All posts by The Silo

Canadian Money And How Select Banks Create It

Poof!My book, Money: Whence It Came, Where It Went, tells us that “The study of money, above all other fields in economics, is one in which complexity is used to disguise truth or to evade truth, not to reveal it.

 The process by which banks create money is so simple the mind is repelled.”

Graham Towers, the first Governor of the Bank of Canada, explained the process by which banks create money: “The manufacturing process consists of making a pen-and-ink or typewriter entry on a card in a book. That is all. Each and every time a bank makes a loan, new bank credit is created – new deposits – brand new money.

John Kenneth Galbraith- mystic or curmudgeon? image: poorwilliam.net
John Kenneth Galbraith- mystic or curmudgeon? image: poorwilliam.net

Broadly speaking, all new money comes out of a bank in the form of loans. As loans are debts, then under the present system all money is debt.”

Money created by banks and other financial institutions is interest-bearing debt. They create the principal and expect their money to be returned with interest. We can’t create interest the way they create the principal, so we must obtain it from some other money that was also created as interest-bearing debt. There is never enough of this money in existence at any time to pay off all of our collective debt. More interest-bearing money must continually be borrowed into existence.

In 2013, not so long ago, the ratio of household debt in Canada, including mortgages and consumer debt, was more than 160% of disposable income after mandatory deductions and income taxes and this statistic will keep growing with each year. The federal debt in Canada then was more than $600 billion, and interest payments on the debt in 2011-2012 cost $31 billion dollars or 11 cents of every tax dollar. Now in 2019, the federal debt has grown to $768 billion.

The five largest banks in Canada reported more than $27 billion in combined net income for the 2012 fiscal year.

Canada’s central bank, the Bank of Canada, claims to “regulate credit and currency in the best interests of the economic life of the nation”, and to mitigate “fluctuations in the general level of production, trade, prices and employment”, yet the purchasing power of the Canadian dollar has dropped steadily since the Bank of Canada was founded in 1934. As a store of value the dollar has not performed very well. It should also be noted that Canadian banknotes ceased to be redeemable for gold in 1929.

Bank of Canada notes are fiat money that the federal government declares to be legal tender, and the Bank has a monopoly on the issuance of bank notes. These notes are supplied to financial institutions to satisfy public demand. Chartered banks in Canada are no longer required to maintain statutory cash reserves for the loans they make. According to some estimates, Bank of Canada notes add up to less than 2% of the total amount of loans made by the banks and other financial institutions.

Once upon a time, Canada used real paper bills for one and two dollars. The move away from paper currency is interesting. Is there a concerted effort to 'do away' with physical money? (The recent withdrawal of the penny being an example.) The penny was costing more to manufacture and distribute than its actual physical value...that's partly because it wasn't made out of pure copper- hence it became "expensive". Will the nickel be the next coin to die? Is it even made out of nickel anymore? Check back in ten years. CP

Money created as interest-bearing debt is scarce from the moment it is created, which curtails its effectiveness as a medium of exchange. Every dollar comes into existence as interest-bearing debt, and the overall cost of interest is reflected in the price of everything we buy. This is not to suggest that interest should be banned or that interest rates need to be controlled by a central bank. Anyone should be free to lend his or her savings at a mutually agreeable rate. Equity financing, with shared risks and rewards, is another option.

What is being suggested here is that we ask some fundamental questions about the monetary system and the function of money.

 Are you able to use your goods, services, labour, knowledge, skills and abilities to obtain enough money to purchase other goods and services?

Are you able to obtain credit when you need it and are also willing and able to pay it back? Are you able to negotiate an agreeable price for credit and loans? Are you on a treadmill of debt, no matter how hard you work, how many expenses you cut, or how hard you try to save?

Are your savings secure and retaining their value?

Money is basically credit, like an IOU. Our ability to exchange our goods and services should not be hampered by the price of credit or an inadequate supply of money. Anything physically possible is financially possible. We can extend credit to anyone who wants to purchase anything from us and who is willing and able to provide us with a mutually agreeable amount of his or her goods and services. In essence, goods and services pay for other goods and services.

A mutual credit clearing system is an alternative method that can be used to facilitate reciprocal exchange.

Members of a credit clearing association have a trading account where an ongoing record is kept of their sales and purchases, their credits and debits. Every transaction includes a credit entry for one member and a debit entry for another, but interest does not have to be paid when an account temporarily has more debits than credits. Credit is extended to members from the rest of the traders in the group, and the major benefit of this system is that members can obtain interest-free credit. In the long term every member is expected to provide as much as they obtain. It all balances out within the community of traders. It’s all a simple matter of bookkeeping.

Direct credit clearing systems can be operated on a fee-for-service basis to cover expenses and to compensate those who provide this service. Nobody is ever forced to join any trading group and members are also free to leave when their debts are clear. Anyone can start their own credit clearing service, which allows competition between associations based on quality and price of service. Associations can also cooperate with each other to increase the number of potential trading partners and broaden the range of goods and services that are available.

Credit does not have to be scarce or expensive. We can control our own credit and allocate it as we choose. Are your best interests being served by the money you use?   For The Silo, John Kenneth Galbraith.

How Apple Parallels My Life

When I think back to the 1980’s I have mostly fond memories. It was time of great fun and discovery for me personally. I had both Commodore and Apple computers and a hairstyle that is happy to remain in my past. I listened to cool groups like “Twisted Sister” and wouldn’t publicly admit that I enjoyed “Culture Club”. Being in high school, I was painfully shy and didn’t have a lot of success with girls.

Apple had a pretty similar experience if you think about it. They were a little shy and reserved, but very much loved by those who understood them. They didn’t go out much – choosing to stay in schools and in a very few select homes. They had their share of identity crisis’ in the early 80’s and tried to break free with a whole new persona called “Macintosh” in 1984.

They walked around confused between educational, business, and recreational use and staggered out of the fog towards the end of the decade.

The 1990’s brought about a new confidence and independence. I had started a business just at the end of the 80’s and took my experience to heart as I tried to find the right niche for me. I knew that computers was where I was meant to be and grew a business from nothing to exceptional sales in a short time.

Steve Jobs and Apple’s Macintosh Computer.

I also saw the market hinge and my sales erode and I wasn’t quite able to move fast enough to recover my previous glory.

Apple saw their market share grow and decline in the 90’s as well. They knew that computers were where they were meant to be, but they couldn’t decide if they were the company to make them. They tried licensing out their operating system to others in a move that ultimately
muddied the market and left their loyal customers wondering just exactly where they were going next. Following graph courtesy of www.saypeople.com

The 2000’s became a year of maturity for me. More confident in the path I was following, I followed my dreams to open a computer museum and finally saw it through in 2005. I refocused my energies with my passion for video games to acquire the largest collection in Canada while at the same time educating others along the way.

I worked my way towards a global following for those that have shared my vision. Apple made the move from niche computer to dedicated
music device, to a more advanced smart phone in the 2000’s. They grew their loyal following in the computer market by making some radical
changes to their core operating system and integrating their new consumer devices flawlessly. They became the company they had always
dreamed they could be.

Today, I ’m following my dreams and am no longer the shy, awkward guy I was in high school. I ’m successful and I ’ve moved on from “Culture Club”. My life is very interesting because I like to keep one foot in the past to enjoy the good times, while putting another foot forward into the exciting future.

The best is yet to come, and I think the same is true for Apple. For the Silo, Syd Bolton. Check out www.pcmuseum.ca in Brantford,Ontario.

5 Dog Myths That Can Lead To Tragedy

It’s the kind of headline that makes dog behaviorist and author Melissa Berryman’s blood boil: “Dog on Trial after Attacking Child.”

According to the report, a pointer-hound mix named Milo, a dog that had never caused any problems, was napping on the couch in his home in January when a 6-year-old neighbor arrived. The boy sat down on the couch and started petting the sleeping dog.  The child was bitten in the face after being left alone with the dog.  No one witnessed the incident.

“The dog was put on trial for an accident that’s preventable when people understand what our behavior means to dogs,” says Berryman, who has spent years studying dog bites and is the author of “People Training for Good Dogs:What Breeders Don’t Tell You and Trainers Don’t Teach”. She also teaches classes on safety and liability protection for dog owners, provides community safety solutions andpromotes the right way to behave around dogs through The Dog Owner Education and Community Safety Council

Author Melissa Berryman (right) is a US national dog bite consultant.
Author Melissa Berryman (right) is a US national dog bite consultant.

“Dog owners are set up for failure because our default is to blame the dog. Owners get fined or sued for repeated human mistakes. Dogs often pay with their lives for mistakes made by people,” Berryman says.

That’s the case for the American canine Milo. At his Feb. 27 hearing in Mansfield, Mass., selectmen voted to euthanize him.  The owners have 10 days to appeal.

“Prevention has to be the priority,” Berryman says. “Sure, it’s cute to us when the baby hugs the dog. But dogs do not say ‘I love you’ with a hug. When one dog ‘hugs’ another, it’s an act of domination. It should be a given that people do not hug dogs. Yet the message for children to hug dogs is prevalent in our culture and the facial bites continue.”

What are some other common misperceptions people have about dog and human behaviors – and how you can change to prevent catastrophes?

Berryman shares 5:

1.     Myth: When greeting a new dog, you should extend your hand for it to sniff.

Fact: Dogs don’t sniff each other’s paws when greeting and like us prefer to be asked before being touched by a stranger. Instead, ask the owner and then also ASK the dog by tapping your hand on your thigh simulating a wagging tail and act friendly.  The dog will relax and nuzzle you, need to sniff more to get to know you or will stay away.

2.     Myth: Breed dictates temperament.

Fact: Dogs, first and foremost, are predatory canines that live in groups. Breeds are generalizations that enable breeders to better market the product they sell.   What dictates temperament is their pack position, the role you, the human, play in the group and the rank of group members.  Dogs have superior/inferior interrelationships and command and defer accordingly.  And just as siblings in a family have the same parents yet are very different, one cannot purchase behavior by buying a dog of a certain breed.

3.    Myth: When a dog charges, there is nothing you can do.

Fact: When a dog charges you, it’s trying to decide if you are friend, foe or prey.   Their eyesight is poor so hats, sunglasses and other objects you may push or carry can scare them.  Act like a friend and pretend you are not afraid. Stand facing the dog with relaxed body language, tap your thigh with your hand and use a high-pitched voice for a friendly greeting like “good girl.” Fake it if you are afraid.

4.    Myth: Posting a “Beware of Dog” sign will protect you from liability if your dog injures someone on your property.

Fact: Dogs can only read body language.  These signs make people react to your dog in a fearful manner, which is more likely to cause a dog to consider visitors prey and bite them.  Use No Trespassing and Dog At Play signs instead.

5.    Myth: Only bad dogs owned by bad people bite.

Fact:  Even responsible dog owners operate under the same false beliefs about human and canine behavior.  They are also encouraged to take a passive role concerning their dog.  Any dog can bite especially when it feels personally threatened, is exposed to prey behavior or thinks that someone lower in rank threatens its resources, such as food, toys, bedding and the attention of its owner.

About Melissa Berryman– author of  People Training for Good Dogs:What Breeders Don’t Tell You and Trainers Don’t Teach

A Massachusetts animal control officer from 1993 to 1999, Melissa Berryman is a US national dog bite consultant who founded the Dog Owner Education and Community Safety Council (www.doecsc.org) and works with communities, rescue groups, dog owners and bite victims. She also designed and teaches a safety and liability class for dog owners, from which “People Training for Good Dogs” is derived. She has worked with more than 10,000 dogs. Berryman holds an undergraduate degree in Animal Science Pre-Veterinary Medicine, and a master’s in Public Administration.  For the Silo, Ginny Grimsley. 

