Next Month MP3 Creators Debut Flexible Rendering Technology For New Immersive Audio Experience

Fraunhofer will be at CES 2025 from January 6-January 8, 2025 at the Fraunhofer suite in the Venetian Hotel.

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December 31, 2024, Erlangen, Germany — Fraunhofer Institute for Integrated Circuits (Fraunhofer IIS), a leading developer of advanced audio technologies, including mp3 and AAC, will present at CES 2025 upHear Flexible Rendering, a ground-breaking audio technology that greatly simplifies high-quality immersive sound experiences on consumer audio reproduction devices, including loudspeakers, soundbars, and TVs. upHear Flexible Rendering enhances and distributes sound flexibly to all available speakers for a spectacular enveloping immersive audio effect at all times.

upHear Flexible Rendering for Effortless Flexibility: Expand Setups from Stereo to Immersive 

upHear Flexible Rendering belongs to Fraunhofer’s upHear range of audio processing technologies. They enhance the sound quality of content from voice signals to immersive audio masterpieces and provide pristine audio pickup as well as faithful reproduction from classic stereo setups to complex scenarios with multiple devices. The upHear Flexible Rendering technology automatically combines wireless speakers for the best possible experience, supporting new immersive audio formats as well as providing first-class upmixing for legacy content.

What Makes This Technology Impressively Different

With upHear Flexible Rendering, everything is adjustable: Adding or removing a speaker from the system is no trouble due to its automatic adaptation to the current playback situation. Its inherent flexibility provides the option for effortless system growth making it very budget-friendly. All systems upgraded with upHear Flexible Rendering achieve enhanced immersion for an extraordinary sound experience. “Currently, users can only connect to one smart speaker at a time or to a fixed setup per room.

With the upHear technology, you now have the flexibility to conveniently combine any number of speakers into an immersive speaker cluster wherever you want. Party music in the kitchen? Transform your living room into a movie theatre? Operas in the bathroom? It is all possible without a fuss,” said Sebastian Meyer, Product Manager upHear, Fraunhofer IIS.

Fraunhofer Demos will be available at CES 2025 –

  • Speaker Repositioning: Smart speakers will be distributed in the room playing immersive music. The upHear Flexible Rendering technology will make it possible to add/remove speakers and to reposition them. The upHear algorithm optimizes the sound image based on the current setup. Visitors will be able to try out repositioning for themselves. The wireless speaker setup also uses the Fraunhofer Communication Codec LC3plus for ultra-low-latency wireless audio transmission.
  • upHear Microphone Processing Technologies: Through live calls, Fraunhofer will show how they make life easier: An “office” in the suite will show advanced AI-based technologies such as Echo Control, Noise Reduction, and the latest feature: Voice Isolation, which is the highlight of the Microphone Processing area. Users can create a “fingerprint” of their voice in seconds, which makes it possible to remove all sounds but their voice from a call for a truly personalized live call experience for better conferencing. 
  • Demo Audio Samples: Check out upHear demos at: https://comm-demos.iis.fraunhofer.de/upHear_20240808/index.html. 
  • upHear Mobile Audio: Fraunhofer’s virtualization platform opens the door to true spatial playback experiences on headphones. It works from a multitude of sources, from legacy stereo to current immersive formats. Thanks to the minimum resource requirements of the low-complexity rendering, it can run on DSPs for any audio device class, be it headphones, mobile devices, home audio systems, or even a low-power XR devices.

upHear is available immediately. For more information, see: www.uphear.com, and https://www.audioblog.iis.fraunhofer.com/tag/uphear.

Fraunhofer Audio Codecs to be presented at CES 2025 –

  • xHE-AAC: The stereo codec for broadcast and streaming provides DASH/HLS streaming at 12-320+ kbit/s, a new anchor loudness feature, mandatory loudness and dynamic range control, improved speech quality, and stereo imaging. The technology is already used by Netflix, Facebook stories, and Instagram Reels. xHE-AAC is natively supported on the latest Amazon, Android, Microsoft, and Apple products and operating systems.
  • LC3plus Lossless: Video calls, music, and gaming are best enjoyed with wireless headphones and microphones that deliver perfect audio quality and long battery life. With LC3plus, sound reaches users in perfect quality and the new LC3plus Lossless switches seamlessly between lossless and lossy modes of operation. It works with all features of LC3plus, including low-delay and superior robustness thanks to Advanced Packet Loss Concealment. LC3plus is on the Japan Audio Society’s list of codecs whose implementation opens the door for device manufacturers to use the prestigious High-Res Audio Wireless logo. Fraunhofer IIS will demonstrate integrations into the AKG N5 Hybrid Earbuds, a HyperX gaming headset, a Sony streaming microphone, and a headphone prototype by BEStechnic.
    • MPEG-H Audio: Next Generation Audio system for streaming and broadcast applications with advanced personalization and accessibility options. Fraunhofer will showcase devices by globally leading CE manufacturers with MPEG-H Audio support, which is required for Brazil’s upcoming broadcast standard DTV+. Here, the technology helps Globo, TV Cultura, and other major providers to deliver customizable immersive sound experiences with a high degree of accessibility. Viewers can choose between different languages and commentators or select a version with enhanced dialogue.

