort of bedrooms for each family member, a kitchen, garden, pool, toys, bikes and more, a family home away from home can be the perfect base camp to explore a region.

The list below includes 12 family-friendly homes available this summer for families looking to discover the world via HomeExchange:

USA – Colorado – Evergreen

Nestled in the foothills of the Colorado Rockies, this beautiful home is within driving distance of Denver, ski mountains, and Evergreen Lake which is best known for its all-season recreational activities such as boating, fishing, and birding. Bordered by mountain parks with miles of trails for hiking, biking and horseback riding, the home is equipped with bunk beds, toys, and video games for young children. A Jeep Wrangler and a Kia Sorento are also available for exchange.

Thailand – Phuket

The ultimate in discreet luxury and privacy, this villa comes outfitted with an ocean-facing spa and “concierge.” Overlooking Surin Beach, and only a few steps from two of Phuket’s top beaches, families can enjoy picturesque sunset views over the Andaman Sea in between horse and elephant rides.

Mexico – Manzanillo

Outfitted with a vast collection of Mexican folk art, this Mexican style three-bedroom home overlooks the Pacific Ocean. Miles of beaches with balmy ocean breezes and warm water year-round, Manzanillo is widely known as the sea fishing capital of the world. The house is about two miles from the great beach of Santiago Bay where house guests will be treated to a beach club membership.

France – Seignosse

This large Basque Landes-style house is located right on the beach. The five bedroom home boasts several terraces and is located less than two miles from the seaside town of Hossegor. The area is internationally renowned for its Atlantic surf spots and gastronomy, as well as golfing, surfing, and cycling.

USA – California – Santa Monica

Vibrant both inside and out, this ocean view four-bedroom house is full of light. Situated in a quiet neighborhood of Santa Monica, families will have easy access to shopping, restaurants, bike paths, and the beach. For families looking to venture further into the state of California, a Ford Expedition that can fit up to eight passengers is included in the exchange!

United Kingdom – London

Nestled on a quiet residential road in the middle of East London, this spacious Victorian family home has a lovely garden and plenty of toys for children. The vibrant neighborhood is only a bus ride or train away from Central London.

Australia – Kingscliff

Beachfront luxury on the magical Gold Coast, one hour from Brisbane City. With miles of beach, bicycle tracks, and local restaurants within a two-minute walk, this home is a perfect holiday for families.

Canada – West Vancouver

This waterfront seven bedroom villa with beach access, a private deck, spacious swimming pool, boats, and three cars are all located within a half hour drive from downtown Vancouver and mere minutes from parks, mountains, shopping, and restaurants.

Costa Rica – Puntarenas

This literal treehouse is situated in the canopy of the jungle that National Geographic called “the most bio-diverse place on earth.” This home is the perfect respite after a day of ziplining, swimming, waterfall hiking, and bird watching. Providing a true sense of adventure and an off-the-grid feel, this abode is free of televisions, hair dryers, and internet access.

Ireland – Stradbally

A kid-friendly home located one-hour away from Dublin, this modern home comes with a separate nanny studio in the garden, swings, slide, playroom, and lots of toys and bicycles. Nearby historic castles, beautiful woodlands, an equestrian center in Stradbally, a fishing lake and a championship golf course designed by golf legend Steve Ballesteros make this a must-stay neighborhood.

South Africa – Cape Town

This golf course estate boasting breathtaking views of Table Mountain and modern architect is only 15 minutes away from the city center. With direct beach access to Sunset Beach, the internationally-renowned windsurfing and kitesurfing hotspot of Africa, families will not have to venture far to create lifelong memories.

USA – New York – Montauk

Located directly across the street from the ocean, Montauk represents a classic and relaxed old American lifestyle. For those looking to juxtapose their stay with a trip to the bustling city of New York, several means of transport are available to get to Manhattan. Travelers can also opt for a seaplane for a quick forty-five-minute flight into the city.