Virtual Trucking On USA Highways In Truck Simulation 19

astragon Entertainment and developer Jujubee are happy to present the virtual trucking trucks of the next license partner of the mobile game Truck Simulation 19. The originally licensed trucks of US manufacturer MACK® will give virtual truckers the opportunity to drive along iconic United States highways and make their American truckin’ dream come true. The mobile game Truck Simulation 19 will be released for iPhone®, iPad® and smartphones and tablets using the AndroidTM operating system.

Diverse environments and more than 30 US cities aren’t the only aspects creating an immersive trucker feeling in Truck Simulation 19. Other essential elements are authentic vehicles in the typical US truck design with enough horsepower for the transport of different kind of freights as well as pulling heavy trailers. Of course a real US truck also needs to provide a certain level of pleasant driving comfort.

All those important features come together in the three true-to-original truck models of the truck brand MACK®: the MackAnthemTM, the PinnacleTM Axle Back and the TITAN BY MACKTM.

As is possible with every other truck in the game, the truck models of MACK® can be equipped with different kinds of cabs for short-, middle- and long-range trips. If these customization options aren’t enough, every owned MACK® truck can be customized in a variety of ways. Truck Stop Truck Simulation 19Compared to other playable trucks in Truck Simulation 19 the customization options for the three MACK® trucks are widely expanded with a lot more modifications to choose from offer quite some additional modifications to choose from: Not only the color of each model but also the bumpers, the wheels and the wheel sizes, the rims as well as the exterior mirrors and many more parts are completely customizable. By doing so truck fans will be able to conquer the highways with a special MACK® truck that reflects their unique tastes and preferences.

 

© 2018 astragon Entertainment GmbH. © 2018, Jujubee S.A. Jujubee® and the Jujubee logo are registered trademarks of Jujubee S.A. Published and distributed by astragon Entertainment GmbH. The MACK trademarks and designs are registered rights of the AB Volvo Group and are used pursuant to a license.

Ultimate Trucker Cap by Paid To Blaze Clothing
Click me!

Apple, the Apple logo, iPhone, iPad, and iPod touch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google Inc. All other registered trademarks or trademarks are property of their respective owners.

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astragon Entertainment GmbH

astragon Entertainment (founded in 2000) ranks among the leading independent games publishers in Germany. Our versatile product portfolio focuses on high-quality technical simulation games such as Construction Simulator, Farming Simulator or Bus Simulator, but also covers complex economic simulations and strategy games. The distribution of the Big Fish franchise (Mystery Case Files, Dark Parables, Grim Tales) completes our exciting product range. Games by astragon are available world- wide on many different platforms such as consoles, smartphones, tablets and PC. 

Jujubee

Jujubee S.A. is a game development studio that has developed titles like “FLASHOUT 3D,” “Suspect in Sight,” “Take Off – The Flight Simulator,” the real-time strategy game “Realpolitiks,” and the upcoming documentary-adventure game “KURSK.” The company’s goal is to create inspiring and unconventional games for all significant device platforms, such as iOS (iPhone, iPod, iPad), Android, Mac, PC and consoles. 

Summer Of Change Ahead Of New NHL Season

The new NHL season is just around the corner and you can’t say it’s been a quiet summer for the league. Throughout the NHL, there have been twists and turns throughout the offseason, setting the foundations for another fascinating campaign. On the back of a thrilling 2018/19 season in which the St. Louis Blues lifted the Stanley Cup after an enthralling finals series, over half the league will feel as though they have a realistic chance of going all the way this year. 


So, ahead of the start of the new regular season, let’s take a look at the offseason’s biggest stories:


Fenton’s Fall

Undoubtedly, the story of the summer has to be Paul Fenton’s dismissal from his role in charge of the Minnesota Wild after one dismal year. While the decision to replace Fenton with Bill Guerin was understandable, to do so after the draft and free agency has been something many have questioned. The question is now whether or not the Wild will respond on the ice.


RFAs Still On Offer

It’s particularly strange to see so many restricted free agents still available at this point in the offseason. Mitch Marner (now signed), Mikko Rantanen, Kyle Connor and Ivan Provorov are just four unsigned RFAs, with many more still expected to hold talks with their franchises throughout preseason training, with some potentially remaining up in the air by the time the regular campaign gets started.  


Devils And Rangers Set To Do Battle


The division that has caught the attention the most throughout the summer has been the Metropolitan. The New Jersey Devils and the New York Rangers could be set to rekindle their rivalry after picking up the top two draft selections as well as signing some top veterans – both now around 40/1 with the latest NHL betting odds to win the Stanley Cup. It’s been a while since these two were able to battle it out at the top of the Metropolitan, but that could change this season.

Managerial Merry-Go-Round

Having a Red Wings hero as a player, Steve Yzerman is back in Detroit this season looking to have a similar impact as a general manager after leaving Tampa Bay. The man he’s replacing, Ken Holland, will look to turn around the fortunes of Edmonton. In terms of head coaches, six teams will start the new season with a new man behind their bench. They may be two years away from joining the league but Seattle’s NHL team know former Pittsburgh, Carolina and Toronto man Ron Francis will be their general manager.

“Matt Duchene” (CC BY-SA 2.0) by 5of7

Predators Risk It All

There’s no doubt the Nashville Predators needed to solve the huge power-play issues they struggled with last year but they may have taken a big risk to try to achieve that. To make room for forward Matt Duchene, the Predators decided it was P.K. Subban who would have to make way for Duchene, with the defenceman joining the Devils. Now, we will see whether swapping one of the best defenders in the league for, hopefully, a game-breaking forward pays off.

What We Learn From The Death Of A Spouse And How To Find Love Again

He had no idea his life would change so significantly……For 31 years, Dennis and Hope Freed had a fulfilling marriage. They raised a family, built a home, and shared their dreams with one another and their two sons.

Overcoming Spiritual Midlife CrisisThen Hope got cancer, and their lives changed drastically overnight. She fought a long brave battle, and went through over 250 chemotherapy treatments, but on April 7, 2012, on an evening that heralded Passover in the United States and Easter in Israel, she died.

Dennis Freed’s beloved wife and best-trusted friend had gone, leaving him alone to figure out a future he’d never imagined. For the first year, he sorted through what society expected of a long-term caregiver and widower. Eventually, Dennis emerged from mourning, his heart ready for life’s next chapter. Is there love after marriage?

In Love, Loss and Awakening, Dennis Freed tells the story of how he began to go out with women again. He shares the reality of dating at age 50-plus—how he endured the awkward and hilarious encounters and embarrassments a man experiences when he hasn’t been on a date with a new woman for decades. Dennis’s book chronicles how one finds love after the death of a spouse. He describes his courageous and uplifting journey through sorrow, his search for new love, and his rediscovery of love and happiness.

Drawing upon the wisdom and personal experiences he acquired dating middle-aged women in all the wrong places, Freed takes the mystery out of the many lessons he learned. Dennis found out that as a widow or widower you can find love again, but it’s a difficult road. Love isn’t unique to the person you loved first. That love never fades, but your heart has room for more. You can get love back in your life. Your new love becomes a special love in its own right.

Here are just a few of the valuable insights:

Hole Heart/ Whole Heart

When you lose your best, most trusted friend, the hardships just begin. You are now alone. Your whole heart collapses to half its size. It transforms into a Hole Heart. The process of resurrecting it to wholeness is like Lego construction, built one little brick at a time. At first, bricks of varying shapes and sizes are sorted through and meticulously placed. Slowly they assume the weight and shape of your newly imagined Whole Heart.

Learn How to Be Physical, Affectionate, and Intimate

You spent thirty-plus years kissing no one but your spouse. If you spend your time worrying about the “what if” instead of enjoying the right now, it will rob you of your joy today. Sometimes you just have to learn something new, like all the kissing pleasures one never experienced. It’s not such a bad idea. Understand that it takes time and practice, and that each person you meet is unique. You’ll make hurtful intimacy mistakes just like a teenager. You’ll make stupid and inconsiderate mistakes. It’s a fact. Practice and learn so that when the right person comes along, you’ll be ready.

A Hundred Bottles of Beer on the Wall

You are going to date a lot of people. It is okay to be sad, mad, depressed, empty, lost after a date that isn’t perfect. Embrace the journey! Feel! Live it! Then get on to the next one so your failures don’t consume you. Have fun searching. Let your dating escapades become the target of jokes for your friends. Entertain them with style!

LoveLossAndAwakeningDennisPFreedBookCoverLove, Loss and Awakening

Dennis P. Freed

 List $ 12.95US

88 pages, trade softcover, also available in ebook version

ISBN 978-0-9971916-1-5

Tolawaken Press

 The death of a loved one is devastating, and can leave us questioning our new path. Will I ever want to find love again, and if so, how do I find it? What’s appropriate behavior for a widowed fifty-four-year-old? Should I explore dating sites? Meet women in bars? Rely on introductions from friends? The questions far outnumber the answers. In Love, Loss and Awakening, Dennis Freed shares his experiences and his journey to new love and the rediscovery of happiness.

For more information, visit www.LoveLossandAwakening.com

 

About the Author

Dennis P. Freed is a native of Brooklyn, New York, and, from age three, grew up in Oceanside, Long Island, where he later raised his family. He earned a BS in Civil Engineering at the University of Rhode Island. After a stint as a structural engineer, he entered the Construction Management and Development profession in New York City, where he has led teams to construct and develop more than sixty-five buildings. Also an associate professor at Pratt University in New York, he teaches Construction Management to architecture students.

Sunset

What People Are Saying

“Love, Loss, and Awakening is an engaging story of how one man bounces back after losing the love of his life. It is an ode to the power of being in relationship, especially when faced with incredibly difficult and heartbreaking loss. And it is with much humor that Dennis Freed takes the reader on a journey to find what we are all looking for to be joyous and fulfilled in relationship.”

Harville Hendrix, Ph.D., and Helen LaKelly Hunt, Ph.D., Creators of Imago Therapy and authors of Getting the Love You Want

“This is a story of digging deep after loss, finding that being with another is worth the risk, and staying open to lessons both human and Divine. At times an excruciating memoir of living with cancer, at others, a combination of ‘How To’ and, more useful, ‘How NOT To’ of middle-aged dating. Those who have loved deeply will be reminded of what they have or have lost; for others, it’s the promise of how good a relationship can be. The book has a happy ending, yet acknowledges that seeking love must always include a willingness to lose again.”

—Cynthia Wall, LCSW, author of The Courage to Trust: A Guide to Building Deep and Lasting Relationships

“Get ready to cry, laugh, cringe, and howl with wonder and delight as you go through Dennis Freed’s amazing experiences after the loss of his wife. He offers heartfelt real-life insights on how to cope with the despair and overcome the pain so you can face the world and find love and happiness anew.”

—Paul J. Krupin, author of Words People Love to Hear Simple Verbal Recipes for Making the People Around You Feel Good

Ontario Modernizing Building Code Services

Ontario is modernizing services related to the province’s building code to help speed up the construction of new housing and building projects. Better services, up-to-date tools and new resources will help people better understand and meet building code requirements, while maintaining the same high standards for public safety.