For the Silo, Karen Thomas/ Eva Yutani.

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About Fraunhofer IIS Audio & Media Technologies
Fraunhofer IIS is part of Fraunhofer-Gesellschaft, Europe’s leading applied research organization. The global leader in advanced technologies for audio coding and moving picture production. Almost all computers, mobile phones, and consumer electronic devices available today are equipped with technologies from Erlangen and are used by billions of people around the world every day. The creation of mp3, co-development of AAC as well as HE-AAC prove how Fraunhofer IIS has been innovating the audio sector for over 30 years. The current generation of compelling audio technologies includes Fraunhofer Symphoria for automotive 3D audio, EVS for phone calls with crystal-clear audio quality, xHE-AAC, which is used by major streaming services such as Netflix, by Facebook stories, and by Instagram Reels. MPEG-H Audio delivers personalized immersive sound for broadcast and streaming, which lets viewers adjust dialogue volume to suit their personal preferences.

Is Fighting Global Warming On The Downtrend?

Fighting against global warming is not popular with consumers today. But the consequences of a changing climate will not necessarily be kinder to the wallet.

If we take the case of three foodstuffs that are particularly consumed for breakfast, namely coffee, chocolate, and orange juice, a combination of unfavourable weather conditions have led to significant decreases in production and very sharp price increases: Lesechos.fr



Brazil, the world’s largest exporter of Arabica, is now increasingly plagued by drought (the latest one has almost dried up tributaries of the Amazon), which, not only affects harvests, but also results in hydroelectric production that has not increased for a decade.

It is again the drought that has penalized Vietnam, the leading exporter of Robusta, the other major variety of coffee grown in the world. In the end, the price of coffee has increased by 70% in one year.

But this is nothing compared to cocoa, whose price tripled over the period, due to unfavorable conditions in Côte d’Ivoire and Ghana, which account for 60% of exported volumes.

One of the margins for maneuver to lower prices is to increase production, but it is known that, for coffee and cocoa, the expansion of cultivation areas leads to deforestation… which will exacerbate global warming.

More coffee and chocolate?

Let’s drink orange juice! Unfortunately, the situation is not much more favorable for this citrus fruit. The table shows the drought in Brazil, the world’s largest exporter of oranges, but also a parasite that has led Florida’s production to be divided by 4.

Energy abundance, which started in a stable climate, has radically changed our consumption habits of exotic products in a few decades, allowing for long-range mass transport, and increasing crop yields.

Today, an orange, a chocolate bar or a cup of coffee have become commonplace products. But it doesn’t take a rocket scientist to understand that deglobalization (which will be a reality with a greatly reduced supply of hydrocarbons) and climate change will trigger an evolution that will go more or less far in the other direction.

Another not easy question in perspective! For the Silo, Jean-Marc Jancovic.

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Lutter contre le réchauffement climatique n’a pas la faveur du consommateur aujourd’hui. Mais les conséquences d’un climat changeant ne seront pas nécessairement plus clémentes pour le porte-monnaie.

Si l’on prend le cas de trois denrées particulièrement consommées au petit déjeuner, à savoir le café, le chocolat, et le jus d’orange, une conjonction de conditions météo défavorables ont conduit à des baisses significatives de production et des augmentations très fortes de prix : Lesechos.fr



Le Brésil, premier exportateur mondial d’Arabica, est désormais en proie de plus en plus souvent à la sécheresse (la dernière en date a quasiment mis à sec des affluents de l’Amazone), laquelle, non contente d’affecter les récoltes, a aussi pour conséquence une production hydroélectrique qui n’augmente plus depuis une grosse décennie.

C’est encore la sécheresse qui a pénalisé Le Vietnam, premier exportateur de Robusta, l’autre grande variété de café cultivée dans le monde. A l’arrivée, le prix du café a augmenté de 70% en un an.

Mais ce n’est rien à côté du cacao, dont le cours a triplé sur la période, à cause de conditions défavorables en Côte d’Ivoire et au Ghana, qui totalisent 60% des volumes exportés.

Une des marges de manoeuvre pour faire baisser les prix est d’augmenter la production, mais il est connu que, pour le café et le cacao, l’expansion des zones de culture engendre de la déforestation… qui va exacerber le réchauffement climatique.

Plus de café et de chocolat ? Buvons du jus d’orange ! Malheureusement, la situation n’est pas beaucoup plus favorable pour cet agrume. On retrouve dans la tableau la sécheresse au Brésil, premier exportateur mondial d’oranges, mais aussi un parasite qui a conduit la production de Floride à être divisée par 4.