For the Silo, Alexandra Origet du Cluzeau.
About HomeExchange  Founded by Ed Kushins, a pioneer of the “collaborative consumption” movement, HomeExchange has facilitated over one million home swaps since 1992. “It was the inspiration for the still popular 2006 movie “The Holiday” starring Cameron Diaz, Kate Winslet and Jude Law. In 2016, 67,000 HomeExchange members made 135,000 home swaps across 150 countries. HomeExchange makes it easy to plan and enjoy a home exchange vacation and offers travelers a memorable, authentic experience. Last year, it was awarded “Best Site for Booking Your Stay” by USA Today readers.

Culture

NARAL Hand Drawn Playing Cards Celebrate Trailblazing American Women

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In honor of Women’s History Month and coinciding with worldwide activities marking International Women’s Day, NARAL is relaunching The Gender Cards—a deck of illustrated playing cards that celebrate trailblazing American women. Each card is hand-drawn and unique, and recalls the incredible women—past and present—who have helped define the American spirit.

NARAL cards animation

These cards feature some of the strong leaders, brilliant thinkers, fierce competitors, brave risk takers, and trailblazing innovators who achieved great things while always moving the nation forward.

“Now more than ever, it’s time to celebrate the trailblazing women who have always made America great,” said Ilyse Hogue, president of NARAL Pro-Choice America. “One of my favorite things about The Gender Cards is seeing my friends and family post photos of their kids playing with the cards. These cards are not only beautiful to play with, they help us learn more about the women whose lives help tell the American Story. These really are the perfect gift.”

The Gender Cards make a great gift for friends and family, and are available only through NARAL. Get yours today at TheGenderCards.com.

Some of the amazing American women featured on the 54 hand-drawn cards include:

  • Rosa Parks
  • The Women of the Supreme Court
  • Black Lives Matter leaders
  • Hillary Clinton
  • Helen Keller
  • Rachel Carson
  • Gloria Steinem
  • Dolores Huerta
  • Sojourner Truth
  • The Suffragists
  • Sheryl Sandberg
  • Beyoncé
  • Michelle Obama
  • Sally Ride
  • Ella Fitzgerald
  • Laverne Cox
  • Georgia O’Keeffe
  • and many more!
For the Silo, Bianca Rosales.
NARAL Pro-Choice America and its network of state affiliates are dedicated to protecting and expanding reproductive freedom for all Americans. NARAL works to guarantee that every woman has the right to make personal decisions regarding the full range of reproductive choices, including preventing unintended pregnancy, bearing healthy children, and choosing legal abortion. In recognition of its work defending our constitutional right to choose, Fortune Magazine described NARAL as “one of the top 10 advocacy groups in America.”
naral prochoice america logo
Culture

A Basic Visual Guide On Helping Your Children Through Divorce

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For children, divorce can be an extremely upsetting and stressful time. Their world changes and it’s confusing. They may feel uncertain, scared, angry, hurt and depressed. As a parent, you can make the process less stressful for your children by being aware of ways to make the process less unsettling for them.

Your understanding, patience and reassurance can help greatly in your child’s adjustment. The infographic below via our friends at Browell Smith & Co Solicitors shows ways for you to reduce your child’s pain by making their well-being the most important part of the transition.

helping-your-children-through-divorce-infographic

Culture

Ontario’s Fertility Program Marks One Year Anniversary

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Ontario is helping thousands of people fulfill their dreams of starting or growing a family with the Ontario Fertility Program.

Today, Premier Kathleen Wynne celebrated the success of the Ontario Fertility Program alongside families who have participated in the program over the past year. Since the government launched the program in December 2015, Ontario has provided more than 6,500 people with funding for in vitro fertilization and related services.

In vitro fertilization, or IVF, is a medical procedure in which an egg is retrieved, fertilized by sperm outside the body, and the resulting embryo is then implanted in the uterus. One cycle of IVF can cost more than $10,000 if paid for privately, in addition to the cost of drugs, making it unaffordable for many of the roughly one in six Ontario couples experiencing infertility. The Ontario Fertility Program helps to reduce the cost of IVF, making it more affordable for people with all forms of infertility, regardless of sex, gender, sexual orientation or family status.

kathleen wynne ymca kids

Improving affordability and access to reproductive health care is part of the government’s plan to build a better Ontario through its Patients First: Action Plan for Health Care.