“This should be a good step forward towards alleviating housing shortages across our two counties,” said Toby Barrett, Haldimand-Norfolk MPP. “For many years the building sector and the public have been calling on government to do a better job of providing a range of services related to the Building Code,” said Steve Clark, Minister of Municipal Affairs and Housing. “We are proposing some solutions and are launching a consultation to find out what people think.”

The government is proposing to create an administrative authority that could deliver new and enhanced services, such as:

* Developing digital tools to support municipal e-permitting and make the building code easier to use and understand;

* Providing supports to help municipal governments increase the number of building inspectors in Ontario;

* Introducing continuing professional development to make sure registered building code professionals remain up-to-date on building code requirements; and

* Providing supports to small, rural and northern municipalities to help them deliver local building services. Maintaining Ontario’s high standards for building safety is a priority, so our government is also proposing to strengthen enforcement tools to address non-compliance with the building code.

“A new administrative authority for building services in Ontario could address a range of municipal challenges. E-permitting, for example, would help streamline development. It could also help with capacity issues, training and retention of building officials, and improved enforcement of building codes,” said AMO President, Jamie McGarvey, Mayor, Town of Parry Sound. “AMO looks forward to working with the Province to ensure the initiative meets these goals. To create safe and thriving communities, we need to make sure we get this right.”

The public and building sector professionals are invited to share their thoughts on the proposed changes https://ero.ontario.ca/notice/019-0422 online. The consultation closes Nov. 25, 2019. A new innovation guide https://ontario.ca/page/add-second-unit-your-house was also released today to help people who want to add a second unit, like a basement apartment, to their home. Second units can help address the shortage of lower-cost rental housing.

They can also produce income to help with mortgage payments or provide independent living space for a senior parent or adult child. The guide is the first in a series being developed to encourage a wider range of options in housing. “This guide is a useful tool to home owners who are looking to create new rental units as well as the municipalities who approve the suites,” said Matt Farrell, President, Ontario Building Officials Association (OBOA). “It translates complex building code language into user-friendly information that will help all applicants as they move through the process of developing secondary suites. It needs to be at the front counter of every municipal office so building officials can advise residents accordingly.”

Quick Facts

* An administrative authority is a not-for-profit corporation that helps ensure Ontario’s consumer protection and public safety laws are applied and enforced.

* Ontario’s construction industry contributes an estimated $38 billion annually to the province’s economy.

* Over 131,000 building permits were issued in Ontario in 2018.

* Proposed changes to building code services respond to recommendations made by the Association of Municipalities of Ontario in their recent report, Fixing the Housing Affordability Crisis https://www.amo.on.ca/AMO-PDFs/Reports/2019/Fixing-Housing-Affordability-Crisis-2019-08-14-RPT.aspx.

Letters To The Silo, Life Is A Hassle So Tell Your Story

Prometheus> Dear Silo, It’s your life.
> You are the star of your own movie, it’s as important as that of the billionaire and the celebrity, just don’t expect anybody else to watch it or care about it.
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> Social media is where you connect and share with your friends, if you’re doing it to brag and establish a career, you’re doing it wrong.
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> Friends are everything. Build your crew. Share your ideas. Laugh. If your buds are unsatisfying, feel free to bring in new blood, or to graduate all together. But accolades without a posse to enjoy them are worthless.
>
> Money is irrelevant. Not if you don’t have enough, then that’s unfortunate and it’s all you can think about. But if you can pay for food, health and shelter, don’t nickel and dime, at the end of your life you’ll realize it’s just not worth it. Give a few extra percentage points as a tip. Lend money and don’t ask for it back. Pay the fee to put your bag underneath the plane as opposed to schlepping it on board. Being cheap only hurts yourself.
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> You’re your own hero. The truth is everybody else is just as clueless as you. Don’t look up to anyone else, just build your confidence, and know that everybody’s unsure of the path.
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> Having said that, everyone has expertise in different areas, it’s the nature of life. You’ll find if you share your dilemmas with others they’ll have loads of insight and will help you navigate what you find so challenging.
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> Your experience is all that matters, and when you’re gone it evaporates with you.
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> The government can’t protect you from the scam. Maybe after the fact it can help you claw some money back, but the truth is deception and even fraud are the cornerstones of even the biggest businesses. Just try to cancel a service… It’s nearly impossible. Better yet, try to renegotiate your cable bill. You’ll spend hours on the phone and only few will get a great deal. Buying a car has been democratized by the internet, but signing up, canceling and adjusting your cable bill is akin to the wild west.
>
> Don’t let the testosterone get you. Feel free to say no to the group. Get guys together and one will propose the outrageous and the others will be afraid to be labeled wimps and will go along with what might be dangerous. It takes a lot to say no, but if your insides tell you to, do so.
>
> And just because your fellow travelers in estrogen tell you you’re beautiful and rally around you when your romantic life is challenged, don’t think they’ve got accurate insight into guys. Sure, there are cads, players and manipulators, never mind those who don’t follow through. But the truth is most men are clueless and moldable. If there’s a spark, feel free to text and call them, you’re in the driver’s seat…unless you place all your faith in testosterone and go where your man goes, but that might leave you in a bad place, just like the guys above.
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> Buy something if you’re gonna use it, don’t buy it to show it off. The truth is no one cares.
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> Tell your story. Women are good at this, men are bad at this, fearful of appearing weak. But once you tell somebody the way that you feel…you’ve got the opportunity for them to respond in a warm, understanding way and you’ll feel connected, which is the ultimate desire of all people on this planet.
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> Life is a hassle. You’ll lose and be hurt and despite having plenty of people to blame, you won’t get compensation, or if you do it won’t make up for your loss. Accept this. Plans will get broken, as will you. You can stay at home and never go out or you can enter the world and have unexpected, great experiences, but you’ll be exposed to greater danger. Life is a risk. If you’re playing it safe, it’s pretty damn boring.
>
> Work is about fulfillment more than money. Don’t envy those who don’t work, they’re empty and unsatisfied at the core. Try to have a job you love, but don’t assume just because you’re passionate about it you’ll get rich. But it’s okay to have a mediocre job to support your hobbies. Just don’t have a mediocre job and a mediocre life.
>
> Change happens. The journey to the other side will be painful. But you’ll always end up in a better spot, as long as you can let go of the past.
>
> Don’t be vindictive. Don’t try to get even. No one is keeping score and the longer you try to settle scores the more time you’re losing in life.
>
> Relationships are not about love but commitment, never forget it.
>
> Divorce may be necessary, but it will haunt you forever.
>
> Children center your life, they give you something to live for, they give you purpose. But don’t have them with someone who is unwilling to make themselves subservient to your progeny.
>
> Most of what popular culture will tell you is important is not. Enjoy that movie, follow politics, but if you think it amounts to a hill of beans you’re too deep in the weeds. Records and movies come and go. Who is President will affect you, via Supreme Court decisions if nothing else, but what’s in the news every day is about selling advertising.
>
> The older you get, the less you know. When someone is sure, they’re usually young or insecure.
>
> He who is famous today is forgotten tomorrow. If you’re doing it to be remembered, you won’t.
>
> Lefsetz…………..
> —
> Visit me: http://lefsetz.com/wordpress/
> —
> http://www.twitter.com/lefsetz

Supplemental- “Prometheus”: The Human Struggle

Fundraising Survey Shows More Canadians Are Giving But Giving Less

(Toronto, Ontario) Seven in ten Canadians have given to charity in 2018, and almost half of donors are open to different sorts of giving approaches than just the traditional solicitation letter, according to the 2018 What Canadian Donors Want Survey, conducted by the Association of Fundraising Professionals (AFP) Foundation for Philanthropy – Canada in partnership with Ipsos.

The survey, which featured 1,500 Canadians age 18 or older, found that the percentage of people giving to charity in 2017 jumped by four points from the 2015 survey, returning to previous giving levels. Even as more Canadians are giving, they are giving less—an average of $772 cdn in 2017 compared to average giving levels of $924 cdn in 2015 and $726 cdn in 2013.

Eighty percent of donors give to more than one cause, with 23 percent giving to 4-5 charities and 13 percent supporting 6 or more causes. The top recipients of donations are social services and health charities—more Canadians (59% and 57%) gave to those causes than any other.

Overall, Canadians are more confident in the charitable sector than ever before, with nearly eight in ten respondents (78%) saying they’re confident in the organizations that comprise the charitable sector. That figure represents a five-point increase from 2015 and is significantly higher than confidence in the private sector (67%) or the public sector (60%).

Roger Ali Foundation for Philanthropy Canada
Roger Ali Foundation for Philanthropy Canada

“Overall, the survey shows a Canadian population that is very supportive of the work of the country’s charities and a good understanding of how charities work to support communities,” said Roger Ali, CFRE, chair of the AFP Foundation for Philanthropy – Canada. “However, there are signs that donors are changing how they want to give and interact with charities, and the sector needs to understand and adapt to these changes so that we remain relevant to the people who support us and the people we serve.”

Changes in Volunteering, Giving Behavior

One troubling sign is a drop in volunteerism rates. According to the survey, one-third of Canadians volunteered their time to a charity or non-profit in the past 12 months and spent an average of 88 hours—down precipitously from 110 hours in 2015. “We’ll be watching this closely in our next survey to see if this is a one-time drop or a trend,” Ali added.

Canadians continue to change in how they want to be approached for donations. While 44% express a preference for traditional requests, such as mail, one quarter prefer a more personal approach like peer-to-peer contact or crowdfunding. Three in ten (31%) say they’re open to anything, having no specific preference.

Poor Are Most Charitable In USA

Fundraising preferences vary significantly by age. Baby Boomers (54%) are the most likely to prefer being solicited through traditional requests, compared to Gen X’ers (43%) or Millennials (33%). By contrast, Millennials (17%) lead the way on crowdfunding, preferring this option to a greater extent than their Gen X (11%) or Boomer (5%) counterparts.

Perceptions of Charity Roles, Performance

Many underlying views on charities have remained relatively stable over time. Three-quarters of Canadians continue to agree that charities play an important role in society to address the needs not being met by the government, the public sector or the private sector. Majorities also believe that charities are trustworthy (61%) and act responsibly with the donations they receive (63%).

Canadians are more divided on how much charities spend on their programs and services vs. how much they spend on supplies, administration, salaries and fundraising. A growing majority (58%, up six percentage points from 2015) trust charities on how much they say they spend money on programs and overhead.

However, about a third of Canadians (34%, down 4 points) are less trusting, indicating that charities overstate how much they spend on the cause or programs (24%), or that charities are being intentionally misleading (10%). Yet, when presented with factors and asked how important each one is in evaluating a charity’s effectiveness, Canadians placed more emphasis on a charity’s ability to achieve its mission and create impact than managing its operation or its fundraising.

“Donors are looking for charities that create impact to change the world for the better,” said Lorelei Wilkinson, CFRE, chair of the AFP Foundation for Philanthropy – Canada Research Committee. “But it’s always clear that they keep a careful eye on administrative costs and a charity’s operations. The charitable sector needs to do a better job of explaining that overhead costs are essential for growth and sustainability —for things like equitable salaries, updated computer equipment, etc.— as part of being efficient with their use of donor dollars.”

Looking Ahead

Almost half of Canadians (46%) indicate that they are very likely to give in the next 12 months, while another one-third (34%) are somewhat likely to donate. However, 59% say they are also concerned about the economy, which may force them to reassess their giving plans.