 

QUOTES

” Infertility can be an emotionally and financially draining experience. With this program, we are helping ease the financial burden for thousands of people and making it easier for people to start or grow a family. I look forward to seeing more happy and healthy families as the program continues.” – Kathleen Wynne Premier of Ontario

dr eric hoskins” Nearly one in six Ontario couples is affected by infertility, and we are pleased to see so many people embracing the Ontario Fertility Program in its first year. Children are our future and by creating a more reasonable and accessible fertility program, Ontario is supporting family building for those who need the assistance of IVF.” – Dr. Eric Hoskins Minister of Health and Long-Term Care

michael cocteau” I am proud Ontario is supporting families and has taken such positive steps towards strengthening our adoption system, and we remain committed to keeping the process as smooth and successful as possible. All children and youth in Ontario deserve supportive, loving homes, and I’m thrilled to say that many families are one step closer to making this a reality.” – Michael Coteau Minister of Children and Youth Services

” Ontario has shown great leadership with the Ontario Fertility Program and is a successful model for other Canadian provinces when it comes to providing equitable access to IVF. We congratulate all the families who have had a positive experience with the program to date — from those who have welcomed a new addition to their family to those who have gained a renewed sense of hope for the future.” – Danielle Xavier President of the IVF advocacy group, Conceivable Dreams

 

QUICK FACTS

  • In its first year, the Ontario Fertility Program has provided almost 4,800 patients with funded egg retrieval, embryology and fresh embryo transfer services, and over 1,700 IVF patients with funded frozen embryo transfer services.
  • There are 18 clinics in Ontario where patients can receive a funded IVF cycle.
  • To further support people looking to start or grow a family, the government is also strengthening the adoption system.
  • Helping people conceive and adopt children builds on a number of recent steps Ontario has taken to better support growing families, including increasing the number of newborn screenings, increasing the number of birth options and creating two out of hospital birthing centres, funding well-baby visits through primary care, opening the province’s first ever breast milk bank and recognizing the legal status of all parents, whether they are LGBTQ2+ or straight, and whether their children were conceived with or without assistance.

 

LEARN MORE

 

 

 

 L’Ontario aide les gens à fonder ou à agrandir leur famille

Le Programme de procréation assistée est offert depuis un an

10 janvier 2017 09h30

 

L’Ontario aide des milliers de personnes à réaliser leur rêve de fonder ou d’agrandir leur famille grâce à son Programme de procréation assistée.

La première ministre Kathleen Wynne a souligné aujourd’hui le succès du Programme de procréation assistée de l’Ontario, en compagnie de familles qui ont participé au programme au cours de l’année écoulée. Depuis que le gouvernement a institué le programme en décembre 2015, l’Ontario a fourni du soutien financier à plus de 6 500 personnes pour leur permettre d’accéder à la fécondation in vitro (FIV) et aux services connexes.

La FIV est un acte médical qui consiste à prélever un ovule et à le féconder à l’aide de sperme en dehors du corps de la patiente. L’embryon qui en résulte est ensuite transplanté dans son utérus. Lorsqu’il est payé par des particuliers, un cycle de FIV peut coûter jusqu’à 10 000 $, en plus du coût des médicaments, ce qui est trop onéreux pour de nombreux couples ontariens qui ont un problème de fertilité. On évalue qu’environ un couple sur six éprouve un tel problème. Le Programme de procréation assistée de l’Ontario aide à réduire le coût de la FIV et à rendre ce traitement plus abordable pour les personnes ayant une forme ou l’autre d’infertilité, sans égard à leur sexe, à leur orientation sexuelle ou à leur situation familiale.

Rendre les soins de santé reproductive plus abordables et plus accessibles, cela fait partie des objectifs du gouvernement visant à bâtir un meilleur Ontario grâce à son Plan d’action en matière de soins de santé, qui donne la priorité aux patients.