A considerable number of Canadians (42%) proactively seek out information on the cause/charity and contact them to donate, while six in ten (58%) say the charity approaches them and they donate based on the information they receive. When looking for information on charities they support, Canadians continue to rely on online information (75%) as opposed to family, friends or colleagues (39%).

Social Media

The 2018 What Canadian Donors Want Survey also asked general questions about Canadians’ use of social media.

Similar to 2015, eight in 10 Canadians (81%) have a social media account. This applies across every age group, from 91% of Millennials through to 85% of Gen X’ers and 70% of Baby Boomers. Women (84%) are more likely than men (78%) to maintain at least one social media account.

Facebook dominates the Canadian social media landscape: three in four Canadians (75%) say they have a Facebook account, placing it well ahead of Twitter (29%), Instagram (28%), Reddit (5%) or other social media (13%).

Nearly two in ten Canadians on social media (18%) have donated to a charity in response to a request that came through their social media account. Millennials (23%) and Gen X Canadians (19%) are more likely than Baby Boomers (13%) to have made a charitable donation in response to a social media invitation or post.

“As generations age, we expect that email and social media will continue to become more prevalent in fundraising,” said Mary Bowyer, CFRE, member of the AFP Foundation for Philanthropy – Canada Research Committee. “For now, we’re seeing a blend of different approaches, and the most successful charities will be those who personalize their appeals based on what individual donors want, meaning a mix of mail, email, videos, Tweets and other communications.”

About the Survey

The 2018 What Canadian Donors Want Survey was based on a poll conducted between October 10 and October 17, 2017, on behalf of the AFP Foundation for Philanthropy – Canada. For this survey, a sample of 1,500 Canadians aged 18+ was interviewed. Weighting was then employed to balance demographics to ensure that the sample’s composition reflects that of the adult population according to Census data and to provide results intended to approximate the sample universe.

The precision of Ipsos online polls is measured using a credibility interval. In this case, the poll is accurate to within ±2.5 percentage points, 19 times out of 20, had all Canadian adults been polled. The credibility interval will be wider among subsets of the population. All sample surveys and polls may be subject to other sources of error, including, but not limited to coverage error, and measurement error.

The Association of Fundraising Professionals (AFP) is the largest international association of fundraising professionals in the world.  AFP has over 33,000 members world-wide, with 3,800 in Canada.  AFP promotes the importance and value of philanthropy, and enables people and organizations to practice ethical and effective fundraising.   AFP Canada was formally created in 2017.

As the philanthropic arm of AFP, the AFP Foundation for Philanthropy – Canada supports many programs and services through its fundraising efforts.  Fulfilling the promise of philanthropy by funding programs and services in the areas of research, diversity & inclusion, supporting the profession and leadership.  To find out more, please visit www.afpnet.org.

 

Renewable Energy Outlook for 2040 Includes Cancelling Your Print Newspapers

Hey Silo readers! This infographic courtesy of FuelFighterUK demonstrates how production could look in 2040 and what is being done to make our world a greener place. The infographic covers the projected worldwide growth in energy demand, what is being invested to change the renewable outlook and some awesome eco-friendly innovations that have been made by technology companies. For the Silo, Louis Dixon


Energy Outlook For 2040 Infographic 

These Classes Help Your Kids Explore Their Creative Side

Kids love to make things. Everyone is born creative – if you feel like you don’t have a creative bone in your body, it’s not because you lack some inherent trait. It’s because your natural instinct to imagine was educated out of you by a school system that values standardized testing over creativity. That’s something you can help your kids avoid.

Students in exams

Creativity isn’t a mysterious trait only possessed by artists and entrepreneurs. It’s something that can be encouraged and cultivated, like any skill or body of knowledge. And business today is hungry for innovation. Businesses are looking for leaders who can think outside the box and come up with their industry’s next Big Idea. That takes creativity.

Signing up your kids for classes that foster creativity helps them continue to explore and nurture their imaginative side.

1 Photography

The technology in smartphones and tablets means that kids have more access to cameras than any time in the past. A photography class can give kids skills way beyond your average selfie. Photography classes teach kids about timing, focus, perspective, and framing. They may also learn how to use editing technology and bring their digital photos to new heights.

Photography is an outlet to share their creative perspective and refine their skills.

2 Video Game Coding Classes for Kids

Learning how to make a video game combines creativity with math and problem-solving skills. All creative endeavors come down to problem solving one way or another: how do you use the materials you have to create the effect you want? When it comes to making video games, the solutions lie in the coding language and what you can tell a computer to do.

You can find coding classes at Real Programming 4 Kids for a wide range of ages and ability levels. From age 7 up, coding courses for kids introduce the logic and language of coding. Intermediate and more advanced levels begin teaching kids the coding languages used by professional video game developers today.

Coding is a great way for students who are more mathematically inclined or interested in computers to exercise their imaginative muscles.

3 Painting and Drawing

Visual art requires specialized skills and learning how to use the tools of the medium: paint, brushes, pencils, charcoal. It takes discipline and patience to learn how to use your materials and transform it into the vision you see in your head on the page.

Painting and drawing starts with the imagination, but it becomes about the process of making something come to life.

Behind every creative pursuit is a valuable lesson. Not only are kids being taught skills that help them bring their projects to life, they’re also learning the patience and discipline it takes to master those skills.

An arts education is far more than time to play or imagine. PBS reports that kids who participate in the arts regularly (three hours a day at least three days in a week) are four times more likely to excel at academics and receive some kind of recognition for it.

Arts are an important part of childhood development from a young age to the teenage years. Sign your kids up for creative classes today. For the Silo, Mila Urosevic.

Working Toward Sustainable Health Care System For Ontarians

During meetings, doorknocking and attending community events, I find the provision of health care remains the number one issue for Ontario taxpayers. Access to publicly funded health care is fundamental to our shared understanding of what it means to be an Ontarian and a Canadian. However, there are threats to the long-term sustainability of our system – not the least of which includes an increasingly aging population with complex needs.

The future of the health care system we cherish and expect is at risk. To that end, Ontario’s Health Minister Christine Elliott attended AMO – Association Municipalities of Ontario – to present our plan to build a modern, connected and sustainable public health care system. Our system is in need of transformational change. With the creation of Ontario Health, the province’s new central health agency, and the work toward establishing the first wave of local Ontario Health Teams, the goal is to build a connected, integrated, coordinated system of care — centered on the patient.

To ensure patient-centered care, health teams will be based on and driven by local communities. We must also consider how best to deliver public health, a central component of community health care, in a way that is resilient, efficient, nimble, and modern. Municipalities stress the need to consult more broadly. That is why Premier Ford made a commitment to pause any changes to the funding for 2019. Doing so will offer municipalities the time needed to find ways to support the shared objective for a more sustainable public health care system.

Starting January 1, 2020, all municipalities will transition to a 70-30 cost sharing funding model – 70 province and 30 municipality. I sit on the Standing Committee on Public Accounts. In 2017, Ontario’s Auditor General reported that public health units are poorly coordinated and duplicative. Since 2014, one-third of public health units have undertaken research on a number of common topics – like sugar-sweetened beverages, energy drinks, e-cigarettes and alcohol. We question the need to invest taxpayer dollars to produce multiple reports on the same topics. People need to know that the services offered by their public health unit are available to them, no matter where they live in the province.

Currently, there is inconsistency across Ontario in the services available. Something has to be done.

The status quo is not an option. That is why our government will launch renewed consultation with municipalities and other partners in public health. The next phase of engagement will be open and transparent, anchored by the release of a discussion paper. Among other aspects of the new regional entities, this paper will outline our proposals for boundaries for the new regional public health entities.

Ontario will not be reducing funding to land ambulance services.

In fact, municipalities will receive on average nearly four per cent more in funding for the 2019 calendar year, and can expect continued growth for 2020. Together, we are building a modern, sustainable and integrated health care system that starts and ends with the patient. Modernizing our public health sector and our emergency health services are an important part to the plan. Because of the important work being done today, people in Ontario can rest assured that there will be a sustainable health care system for them when and where they need it. For the Silo, Toby Barrett MPP Haldimand-Norfolk.

Why A College Of Kinesiology For Ontario?

FYI exercise is medicine image: www.hungry-runner.com

Toronto, Ontario  – The numbers are well-known – regular exercise can reduce the risk of heart disease by 40 per cent, lower the risk of stroke by 27 per cent, decrease the incidence of high blood pressure and diabetes by 50 per cent and lower the risk of colon cancer by 60 per cent.  Exercise has also been noted to reduce mortality and the risk of recurrent cancer by 50 per cent and to reduce the risk of developing Alzheimer’s by a third.

It is clear that the role of exercise and the profession of Kinesiology, as human movement professionals, will continue to grow.

“The creation of  the College of Kinesiology of Ontario set the stage for a significantly increased focus on the role of physical activity in both the prevention and a treatment of illness and chronic disease,” said Janice Ray, President of the Ontario Kinesiology Association.

But instead of being concerned with the single hour that clients and patients spend in the gym or rehab facility, many Kinesiologists are focusing on ways to help promote optimal health during the other 23 hours of the day as well.

Dr. Chris Ardern, a Kinesiology Professor at York University, and a Research Scientist at Southlake Regional Health Centre in Toronto, has spent his career focusing on obesity and physical activity and how they affect a number of other precursors to chronic disease.  Dr. Ardern has published or co-authored almost three dozen papers on obesity and physical activity.

Beyond the standard focus on leisure-time activity, says Dr. Ardern, more attention needs to be paid to curbing the sedentary time people spend at work or commuting. A focus on  daily routine from a more holistic point of view is required instead of just how much time is spent being “moderate-to-vigorously active” if we are to make a more significant impact on preventing obesity, chronic disease and other illnesses.

Like obesity, physical inactivity is now understood as a serious problem, says Dr. Ardern. He suggests that aggressive promotion of physical activity is vital to offseting the impact of obesity and chronic disease. For Kinesiologists who see the consequences of our current lifestyles every day, there is a sense of urgency to counter-act the relentless marketing surrounding foods high in fat and sugar, and the inactvie lifestyles that come from sitting in front of some kind of screen for hours on end.

“Every little bit helps,” says Ray, referring to every opportunity, nor matter how small, to get moving throughout the day.  “Modern lifestyles often don’t leave much time for dedicated physical activity, and too many if us aren’t even programmed to think about the little opportunities that can really make a difference.”

Here are some simple ideas to get you started:

·      Avoid elevators and escalators – take the stairs whenever possible (at least take them down if up is too much) ·      Park in the back corner of the shopping mall or workplace parking lot (spots are easier to find too) ·      Walk to the corner store (remember walking is a real mode of transportation) ·      You don’t have to be a smoker to get outside on your break, (go ahead, enjoy a breath of fresh air and move around) ·      Share a walk with your kids, spouse, significant other, sibblings, parents, friends etc. (it’s a great way to talk without having to look at each other, or just as good – not talk)

The important role of physical activity to reduce the risk of chronic disease are well documented.  Large and small efforts all combine to reduce the risks of many chronic diseases, and when combined with the benefits physical activity brings to the treatment and management of chronic disease and illness and the it becomes clear the Provincial Government should be including a greater focus on physical activity to improve outcomes for patients and improve the quality of life for the people of Ontario.

About Kinesiology
As authorities on movement and exercise, Kinesiologists are committed to enhancing quality of life through the promotion of physical activity and workplace safety, the prevention and management of injury and chronic disease, and the improvement of health and performance.

About the Ontario Kinesiology Association (OKA)
The Ontario Kinesiology Association (OKA) is the voice for Kinesiologists in Ontario. Actively working on behalf of its members, the OKA is dedicated to promoting Kinesiology as an integral part of Ontario’s healthcare team and raising the profile of the profession across the province. For the Silo, John Armstrong

Life Lessons Everyone Can Learn From Olympic Athletes

All eyes were on Rio for two weeks when the world’s greatest athletes competed in the 2016 Summer Games. Next years Summer Olympics look to be no different. While it’s great to enjoy the games, there are actually some very important lessons that everyone can learn from watching Olympic athletes.

Steve Siebold
Steve Siebold

Steve Siebold, a former professional athlete, psychological performance coach and author of 177 Mental Toughness Secrets of The World Class, says there are 10 important lessons we can all learn about success from Olympic athletes:

  1. They never stop learning: Olympic athletes are at the top of their games because they spend so much time practicing, watching replays of their performance and strategizing with their coaches. If you want to be the best at something, you must commit yourself to being a student for life.

2. They overcome obstacles: When most people run into an obstacle, they seek escape.  Olympic athletes have a plan to push forward when this happens and learn all they can from the challenge.  They know facing adversity is part of being successful.

You can beat adversity! The no1 ranked player lost to skill and mental toughness.
Click me! You can beat adversity! The 2016 #1 ranked player lost to skill and mental toughness.

  1. They think big: Ask most people what they’re thinking at any given time, and you might be surprised to learn how many think about just getting by.  That’s called selling yourself short.  If you ask every athlete in Rio if they think they are going to win the gold, they would all tell you ‘yes.’ They fully believe in themselves and their abilities, and nothing you could say will talk them out of it. They think big and therefore get big results.
  1. They know consciousness is contagious. Olympic athletes live together and spend so much time together because consciousness is contagious. Your level of success in any area of your life is most likely the same as the people you spend the most time with.  If you want to be better at something, get around people who push you to greatness.
  1. They are consistently great.  The reason Olympians are so consistent is because their actions are congruent with their thought processes.  They have a very clear mental picture of what they want, why they want it and how to move closer to their target objective.  Do you?
  1. They compartmentalize their emotions.  In other words, Olympic athletes have the ability to put aside anything else going on at that very moment, and focus only on the task in front of them: winning the gold.
  1. They know very good is bad.  For the average person, to be classified as very good is something to be proud of.  For the great ones like Olympians, it’s an insult. Don’t settle for mediocrity. Why just be happy with the bronze or silver when you can go for the gold?
  1. They are held accountable: Olympic athletes are held accountable on so many levels.  One of the biggest problems is that most people have no means of accountability or a support system in place when it comes to what they’re trying to accomplish. Whether it’s losing weight, making more money or anything else, being held accountable changes everything.
  1. They know it’s their desire that counts. Olympic athletes know winning isn’t everything.  It’s wanting to win that counts.  Olympians have a “whatever it takes” attitude.  They’ve made the decision to pay any price and bear any burden in the name of victory.
  1. They are comeback artists: While most people are demoralized by setbacks and defeat, Olympians know that large scale success is based on a series of comebacks. Emotionally speaking, they don’t understand the concept of giving up. On the physical plane, they have perseverance. On the mental plane, they have toughness.  On the spiritual plane, we call it artistry. For the Silo, Jack Allen.

Supplemental- Top Ten All Time Sporting Upsets

Toronto Drops To Sixth As Washington DC Enters World Safety City Index

Tokyo edges Singapore (2nd) and Osaka (3rd) again to take the top spot globally in 2019.Two North American cities make up the top ten, including Toronto (6th) and Washington, DC, (7th).The remaining top ten cities are: Amsterdam (4th), Sydney (5th), Copenhagen and Seoul (tied 8th) and Melbourne (10th).The 2019 edition of the index includes ten new indicators, of which eight are related to environmental resilience. 

The Economist Intelligence Unit today releases the third edition of the Safe Cities Index (SCI) at the Safe Cities Summit in Singapore. The index, which is the centre piece of a research project sponsored by NEC Corporation, ranks 60 cities worldwide across five continents. It measures the multifaceted nature of urban safety, with indicators organised across four pillars: digital, infrastructure, health and personal security.  

Cities in the Asia-Pacific (APAC) region make up six of the top ten safest cities, with Tokyo taking the top spot for the third time in a row. Along with Tokyo, other APAC cities, as in the past, dominate the SCI2019. Singapore and Osaka come second and third, while Sydney and Melbourne also make the top ten.  

Toronto and Washington, DC, are the highest ranked North American cities in the SCI2019, with Washington, DC, entering the top ten for the first time. Overall, North American cities perform well in digital security, accounting for seven of the top ten cities in this category. These cities include Chicago, Washington, DC, Los Angeles, San Francisco, Dallas, New York and Toronto. 

Vaibhav Sahgal, consultant at The Economist Intelligence Unit, says: “US cities continue to perform well in digital security as the government strengthens its cyber-security regulations, while Canadian cities tend to fare better than their US counterparts in personal security. None of the cities in the US make it into the top 20 in the personal security category—Washington, DC, only ranks 23rd, together with Shanghai.” 

The SCI2019 benefits from a major revision designed to better capture “urban resilience”—the ability of cities to absorb and bounce back from shocks—a concept that has had an increasing influence on thinking in urban safety over the last decade, especially as policymakers worry about the implications of climate change. The 2019 edition is the third, following the 2015 and 2017 iterations.The SCI2019 scores are not evenly spread, with a large number of cities clustered at the top, and the rest showing wider variation in scores. Just ten points separate the overall scores of the top 24 cities, while the following 36 are 40 points apart. The research shows that levels of transparency in cities correlate as closely as income with index scores. 
Research shows that the performance of different safety pillars correlates very closely with each other, signifying that different kinds of safety are thoroughly intertwined. The top performers in each pillar are as follows: Digital security: Tokyo (1), Singapore (2), Chicago (3), Washington, DC, (4), Los Angeles/San Francisco (5)Health security: Osaka (1), Tokyo (2), Seoul (3), Amsterdam (4), Stockholm (5)Infrastructure security: Singapore (1), Osaka (2), Barcelona (3), Tokyo (4), Madrid (5)Personal security: Singapore (1), Copenhagen (2), Hong Kong (3), Tokyo (4), Wellington (5)
The leading cities got the basics right, including easy access to high-quality healthcare, dedicated cyber-security teams, community-based police patrolling and/or disaster continuity planning. The accompanying SCI2019 report explores the index results, incorporating 14 in-depth interviews with industry experts around urban safety. 

Naka Kondo, senior editor at The Economist Intelligence Unit, and editor of the SCI2019 report says: “Overall, while wealth is among the most important determinants of safety, the levels of transparency—and governance—correlate as closely as income with index scores. Our research shows the many ways that transparency and accountability are essential in every pillar of urban security, from building safer bridges to developing the trust needed for relevant stakeholders to share information on cyber-attacks. The research also highlights how different types of safety are thoroughly intertwined—that it is rare to find a city with very good results in one safety pillar and lagging in others. Policies, service planning and provision should also take this into account—and this year, we have decided to convene stakeholders from around the world in a Safe Cities Summit to discuss such matters around urban safety.

Should Fantasy Sports Be Classed As Gambling?

What Fantasy Sports Are PlayedOnline fantasy sport games are becoming increasingly popular in the modern era, with more and more variations on traditional fantasy games. There are now fantasy games for most sports, including but not limited to American football, soccer and rugby union. In particular, companies have latched onto major sporting competitions and offer fantasy games for those events. Most recently, there have been plenty of fantasy games created for the Rugby World Cup, which took place in England and Wales throughout September and October a few years ago.

Traditionally, fantasy sport games have been created purely for entertainment reasons. However, in recent years, a number of fantasy games have been created that require people to pay in order to enter the leagues. DraftKings is perhaps the most famous and widely advertised, and they offer DAILY fantasy leagues on a number of sports, mainly baseball, American football and ice hockey. To enter these fantasy leagues, you need an account and can stake money in order to win funds, which you can in turn choose to withdraw or restake.

It’s a little confusing for the fantasy novice and even more so for those who have been playing old-school free fantasy games for decades. But this new system appears to work, although the amount of skill and ability needed certainly makes it close to gambling. For example, you need skill to play online casino games like Blackjack by 32Red. This is widely recognized as gambling, so why should it be any different simply because it’s linked to an online fantasy game? Many people believe it shouldn’t. Both take up a reasonable level of talent to play, and require funds – in a way, they are incredibly similar.

Furthermore, quite a few people have compared staking money on fantasy football to placing a bet on players to score in real-life sporting events. For example, you can place wagers on Houston Texans wide receiver DeAndre Hopkins on DraftKings but you can also stake money on Hopkins to score a touchdown, rack up ‘x’ amount of receiving yards and other markets at a range of both online and offline bookmakers.

However, many fantasy games are free to enter and don’t require additional funds. The NFL fantasy football game allows players to play free of charge, and users are able to compete in either NFL-managed leagues or custom-made leagues with friends and family members. For American football fans, this is the perfect fantasy game for those players who are more concerned about the enjoyment and having fun rather than winning money – even the NFL teams understand the need for the public to play. It’s a relatively simple website and they also have a downloadable app that can send reminders for changing and setting your line-up.

Most importantly, you don’t have to pay anything. You say have because there is the option to open a league with a prize fund. However, that is a season-long thing and certainly shouldn’t be considered as gambling. There aren’t any fantasy options at websites like 32Red, blackjackballroom, or caesarscasino but you can stake money on real-life American football matches and build accumulators. Fantasy football is an incredibly popular game across the world and free versions will always be welcomed by those who aren’t too concerned about winning money and those who play purely for the enjoyment and excitement of competing against others.

Moreover, soccer fans can access the Premier League’s official fantasy game free of charge, too. Football is one of the greatest sports on the planet and millions of people keep up to date with all of the latest injury news and transfers in the sporting world. The Premier League version could branch out to allow those wanting to stake funds the opportunity to do so, but for now it remains a free game for the masses. As soccer is so universally followed, many have called for the Premier League’s fantasy football game to offer a paid version and it wouldn’t be a huge surprise to see this in the future.

Are paid fantasy games gambling? Well, it depends on a number of key variables and external factors. If you’re staking on a daily basis, playing more because you’re addicted and focused on winning money than for the sheer enjoyment of fantasy sports, then that’s a worry. However, the majority of fantasy users aren’t like that and enjoy placing simple stakes, quite like many of the same people who enjoy playing online casino games such as Blackjack and Roulette. For the time being, there isn’t a huge need to classify fantasy sports as gambling but that could change if fantasy games adopt a similar stance as DraftKings and they all become ‘pay-to-play’ games in the future.


Get Dirty And Grow Organic

Rick’s lettuce- yummylicious

We’re too fat.  That’s what the media tell us.

We’re too lazy.  They say that too.  And North Americans in general are pretty unhealthy.  I’m saying that. Yet at the same time there are daily press releases about eating healthier, supporting local agriculture, the 100-mile diet, and buying organic produce.  Of course, that requires some thought and decision-making.  The default setting is to support economies of California or China, which we do, pay for the increasing cost of importing,which we do, and wonder what residual chemicals are in our salad greens, which we should.