 

CITATIONS

« L’infertilité peut causer des difficultés émotionnelles et financières. Grâce à ce programme, nous contribuons à alléger le fardeau financier de milliers de personnes et les aidons à fonder ou à agrandir leur famille. Nous anticipons le plaisir de voir de plus en plus de familles heureuses et en bonne santé au fur et à mesure que se poursuit le déploiement du programme.» – Kathleen Wynne première ministre de l’Ontario

« En Ontario, près d’un couple sur six éprouve un problème de fertilité, et nous sommes enchantés de constater qu’un si grand nombre de gens aient fait appel au Programme de procréation assistée de l’Ontario dès sa première année. Les enfants sont notre avenir et en instaurant un programme de fertilité plus raisonnable et plus accessible, l’Ontario aide les personnes qui ont besoin de la FIV pour agrandir leur famille.» – Dr Eric Hoskins ministre de la Santé et des Soins de longue durée

« Je suis fier que l’Ontario soutienne les familles et que nous prenions des mesures propices, par exemple renforcer notre système d’adoption. Nous restons déterminés à ce que le processus demeure aussi souple et fructueux que possible. Tous les enfants et les jeunes de l’Ontario méritent de vivre dans un foyer où ils sont bien traités et aimés, et je suis ravi de pouvoir dire que de nombreuses familles sont encore plus proches de réaliser leur objectif à cet égard.» – Michael Coteau ministre des Services à l’enfance et à la jeunesse

« L’Ontario a joué un rôle d’avant-garde avec son Programme de procréation assistée, qui est devenu un exemple de réussite dont s’inspirent d’autres provinces canadiennes lorsqu’il s’agit de fournir un accès équitable à la FIV. Nous félicitons toutes les familles qui ont vécu une expérience positive avec le programme — tant celles qui ont eu le bonheur de s’agrandir que celles qui nourrissent un nouvel espoir pour l’avenir.» – Danielle Xavier présidente du groupe de revendication de la FIV, Conceivable Dreams

 

FAITS EN BREF

  • Au cours de sa première année, le Programme de procréation assistée de l’Ontario a accordé du soutien financier à près de 4 800 patients qui ont bénéficié de services de prélèvement d’ovules, d’embryologie et de transplantation d’un embryon frais. En outre, plus de 1 700 patients de la FIV ont obtenu des services de transplantation d’embryons congelés.
  • Les patients de l’Ontario peuvent obtenir un cycle de FIV financé dans 18 cliniques.
  • Afin de mieux appuyer les personnes désireuses de fonder ou d’agrandir leur famille, le gouvernement renforce aussi le système d’adoption.
  • L’aide offerte aux personnes qui veulent concevoir et adopter des enfants fait fond sur des mesures récentes que l’Ontario a appliquées en vue de mieux soutenir les familles en croissance, y compris une hausse du nombre de tests de dépistage des maladies chez les nouveau-nés, l’augmentation du nombre d’options pour la naissance, la création de deux centres de naissance hors hôpital, le financement de visites de santé du bébé dans le cadre des soins primaires, la mise sur pied de la toute première banque de lait maternel de la province ainsi que la reconnaissance du statut juridique de tous les parents, qu’ils soient LGBTA2+ ou hétérosexuels, que leurs enfants aient été conçus avec ou sans aide.

 

POUR EN SAVOIR DAVANTAGE

 

Culture

10 Ways You Can Make Money from Your Condo

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Many people are currently looking at Montreal condos for sale, as the present boom in the property market makes it an ideal investment. As these developments continue, Montreal is also becoming more and more attractive to employees, tourists, homeowners, and investors alike.

Planning to buy a condo and make money from it? Check out these tips:

  1. Assess your surroundings.

First, check your location and what that means for your rental property. Are you near offices? Are you in a family-friendly suburb? Are there other rental properties nearby? How much are they renting it out for? Check out the city government website for said information which can help you better estimate the possible return.

  1. Pick a target market.

Who are you renting out your condo to? This will dictate where you’ll advertise it and how much you’ll rent it out for. Try to pick a target market that’s not particularly saturated, especially considering the area where your condo is located.

  1. Force appreciation of your condo’s value.

Before you rent it out, you can actually force appreciation on its value by negotiating lower maintenance rates. If you can increase the efficiency of utilities like water and electricity, this will lower operating costs and increase value – making it more desirable to possible tenants.