I was at a high-end organic market in the GTA recently and I hate to say it, but the organic vegetables were a great disappointment.  I felt it was a misrepresentation of what organic produce should be.  But what if you grew your own? Or at least tried?

You don’t need a degree in agriculture, and don’t have to be intimidated by those who have been gardening for years.  It’s OK to be new.  It’s fun to be new.  There are all kinds of health benefits derived from gardening, aside from the produce itself.   And it gives you some time alone with your thoughts.

My advice is to just do it. 

Time and experience will be your best teachers.  Start simple, start small.  I had mini-gardens in townhouse patios and on apartment balconies for years.   At this point, I’m a big supporter of raised bed gardening for almost endless reasons. If you don’t want to go it alone, find a friend or two and have a competition. Like – who will have the first ripe tomato, (Grow the heirloom variety called stupice to win), or the biggest carrot, (oxheart will win, if you can find seed). The first thing to do is select your site.  Simply, the more sun the better.

The second step:  Prepare the bed. 

If you are going to put in a raised bed, you can just mound up the soil into a kind of plateau, or actually construct a container.  Avoid using pressure treated wood since the chemicals could leach out into the soil.  I’ve seen beds built with bricks and patio stones stood up on their edges.  I am
experimenting with various-sized lumber.

The next step is to add or amend the soil. 

The key is to add organic matter, and not just fertilizer pellets.  I think of it like feeding a child – you would never give your kids just water and vitamin pills and expect them to thrive.  Mixed organic matter (leaves, composted kitchen waste, composted manure, old straw…) builds the soil, feeds the worms, and adds the micro-nutrients that will eventually find their way into your vegetables.  Shortcuts are not sustainable. The most important rule is this:  feed the soil, and the soil will feed the vegetables.

If the soil is healthy, the plants will also tend to be healthy and be less susceptible to infestation by insect pests.  It’s one of the laws of nature that the sick and the weak are targets for the predator.  So it is in the garden.   Also consider “companion planting” for plant health.  Among other things I plant strategically-placed marigolds, nasturtium and herbs for insect control.

In selecting the plants for your garden, in the beginning start with what your family likes.  Even for the small garden you can get a pretty good yield in a small space.  For early spring grow leaf lettuce.  You can extend the season by picking off the outer leaves or cutting off the entire head about an inch above ground.  It will push more tender leaves until the summer heat arrives.

Love peas?

Try early bush snow peas, inter-planted with carrots and radishes.  All of them are great for small spaces. Grow herbs for your salads and seasoning.  You’ll decrease the desire for salt and sugar on your plate which will help you stay healthy. You just have to grow tomatoes. Locate a source for an heirloom variety.  Nothing compares with the taste of an old-fashioned vine-ripened tomato still holding the sun’s heat. For the Silo, Rick Posavad.

How Canada Influenced American Civil War

This August we saw the fifth U.S. Civil War re-enactment at Circle G Ranch, east of Cayuga, Ontario. On Sept. 13, re-enactors of the ‘Blue and Grey’ will go to battle in Otterville.

The American Civil War had a tremendous influence on the British North American colonies, and continues to be of mind.

At onset of the Civil War, Canada did not yet exist as a federated nation. When the war broke out in 1861, Canada was still a subject of Great Britain and had maintained an uneasy peace with its American neighbors since the War of 1812.

William Seward, the American Secretary of State during the Civil War, was an annexationist who felt that British North America was destined to become part of the United States. As it became obvious that the North would emerge victorious there was a fear the Union army would turn its eyes north of the border.

Many in the US government were supporters of Manifest Destiny, an ideology that stated America should conquer the continent. Canadians were concerned about the possibility of a US invasion.

The tensions between the United States and Britain, which had been ignited by the war and made worse by the Fenian Raids, led to concern for the security and independence of the colonies, helping to consolidate momentum for Canadian confederation.

In the election of 1864, the Republican Party used annexation as a means to gain support from Irish Americans and the land-hungry.

In 1866, an annexation bill passed in the US House of Representatives stating the United States acquire all of what is now Canada.

The Underground Railway- major sites in Ontario,Canada.

The Civil War also had an important effect on discussions concerning the nature of the emerging federation. Many Fathers of Confederation concluded the secessionist war was caused by too much power being given to the states, and thus resolved to create a more centralized federation. It was also believed that too much democracy was a contributing factor and the Canadian system was thus equipped with checks and balances such as the appointed Senate and the power of the British-appointed governor-general.

The guiding principles of the legislation which created Canada, the British North American Act, were peace, order and good government – in stark contrast to the perceived rugged individualism of the neighbours south of the border.

Since 1793, thanks to then Lieutenant-Governor John Graves Simcoe, Upper Canada – now present day Ontario – had banned the importation of slaves.
Canadians were largely opposed to slavery, and Canada had recently become the destination of the Underground Railroad.

The Underground Railway was a network of safe houses and individuals who helped runaway slaves reach free sates in the American North or in Canada.

It ran from about 1840 to 1860. It was most effective after the passage of the Fugitive Slave Act in 1850, which enabled slave hunters to pursue runaways onto free soil. It is estimated that about 30,000 reached Canada. Several communities were established in Ontario, including one east of Cayuga, at Canfield.

The Civil War claimed 7,000 Canadians and almost 620,000 US lives.

Between 33,000 and 55,000 men from British North America served in the Union army, and a few hundred in the Confederate army. Five served as generals, and 29 received the U.S. Medal of Honour. For the Silo, Toby Barrett MPP Haldimand-Norfolk.

Ontario Lawyer Book Outlines Path To Successful Divorce

Noted family lawyer Russell Alexander has written a book outlining the path to a successful divorce, taking readers step-by-step through the process from finding a lawyer to handling post- litigation issues. This one of the few books that touches exclusively on Ontario divorce law.

“It made me realize how much hunger there is for information on how divorces work,” said Alexander. “No one ever expects to get a divorce, so it’s not a subject that people spend much time learning about until they are facing one. It can be hard to catch up at such a stressful time.”

In 300+ pages, Alexander’s book, “The Path to a Successful Divorce,” aims to give readers a solid grounding on the key questions about family law that they’ll face as they go through a divorce, including whether they’ll need a separation agreement first, how courts view adultery and why representing yourself is a bad idea.

Using his knowledge of Canadian case law, Alexander also peppered the book with interesting anecdotes about real divorces that illustrate how some of these issues play out, such as a father who sent abusive text messages and a couple who were married in front of 500 people but never obtained a marriage license.

“Every divorce is unique,” Alexander said. “But there are principles that underlie the process that you need to understand before you move forward in a divorce. This is one case where what you don’t know can hurt you. Hopefully this book will help readers avoid that problem.”

The book is now available for purchase on Amazon Kindle and will be available in print on Amazon and on the firm’ s website later this spring. For more details, contact:  [email protected]

Russell Alexander Family Lawyers is committed to practicing exclusively in the area of family law in Ontario dealing with all aspects, including separation and divorce, child custody and access, spousal support, child support, and division of family property. A team of lawyers provide guidance from start to finish, helping clients identify and understand the legal issues as well as the options and opportunities available through the transition. The firm has offices in Lindsay, Whitby, and Markham, Ontario. For the Silo, Alison Beckwith .

Intelligence Squared U.S. Begins Season Debating Saudi Arabia, Iran & Turkey – In NYC & Online September 12

Saudi Arabia and Iran are vying for regional dominance, as the latter pursues nuclear weapons. Turkey is cozying up to Russia and China. Instability, conflict, and proxy wars have engulfed Syria, Yemen, and beyond. How should the United States respond to changing power, proxy wars, terrorism, and human rights issues in the Middle East? On Thursday, September 12, America’s debate series Intelligence Squared U.S. launches their fall season with a debate not one, but three motions, all investigating 
“Shifting Power in the Middle East”:

Motion 1: Is Trump right on Saudi Arabia?
Motion 2: Is the world safer without the Iran Nuclear Deal?
Motion 3: Is Turkey an asset to NATO?

In this latest installment in Intelligence Squared U.S.’s new “Unresolved”
series, debaters must declare their “yes” or “no” stance on each separate motion, allowing for both sharp disagreements and unexpected
alliances. The debaters will be:
* Michael Doran, senior director on the National Security Council under
President Bush* Reuel Marc Gerecht, former CIA case officer* Bernard
Haykel, professor of Near Eastern Studies at Princeton* Brett McGurk, the State Department’s former Special Presidential Envoy for the Global
Coalition to Defeat ISIS* Barbara Slavin, the director of the Future of Iran Initiative

The debate will be held at NYC’s Symphony Space and stream live online, then air soon after as part of the syndicated public radio show and podcast “Intelligence Squared U.S.” On September 12, online viewers can tune in at IQ2US’s website: https://www.intelligencesquaredus.org/debates/unresolved-shifting-power-middle-east

 WHAT: Intelligence Squared U.S. Debates “Unresolved: Shifting Power in the Middle East”
WHEN: Thursday, September 12 / 7:00-8:45 PM EDT
WHERE: Peter Norton Symphony Space, 2537 Broadway, New York, NY
TICKETS: $40 ($12 for students w/ ID). To purchase, visit http://www.intelligencesquaredus.org/  

Debaters Bios: * Michael Doran, Senior Fellow, Hudson Institute
Michael Doran is a senior fellow at the Hudson Institute in Washington, D.C., where he specializes in Middle East security issues. Doran served as a senior director on the National Security Council under President Bush and was responsible for helping to devise and coordinate U.S. strategy on a variety of Middle East issues, including Arab-Israeli relations and U.S.
efforts to contain Iran and Syria. He also served in the Bush
administration as a senior adviser in the State Department and a deputy assistant secretary of defense in the Pentagon. 

* Reuel Marc Gerecht, Senior Fellow, The Foundation for Defense of
Democracies & Fmr. CIA Case OfficerReuel Marc Gerecht is a former
case officer for the CIA, where he served as a Middle Eastern targets
officer with the CIA’s directorate of operations. He is a senior fellow at the Foundation for Defense of Democracies, a non-partisan organization
centering on national security, where he focuses on Iran, sanctions,
terrorism, and the Middle East. He is the author of “Know Thine Enemy: A Spy’s Journey into Revolutionary Iran” and “The Islamic Paradox: Shiite Clerics, Sunni Fundamentalists, and the Coming of Arab Democracy,”
among others.  

* Bernard Haykel, Professor of Near Eastern Studies, Princeton University Bernard Haykel is a professor of Near Eastern Studies and the
director of the Institute for Transregional Study of the Contemporary
Middle East, North Africa and Central Asia at Princeton University. After working as a post-doctoral research fellow at Oxford University in
Islamic Studies, he joined New York University in 1998 as associate
professor before taking up his post at Princeton. He became a
Guggenheim fellow in 2010 and is co-editor of the book, “Saudi Arabia in Transition; Insights on Social, Political, Economic and Religious Change.” 

* Brett McGurk, Fmr. Special Presidential Envoy for the Global Coalition to Defeat ISISBrett McGurk served as Special Presidential Envoy for
the Global Coalition to Defeat ISIS at the U.S. Department of State, where he helped build and then lead the coalition of 75 countries and four
international organizations in the global campaign against ISIS. He served in senior positions in the Bush and Obama administrations and has led some of the most sensitive diplomatic missions in the Middle East over
the last decade. McGurk is currently the Frank E. and Arthur W. Payne
distinguished lecturer at the Freeman Spogli Institute and Center for
Security and Cooperation at Stanford University. 

* Barbara Slavin, Director, The Future of Iran Initiative, The Atlantic CouncilBarbara Slavin is the director of the Future of Iran Initiative and a nonresident senior fellow at the Atlantic Council. The author of
“Bitter Friends, Bosom Enemies: Iran, the US and the Twisted Path to
Confrontation,” she is a regular commentator on U.S. foreign policy and
Iran on NPR, PBS, and C-SPAN. Previously, Slavin served as a public policy scholar at the Woodrow Wilson International Center for Scholars. Slavin
is a career journalist, and currently writes as columnist for
Al-Monitor.com, a website devoted to news from and about the Middle
East.   

ABOUT INTELLIGENCE SQUARED U.S. DEBATES (IQ2US)
A non-partisan, non-profit organization, Intelligence Squared U.S. was
founded in 2006 to address a fundamental problem in America: the
extreme polarization of our nation and our politics. Their mission is to
restore critical thinking, facts, reason, and civility to American public
discourse. The award-winning debate series reaches over 30 million
American households through multi-platform distribution, including
radio, television, live streaming, podcasts, interactive digital content, and on-demand apps on Roku and Apple TV. With over 160 debates and
counting, Intelligence Squared U.S. has encouraged the public to “think
twice” on a wide range of provocative topics. Author and ABC News
correspondent John Donvan has moderated IQ2US since 2008.

Free Presidential Helicopter Game Via White House Historical Association

NEW GAME Added to White House Experience App

“Fly Like Ike”

Players Can Pilot Presidential Helicopter Around Washington, D.C.

August, 2019 (Washington, D.C.) – The White House Historical Association has just launched a new game in its WHExperience mobile app called “Fly Like Ike.” This interactive game allows users to pilot the president’s helicopter and make stops to learn about several monuments and historic sites in Washington, D.C. before testing their aviation skills by landing on the South Lawn of the White House.

A picture containing grass, sky, outdoor

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Helicopters have played an important role in transporting the president since 1957 when President Dwight D. Eisenhower became the first president to use a helicopter. The helicopter used in this game is a replica of the Official 2019 White House Christmas Ornament.

“Fly Like Ike” currently features these seven destinations: U.S. Supreme Court, U.S. Capitol, National Mall, Washington Monument, Jefferson Memorial/Tidal Basin, Lincoln Memorial, and the White House.

“Fly Like Ike” is the latest feature on the White House Historical Association’s WHExperience app, which is free to download on iOS, Android devices.

The WHExperience app also provides information and a link to purchase the  2019 Official White House Ornament, which commemorates President Eisenhower’s commitment to innovation as the first president to fly in a helicopter while in office in July 1957.

“Fly Like Ike” requires Wi-Fi or a data plan, and is compatible with iPhone 7 and up and devices running Android version 7.0 and up.  

The WHExperience app also includes virtual tours of the White House and a “Presidential Lookalike” selfie feature, which is powered by Amazon Rekognition technology. For the Silo, Jessica Fredericks.

About The White House Historical Association

First Lady Jacqueline Kennedy envisioned a restored White House that conveyed a sense of history through its decorative and fine arts. In 1961, the White House Historical Association was established to support her vision to preserve and share the Executive Mansion’s legacy for generations to come. Supported entirely by private resources, the Association’s mission is to assist in the preservation of the state and public rooms, fund acquisitions for the White House permanent collection, and educate the public on the history of the White House. Since its founding, the White House Historical Association has contributed more than $50 million USD in fulfillment of its mission.  

Climate Peril Book Highlights Predicted Ecological Catastrophe

How do we know? "Orbital climate satellites will measure changes in energy that is entering and exiting the atmosphere as well as the effect that manmade greenhouse gases (GHG) or aerosols, are having on the atmosphere." http://green.blorge.com/2011/01/the-glory-climate-satellite-will-join-the-a-train/
Orbital climate satellites measure changes in energy that is entering and exiting the atmosphere as well as the effect that manmade greenhouse gases (GHG) or aerosols, are having on the atmosphere. image: green.blorge.com

A new, authoritative climate book puts all major aspects of the climate crisis into a broad national and international perspective, revealing that the gravity, imminence, and permanence of the crisis are widely misunderstood.

Climate Peril
Climate Peril: The Intelligent Reader’s Guide to Understanding the Climate Crisis (Northbrae Books) by energy and climate expert Dr. John J. Berger  has an introduction by Dr. Paul and Anne Ehrlich of Stanford University and a foreword by Dr. Ben Santer, an internationally respected climate scientist with Lawrence Livermore National Laboratory and the Intergovernmental Panel on Climate Change.

The book underscores the unprecedented urgency of the climate crisis, providing detailed revelations about the grave harm climate change is now doing to human health, national and international security, our economy, natural resources, including the oceans, and biodiversity. Climate Peril demonstrates, for example, that holding global heating to 2° C is no guarantee of climate safety, contrary to the assumptions of many policymakers, and that the world is very likely to exceed this limit anyway.

2degrees threshold

Readers have found that Climate Peril makes important findings of climate science easily accessible and helps them better understand the breadth of the climate threat to our economy and society. The book begins by explaining how the climate system naturally operates and then illustrates how human activity has disturbed it.

Climate Peril goes on to document the broad consequences of rapid climate change, drawing attention to its impacts on nature, the economy, human health, and national security. In the process, Climate Peril highlights our proximity to irreversible climate tipping points and to ecological catastrophe.

Supplemental- Why a two degrees C increase in global average temperature IS a big deal by Elizabeth May  https://www.greenparty.ca/blogs/7/2013-01-21/why-two-degree-celsius-increase-global-average-temperature-big-deal

High School Student Dropped Out Joins Tech World Via Coding School

CodingWhat happened when Katya Eames, a 16 year old female dropped out of High School and joined the tech world by enrolling in a coding school?

Joe Eames, her father, is a successful programmer. He believes in empowering youth and females, through technology. He got his daughter involved in some basic exposure to programming and web development. The more she got involved, the more empowered she felt.

Katya was selected to speak at one of the largest recent gatherings of web developers, ng-conf. Following, she attended an event where she taught Governor Herbert of Utah how to code.  Katya will complete her high school requirements using an online high school.

Katya teaching Governor Hubert how to code.
Katya teaching Governor Hubert how to code.

What are the thoughts of a high school age female about dropping out of school to attend DevMountain, a coding school in Utah?

  1. What do you think was missing from your High School experience in terms of your personal interests?

What I think was missing from my high school experience was the ability to actually learn, and to try new things and grow at your own pace. It seemed less like they wanted you to learn, and more like they wanted you to pass tests.

  1. Was it difficult to transition to coding school at your age?

    It was. In high school it was easy for me to not pay much attention and do my assignments at the last minute but still get relatively good grades. Then at DevMountain, I had to manage myself and had no grades to try and earn. It was definitely very different from high school.

Computer Code

  1. How important was the role of your father, a professional programmer, in helping you make your decision?

    He was really important in my decision because he was an example of how successful I can be doing something I love, and he was really supportive of me choosing to do it though it’s not the normal way to go about getting an education.

  1. Are you finding the online, high school learning experience something you can easily handle?

    I haven’t started yet, but from what I’ve seen and heard from friends who do online schooling, it seems to be much more my speed than traditional public schooling.

 

  1. Would you encourage other members of your generation to think about their options while still in high school, and perhaps go into coding?

    Definitely. You should explore your options as much as you can in high school, even if it doesn’t seem like something you would like. You never know when you’ll discover something you seem to have a natural talent/understanding for, or something that excites you that you never thought to pay attention to (or especially something you thought only those of the opposite sex are supposed to do).

  1. Do you think that members of your generation are particularly adept with computers and likely prospects for a coding school experience?

Start Coding

    I do. Those in my generation, and the younger Millennials, have grown up with technology always nearby. We know how to use it and we understand newer technology easier than others. Everyone in my generation has ideas on how to make our world better for us and our siblings and our future children. Programming and computer sciences, along with the other sciences, are great ways for us to advance the world in the direction we want it to go.

  1. Have you begun to make an income with your coding knowledge?  Are you in the market for a coding job as an employee or contractor?

    I have started making an income, not solely on my programming, but also on my unique views as someone who wants to know what they want to do in life at a young age in has taken a very untraditional route to pursue that career. As of now I am in the market for smaller projects while I finish school and continue learning.

Click to watch Katya's address at this years ng-conf
Click to watch Katya’s address at this years ng-conf

  1. What do your friends think of this, leaving high school and learning a skill early on in life where you can make an income?

    Some of them were worried first about my sudden decision to drop out of school in the middle of my junior year, but now they’re all very supportive of me and think it’s really cool that I’m able to pursue what I want to do. (though they all have the same complaint of missing me at school.)

  1. Lastly, what are the ideal personality characteristics for a young person to become involved and succeed at coding school?

    They need to be willing to push themselves and manage their own time. They also need to be able to be critiqued regularly by those who are more experienced than them and know that most, if not all, critiques are done with good intentions. You need to be willing to continue learning. Technology is always changing, and so the languages we use to program that technology have to constantly adapt. You never know everything there is to know when you’re a programmer.

About DevMountain

DevMountain started in 2013 in Utah. With over 300 graduates, two campuses, and six course offerings, DevMountain is the largest coding/technology school in the Intermountain West, and one of the highest rated coding schools in the United States.

Supplemental- Could Amazon’s AWS Lambda signal a new future for ‘automated coding’?

Click to view on I-tunes
Click to view on I-tunes

Ontario Can’t Afford To Not Win War On Phragmites

Phragmites is likely the largest invasive plant threat facing Ontario today. It has taken over our wetlands, invaded our ditches and can get a foothold just about anywhere. It’s the monster that keeps coming back – we can’t let our guard down.

Phragmites was first found locally in the Long Point wetlands 20 years ago.

Spraying of glysophate started at Long Point and Rondeau Provincial Parks in September 2016, and has proven 99.7 per cent successful. When the phragmites is dead, the seed bank of native species, like cattails, will reactivate. Although spraying works, it must be followed up by rolling or cutting and burning. On Long Point Bay, there is a combination of private, provincial and federal wetlands. Much of the private wetlands are in the hands of hunt clubs, most of which have been active in controlling phragmites.

The Crown Marsh and the Turkey Point beaches are provincial holdings.

The Canadian Wildlife Service land, which comprises most of the point itself and the Big Creek marsh, are federal. I recently attended the meeting of the Long Point Phragmites Action Alliance – a local group dedicated to fighting this invader. They donated $20,000 toward continuing spraying in the Long Point Crown Marsh last year. Their annual fundraiser, Rocking the Point, will be August 24th.

My office worked tirelessly to ensure phragmites were sprayed last fall at Turkey Point beach after several years of inaction by the previous government. This spring the dead plants were flattened and burned. The Ministry of Natural Resources and Forestry is working with a number of conservation partners to coordinate prevention, control, research and management activities to help address this serious threat in recognition of the importance of the prevention, early detection, early response and eradication of invasive species.

This year the Ontario government is investing over $2 million in invasive species programs and education, and will be investing $850,000 in the centre to support ongoing research and management. Based in Sault Ste. Marie, the centre brings together government, academia, industry and Indigenous communities and organizations to conduct research, response planning, management and habitat restoration.

Early detection is especially important because once invasive species become established it is extremely difficult to remove them, potentially causing long-lasting damage to our environment.