  1. Prepare your condo for renting out.

You have to remember that you’ll also have competition, as you’re not the only rental property available. Depending on who you’re targeting, you should make it appealing and furnish it appropriately. By doing so, you’re making it the preferred choice of consumers.

  1. Put it out in the market.

Even if your condo is ready for renting out, that doesn’t mean you’ll automatically have tenants. You’ll need to advertise that the property available, and using the right channels is also key.

  1. Make all agreements clear.

Be very clear about your rental agreements. Is it a month-to-month contract or are you looking at something more long-term, like an annual lease? Who pays for the utilities? Who pays for the condo fees? Make sure the agreement between you and tenants is very clear to avoid future conflict.

  1. Rent out unused garage space.

Most condos come with a garage space, and you don’t necessarily have to include this in your rental package especially if your condo is in the city and your tenants don’t have a car anyway. You can always rent out the garage space as a lot of people are simply looking for a dependable parking space where they can park when going to work. .

  1. Rent out unused street parking space.

If your condo comes with street parking space, you can also rent this out separately to other tenants in the building.

  1. Consider other schemes.

Open your mind to other schemes for rental, like a weekday-only rental or short-term contracts. This is more likely to happen if your condo is located in a dense area like downtown Montreal, where you have office workers and tourists as well.

  1. Rent it out as office space.

If your condo is the studio type, you don’t have to make it residential. You can also rent it out as office space for professionals.

Culture

Albuquerque’s Joy Junction Homeless Shelter Is Turning 30

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Joy Junction is three decades old. It is hard to believe the shelter I founded is 30 this year, and that I’ve spent more than half my life at what has obviously now become a lifetime calling. Looking back, it seems just like a short time ago that I came up the driveway of our 52-acre property wanting to reach out to homeless families with food, shelter and the love of Jesus Christ.

We’re currently sheltering as many as 300 people nightly, and providing more than 16,000 meals each month from a fully licensed kitchen. Born in England, I emigrated to the U.S. in 1978 with $50.00 in my pocket and a one way ticket. I ended up homeless in mid 1981 and early 1982, and in that same year “landed” in Santa Fe. It was there where God brought some amazing people into my life, who encouraged me and helped me begin my first ministry. My calling to work with the homeless began to emerge. In 1986, I left Santa Fe, took a few months off and moved to Albuquerque. There I ended up starting Joy Junction, never envisioning the scope of what it would become.

The vision I had was for a refuge where the entire family unit could stay together at one of the most difficult times in their lives. I wanted to ensure that husbands and wives had the support of each other, and could provide more support for each other and their kids than they might otherwise be able to if split up. I had no idea what adventures, struggles and trials would lie ahead.

Jeremy Reynalds, Ph.D. Founder and CEO Joy Junction Inc.
Jeremy Reynalds, Ph.D. Founder and CEO Joy Junction Inc.

The full story is told in my book “From Destitute to Ph.D.,” but here are some of the highlights. The shelter grew quickly in the following four years, but quite often, unmanaged and fast growth can be the downfall of an organization of any kind, whether a ministry or not. Our bills were exceeding our income and we nearly folded. Due to God’s grace we stayed afloat. During those first years, I also worked a part time job to put food on my own family’s table, taught a regular Bible study at the shelter and tried to get the word about what we were trying to do. In 1991, I felt it was time I went back to school. I tried a couple of summer classes at the University of New Mexico, and earned a bachelor’s degree with a focus on journalism in 1996 and a master’s degree in communication in 1998. Along the way I also enjoyed a number of internships at various media in Albuquerque, as well as hosting a couple of radio shows.

Looking back, I can see how all these media experiences helped me better promote Joy Junction and the plight of the homeless. I have a deep appreciation for our local media. It is sad that reporters are routinely vilified and criticized but rarely praised. In 1999, I was accepted to do a Ph.D. intercultural education at Biola University in Los Angeles. I graduated in 2006, and my doctoral dissertation dealt with the way the media portray America’s homeless culture. In ( about) 1999, I also met a fellow Brit by the name of Dan Wooding, the founder of a very unique news service dealing with the plight of persecuted Christians as well as aspects of popular culture. I have written for the ASSIST News Service ever since then, and have traveled to a number of countries internationally reporting for them.