For federal lands, thanks to the actions of MP Diane Finley, the Nature Conservancy of Canada (NCC) will receive $375,000 over the next three years to aid in the removal and prevention of phragmites growth in sensitive ecosystems. Recently, we saw another win for the ongoing control of phragmites with the Ontario Trillium Foundation’s significant contribution of $90,000 to NCC to purchase a boat to control this invasive. Now in its fourth year, the partners have effectively controlled phragmites in over half the coastal wetlands at Long Point and Turkey Point.

With the help of the Ontario Trillium Foundation funds, NCC will be able to continue monitoring the shorelines for phragmites – catching remnant populations before they spiral out of control. Early detection and constant monitoring and control are key to successfully eradicating those devastating invaders and returning the marshes and shorelines to havens for turtles, birds and waterfowl. Although $2 million has been spent on phragmites control in the area, we must be vigilant as the monster will return. For the Silo, Toby Barrett MPP for Haldimand-Norfolk.

Supplemental- The Ontario Phragmites Working Group.

Featured image- Phragmites Great Lakes region photo by Janice Gilbert 2007

5 Tips For Choosing Good Immigration Lawyers

You increase your chances of approval when working with a specialist in immigration law. However, you must be careful when choosing a lawyer in order to avoid falling into the wrong hands. Many fraudsters take advantage of applicants who are doing everything they can to move to Canada or any other country. You may pay a high fee for poor services if you make the wrong decision. Some rogue lawyers or consultants do not even deliver the service but give endless excuses after receiving the fees. Here are some tips to help you choose the right immigration lawyer.

1. Utilize Your Consultation Fee Fully
You have an opportunity to ask all manner of questions and judge the quality of services during the consultation process. Ask as many questions as you can about the process. You may only have a few minutes to interact with the lawyer if the firm charges a low consultation fee. However, you can utilize that time fully and determine if the lawyer has enough experience in handling the immigration process.

2. Hire a Specialist
The major reason why you should hire an immigration lawyer is to ensure that your application is completed and submitted within the deadline. If a lawyer handles all types of legal cases, he or she may not have expertise in your type of application. The lawyer may miss some requirements if immigration is not his or her specialty. Ask about the range of services during the consultation process to determine if the lawyer is a specialist in immigration law.

3. Ask About the Fees Before Signing the Contract
A fraudulent lawyer will rush you to sign a contract even before you discuss the fees. Do not fall for this trick with any lawyer. Discuss the fees and agree before signing a contract. The best lawyers will give you an option to choose fixed fees payable in installments. Determine the best rate depending on the nature of services or case and ensure that the agreement appears on the contract. This brings us to another important tip.

4. Ensure that Both of You Sign a Written Contract
Insist on a written contract even if you trust the lawyer. Many lawyers know that clients expect a written document before agreeing to use their services. Fraudulent lawyers will leave out some important clauses such as the fees charged. Others will push you to sign the documents but fail to sign their part. Do not take any excuses for delays in signing the contract. Go through the document to ensure that it is accurate and comprehensive. Ensure that the lawyer signs the necessary parts and keep a copy of the contract.

5. Trust Your Gut
If you develop any doubts during the consultation process or regular communication, stop the negotiations immediately and get another lawyer. Discontinue the process if the lawyer gives dishonest answers even for the simplest questions. If your intuition tells you that a lawyer is not interested in meeting your needs, trust it and move on. If it feels wrong, there are high chances that you are talking to the wrong immigration lawyer.

NewZealand Immigration
Hiring the right immigration lawyer is the best decision you can make if you want to move to another country. An immigration specialist will make sure the application process is fast and easier and will relieve much of the stress associated with the whole process. Taking the time to ensure that you have the right lawyer is an essential first step in the process. For the Silo, Dimitry Karloff.

Featured image- Imgur: The magic of the Internet

Get Your Children Ahead This Summer With Fun Math Songs

Get your children ahead this summer

Summer is here, but that doesn’t mean your child can’t keep learning. Karen Sokolof Javitch’s album ‘YOU’RE MATH-ERRIFIC’ is out now.

YOU’RE MATH ERRIFIC features educational songs that can help your children get ahead. Use these songs along with other educational apps to help keep children busy this summer.

Karen’s diverse creations include songs about exercising, celebrities, holidays, political figures, babies, children, math, patriotism, love and family.

The album contains both fun and educational songs and can be found on her website, https://jmrproductions.com/

Here today to talk about her music is Karen Sokolof Javitch.

Questions:

  • What inspired you to create this album? I loved math as a child, but I know that many children struggle with it. So I wanted to write some songs that would be fun to listen to and be helpful with certain math concepts. I would recommend the songs for elementary school students.
  • How can these songs help children with their math? .All of the songs have catchy melodies and are all fun to listen to. I’ve included a wide variety of subjects – addition, subtractions, shapes, counting, counting coins, And I take certain numbers – like 9 – Mr. 9 (27,000 hits) and expand on the number – there are “9 baseball players on a field,” it’s “in between 8 and 10.” Nine is the “last single digit.” These songs are great in the classroom and for children who are home-schooled. Listen to the album in the car and have your children watch the YouTube when they are home because there are very cute visuals to go along with the songs.
  • What song is your favorite off the album? The first one – ‘I’m Math-errific!’because it’s very positive about math and about how we are all ‘Math-errific! Math is all around us and it’s fun! “Math is such a part of our lives! One, two, three and four and five! Math gives us such good vibes! That’s why we’re math-errific!”
  • What other music have you been working on? I just finished my first baby song album – and my two little toddler grandsons love to dance and clap to the songs! It’s really cute! I have written many exercise songs. Sometimes I write satirical political songs – I try and find the humor in politics! Like when all of a sudden there were 23 people running for the democratic nomination, which inspired me to write, “Why Don’t you run for President?
  • One of your songs on the mother who had octuplets went viral with about 10 million YouTube views. What are some of your most popular songs and music videos? I have 15 albums and my album about Princess Diana has sold the most copies. Also on youtube, I have thousands of hits on my Princess Diana songs. I wrote a musical about her, as I feel she was such a exceptional human being. Some of my exercise songs are very popular – ‘Shake it for NObesity’ is one and ‘My Workout Place’ is another. – Mr. Nine is very popular. I have over 100 youtube videos.
  • Where may people find your music? Itunes, Spotify – cdbaby.com – and I have many videos on youtube – just type in my name – Karen Sokolof Javitch – or the title of the song and they will come up. I have a website where you can find my songs – JMRProductions.com – named for my 3 kids – Jenny, Mark and Rachel.

About Karen Sokolof Javitch:

Besides Karen’s 15 albums, she has co-written 4 musicals and was the creator and co-host of a popular Omaha radio show, “It’s the Beat.” Her musicals include “Princess Diana the Musical,” “From Generation to Generation,” and “Love at the Café.” These shows have been performed in many cities in the United States. In addition, Ms. Javitch has raised over $350,000 for national and local charities with her original music.

Featured image via moage.com

Return Of The Political Ditty We’re So Unhappy With Our USA Leaders

With all the constant problems in our political system, Karen Sokolof Javitch has released the song ‘We’re So Unhappy with Our Leaders.’

The song talks about the constant arguments between Democrats and Republicans and pleas them to work together to fix the United States of America.

Karen has also released the song ‘Why Don’t You Run For President’ which introduces listeners to the many candidates running for the democratic nomination.

Karen’s diverse creations include songs about exercising, celebrities, holidays, political figures, babies, children, math, patriotism, love and family.

You can find her music at her website https://jmrproductions.com/ or find Karen Javitch on Youtube.

Here to talk about her music is Karen Sokolof Javitch.

  • What inspired the creation of your song We’re So Unhappy with Our Leaders? I get very tired of listening to the news and all of the fighting that takes place between the republicans and the democrats.  the democrats are moving further to the left and that is very frightening.  President Trump gets blasted for doing some of the same things that President Obama did.
  • What ways do you think our government needs to change? Congress needs to call out all of the people in congress who are anti-semitic.  They don’t seem to care about that.  Ilman Omar is on the foreign relations committee as a freshman and she seems to hate Israel and Jews and everyone on the democratic side keeps their mouths shut about that.
  • Which candidates do you think have the best chance against Donald Trump? At this point, I don’t think anyone has a good chance.  they are too far to the left.
  • Moving away from Politics, what are some other songs that you have been working on? Exercise songs – for all ages – old and young.  I just put up a video for my song – Movin’ to the Beat! where I selected old dance scenes from old movies and it turned out terrific!
  • What are some of your most popular songs? I have a musical about Princess Diana and I have sold a lot of these albums.  On youtube, one of my ‘octomom’ songs went viral and some others have thousands of hits. Again, my Princess Diana youtube videos and my exercise videos have done really well.  So have my children’s songs!

About Karen Sokolf Javitch:

Besides Karen’s 15 albums, she has co-written 4 musicals and was the creator and co-host of a popular Omaha radio show, “It’s the Beat.” Her musicals include “Princess Diana the Musical,” “From Generation to Generation,” and “Love at the Café.” These shows have been performed in many cities in the United States. In addition, Ms. Javitch has raised over $350,000USD for national and local USA charities with her original music.

Finally A Happy, Catch, Easy-To-Remember Anniversary Song

Email Your Performance And Win 1000$ Donation To A Charity Of Your Choice

Omaha NE) To celebrate someone’s birthday pretty much anyone can belt out the “Happy Birthday” song, but what to sing in celebration of a couple’s anniversary? How can we ceremoniously honor such an important and personal holiday equally melodiously? Read below and discover not only how to, but also what you will receive in return if you email our highlighted songwriter a video of your performance. (Don’t worry the lyrics are only a few lines long and easy to remember.)

To answer these burning questions, award-winning singer-songwriter Karen Sokolof Javitch recently announced the worldwide launch of her personalized “Happy Anniversary Song.”


To commemorate this joyous event, Javitch currently has a nationwide search underway for all couples celebrating an anniversary to submit a video to her e-mail of them, family or friends singing her song. Karen will acknowledge the couple’s extreme faithfulness, by donating $1000USD to the charity of the couple’s choice. All entries must be submitted by August 30, 2019 to [email protected]

Anyone who enters will also receive one of Karen’s albums as a gift.

“Everyone knows the ‘Happy Birthday’ song, yet we all stumble when we try to sing a song for someone’s anniversary,” explains Javitch. “My new anniversary song is short and very easy to learn. Now, when you go to someone’s anniversary party, you’ll know what to sing. There will never be royalties, licensing or performances fees. It is my present to the world!”

To register, listen to the Happy Anniversary Song on her website JMRProductions.com, copy the words below and e-mail your video. Though not required to enter, those so inclined may view Javitch’s Happy Anniversary Song music video right here on The Silo:

As billed, the lyrics to the song are short, sweet and easily stick: Happy Anniversary, Happy Anniversary (wife’s name) and (husband’s name) we’re so happy to be at your (add # of years) Anniversary.

Javitch has raised over $350,000 for national and local charities through her original music.

Besides Javitch’s 15 albums, she has also co-written four musicals performed in many cities throughout the United States and was the creator and co-host of a popular radio show, “It’s the Beat.” Her family-friendly music includes a variety of songs about exercising and good health, celebrities, holidays, weddings, politics, children, babies, education, patriotism, love and family. For the Silo, Gerald McGlothlin.

Featured image- goodfon.com