In my post Ph.D. years, the shelter continued to grow in budget and services offered. In 2009, due to the generosity of a local businessman, we added a mobile feeding unit we dubbed the Lifeline of Hope. It operates seven days a week 365 days a year, providing food, water and toiletries to people who can afford either a meal or a place to stay-but not both In late 2006 I went through a divorce and was single for a number of years. In March 2015, I got married to my wife Elma. She is the love of my life, and shares the same passion as me for helping feed the hungry and house the homeless. Elma has quickly become an integral part of Joy Junction and is loved by guests and staff alike.

The future for Joy Junction is looking bright, with numerous renovations in 2015 occurring at our aging property. For the comfort of our guests we upgraded the air conditioning at our main building, replaced windows, and put in a new driveway to help make visiting our facility a much less “bumpy” experience. In addition, we have demolished an old and unused chapel on our property to prepare the way for much needed new construction. With the Lord as my guide and my wife at my side, I look forward to the next three decades helping the disenfranchised, marginalized, homeless and hungry. I hope you will consider joining us. For the Silo, Jeremy Reynalds and Joy Junction. (www.joyjunction.org)

Culture

International Etiquette Expert, Sharon Schweitzer Shares Father’s Day Ideas

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Without him, you would not have known how to change a flat tire, nor the difference between a socket wrench and a ratchet wrench. His insights on sports led you to your favorite team. He’s always been there with a helping hand and now with the approach of Father’s Day on Sunday, June 19th, take the time to give back to him.  What’s the best way to do that? Here’s the “etiquette skinny!”

"The best Evil Son" ;)

Author Sharon Schweitzer
Author Sharon Schweitzer

Sharon Schweitzer, an international etiquette expert, author and founder of Protocol & Etiquette Worldwide, says stay ahead of the curve, mail those cards and plan now. Spoil the amazing man that has guided you through your life.

Sharon’s tips:

  • Plan a Memory: Father’s Day is a time to set aside everything else and devote the day to your dear dad. If you are not a golfer but your dad is, take some time to share his favorite pastime. Go on a hike, a brewery tour, concert, camping trip or lunch at his favorite restaurant. Celebrate everything your dad has taught you, and also create something new and memorable with him on this very special day.
  • Share the Day: Sometimes we need to share Father’s Day with Dad and also brothers, uncles, godfathers, grandfathers, stepfathers and others.  Host a celebration for your loved ones for maximum time with your favorite people. Mother’s Day is famous for brunch. On Father’s day host a BBQ, cookout or inclusive celebration.
  • Remember Father Figures: For some, Father’s Day is difficult as fathers have passed or may have been absent. Consider using this time as an opportunity to show appreciation for the male mentors in your life. A father figure is more than biological, and can be a role model, leader or inspirational man who helped shape your world.
  • Share Your Time & Express Gratitude: A national survey of the average North American’s major life regrets highlighted that one of the biggest regrets is not spending more time with parents. Use this day to express how much your father has meant to you over the years. Communicate your gratitude, care and love during this time with him.

    Dr Evil and Scotty Evil.
    Dr Evil and Scotty Evil.
  • Gift-Giving: Gifts for dads can range greatly depending on your father’s interests. Consider the three P’s to guide your gift giving: Practical, Personalized, and Perfect.
  • Practical Gifts: Is he practical? Go for the gift that won’t get tossed in a closet or re-gifted. Talk to your dad about his needs or communicate with family members. Contribute toward a group gift he will truly love, for example: Business and casual clothing, restaurant gift certificates to his favorite place and hobby accessories (paints and art supplies, how-to books).
  • Personalized Gifts: Go the extra mile to highlight his name, family crest or favorite team.  For example: An engraved Watch, personalized beer growler, glassware or flask and sports team wine stoppers.
  • Perfect Gifts: Find the gift that quintessentially represents your dad or his future goals. Where does he want to go? What’s on his list? A perfect gift for your father: New sports equipment like a golf club, fishing rod, or tennis racket; a fly-fishing or deep-sea trip he wants; or concert tickets to his favorite band.

As part of your Father’s Day, please consider these tips from Sharon. For the Silo, Bruce Serbin.

 

 

 

Culture

Money Buys Happiness If You Give It Away

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“All of us could invest part of our ‘fortune,’ great or small, on something that gives back on a deeper human level, such as non-predatory loans to individuals from impoverished communities,” Tim McCarthy
“All of us could invest part of our ‘fortune,’ great or small, on something that gives back on a deeper human level, such as non-predatory loans to individuals from impoverished communities,” Tim McCarthy

North Americans are still choosing to hold onto their money these days, a lesson learned from the 2008-09 financial crash.

It’s good to have savings – but not to the point of hoarding, says entrepreneur and philanthropist Tim McCarthy, author of “Empty Abundance”.

Citizens in the United States of America are saving at a rate of 5.30 percent, well above the record low of 0.80 percent in 2005, according to the U.S. Bureau of Economic Analysis.

The world’s billionaires are holding an average of $600 million each in cash, which is more than the gross domestic product of Dominica, according to the new Billionaire Census from Wealth-X and UBS. That’s up from $60 million the previous year, signaling that the very wealthy are keeping their money on the sidelines and waiting for an optimal investment time.

McCarthy diverts all of his business profits annually to his foundation, The Business of Good, which invests in socially conscious businesses and scalable nonprofit concepts.

The Business of Good Foundation

He reviews what everyone has to gain from mindful giving.

•  Money buys you happiness – up to $75,000 worth. Life satisfaction rises with income, but everyday happiness – another measure of well-being – changes little once a person earns $75,000 per year, according to a 2010 Princeton study. Another widely published survey by psychologist Roy Baumeister suggested that “happiness, or immediate fulfillment, is largely irrelevant to meaningfulness.” In other words, so many who finally achieve financial excess are unfulfilled by the rewards that come with that.

•  Remember the wealth disconnection to overall fulfillment. A Gallup survey conducted in 132 countries found that people in wealthy countries rate themselves higher in happiness than those in poor countries. However, 95 percent of those surveyed in poverty-stricken countries such as Ethiopia, Kyrgyzstan and Sierra Leone reported leading meaningful lives, while less than 60 percent reported the same in wealthier countries.

“While more investigation to wealth, happiness and well-being is certainly in order, I think it’s clear that while money is important, it cannot buy purpose, significance or overall satisfaction,” McCarthy says.

•  Giving money reliably equals happy money. Two behavioral scientists, Elizabeth Dunn and Michael Norton, explore in their recent book, “Happy Money: The Science of Smarter Spending,” what makes people engage in “prosocial behavior” – including charitable contributions, buying gifts and volunteering time. According to Dunn and Norton, recent research on happiness indicates that the most satisfying way of using money is to invest in others.

In 2010, multi-billionaires Warren Buffet and Bill and Melinda Gates co-founded The Giving Pledge, a long-term charitable effort that asks the wealthiest among us to commit to giving more than half of their fortunes to philanthropy. Among the first to join, Michael R. Bloomberg wrote in his pledge letter: “If you want to do something for your children and show how much you love them, the single best thing – by far – is to support organizations that will create a better world for them and their children.”  To date, 115 of our country’s 495 billionaires have pledged.

•  Anhedonia, amnesia and the fallacy of consumption. Anhedonia is the inability to enjoy activities that are typically found pleasurable.

“After making my wealth, I found that I suffered from anhedonia,” McCarthy says. “Mindful giving – intelligent and conscious giving to those who need it – turned out to be my best therapy.”

Everybody has experienced the limits of consumption, the economic law of diminishing returns. One cookie is nice and so, too, is your first $1 million. But at some point, your ability to enjoy eating cookies or earning millions diminishes more with each successive one.

“Everyone learns this lesson, yet the horror is that so many of us succeed in forgetting it,” McCarthy says. “I think that, in every moment, we need to remind ourselves that continually reaching for the next ‘cookie’ is not in our best interest.”

About Tim McCarthy

Tim McCarthy’s first business, WorkPlace Media, eventually built a permissioned database of 700,000 gatekeepers who reach more than 70 million employees with incentives for clients such as Coca-Cola, Lenscrafters and McDonalds. He sold the company in 2007 and recently bought it back.