L’abondance énergétique, qui a démarré dans un climat stable, a radicalement changé nos habitudes de consommation de produits exotiques en quelques décennies, en permettant les transports de masse à longue portée, et l’augmentation des rendements des cultures.

Aujourd’hui, une orange, une tablette de chocolat ou une tasse de café sont devenus des produits banals. Mais il ne faut pas être grand clerc pour comprendre que la démondialisation (qui sera une réalité avec un approvisionnement en hydrocarbures fortement diminué) et le changement climatique vont enclencher une évolution qui ira plus ou moins loin dans l’autre sens.

Encore une question pas simple en perspective ! Pour le Silo, Jean-Marc Jancovic.

How To Find Meaning Of Christmas In Our Politically Correct World

Once again it’s Christmas Eve and time for our perennial Christmas post which seems to gain more relevance and urgency with each year……2025 has been no exception. Merry Christmas to you all!

It seems that every where you turn these days, it is becoming incorrect to celebrate the Christmas holidays in “the manner in which you have become accustomed”- at least in the manner in which I have become accustomed.

To truly celebrate the Christmas season, and that’s what it is, no matter what anyone says, I have become open-minded and willing to accept EVERYONE’S ideas for the holiday season. If you disagree, please refrain from attending any “holiday” parties or dinners, taking the day off on December 25th or 26th (should you work for a company that still acknowledges these days as holidays) and carry on as usual. Should you happen to work for the government you are safe (for now) as they would never legislate against their own days off, although when it comes to politicians, I don’t believe never is in their vocabulary (particularly when it comes to matters involving taxes).

merry fucking whateverThe true “spirit” of the holiday season (oops, I meant to say Christmas) is for people to pause and give thanks. According to the man-made calendar of months and years, we are getting ready to start a New Year.

We give thanks for the things we have received in the past (not to be confused with Thanksgiving, another man-made tradition) and offer gifts to the people that have blessed us over the past year.

Being the humble (not humbug, Mr. Scrooge) creatures that we are, we also accept gifts from others (although for most it is not OUR birthday), all the while muttering that we aren’t worthy. Once these gifts are exchanged, a significant amount of “Why would she buy me this?” and “I don’t NEED another scarf” or “Does he think I’m that big?” are voiced in private, to be repeated over the next month or so. In the days immediately following Christmas, our thankful spirit has usually been diminished significantly.

The greatest reason for pausing at the end of the year (and any time, for that matter) is to be grateful for what you have.

Being grateful does not mean that you have to thank every one in your life personally, and you DON’T have to buy them a gift. If you are expecting a gift from someone you are probably going to be disappointed, and if you don’t reciprocate in kind you are going to be REALLY disappointed. If you have chosen to be open-minded I want to thank you for getting this far. I hope that you will also be open to a spiritual suggestion that will make you feel happy inside even though you may have received nothing outside.

Whether it is Christmas, Rosh Hashanah, the Chinese New Year, Hanukkah or Guy Lombardo’s Rocking New Year’s Eve, let those people who enjoy these festivals enjoy them. When someone acknowledges you with a holiday greeting that you are unfamiliar with, don’t believe in or if it makes you blow a gasket, pause for a moment and reply with a hearty “That’s The Spirit!”. Unless they have an aversion to ghosts, that reply should be fairly safe no matter what the season.

Let others grumble and complain that Christmas is too commercialized, the spirit of giving has been lost (or is too expensive), kids are spoiled today, no one appreciates anything and the holidays are just too much of a hassle anymore. Bellowing “That’s The Spirit!” right back at them is a great stress reliever, and at the very least will allow them to walk away from you (quickly, perhaps) in much the same way Lucy was bowled over by Charlie Brown’s enthusiastic “That’s It!” in “A Charlie Brown Christmas”.

At the risk of revealing my upbringing, I wish everyone a “Merry Christmas”, “Happy New Year” and a “God bless us, everyone”. By the way, for me it truly IS a wonderful life… For the Silo, Rick Fess.

Balance Holiday Tables Loaded With Unhealthy Food With Green Smoothies

Chef Shelley Alexander. A big fan of "start your day off with a green smoothie". We like that idea.
Chef Shelley Alexander is a big fan of “start your day off with a green smoothie” even if that day is Christmas morning.

For many people, the holidays involve indulging in buffet tables loaded with lots of fattening, processed foods and sugary sweets.

For those of us who strive the rest of the year to eat a healthy diet while leading busy lives, it can be a challenging time. Not only are we busier than ever, we know that all those foods we usually try to avoid are going to give us indigestion, sap our energy, and pile on the pounds.

“It really isn’t hard to give yourself, your family and friends the gift of delicious, nutrient-rich meals over the holidays,” says holistic chef and certified healing foods specialist Shelley Alexander, author of “Deliciously Holistic,” (www.aharmonyhealing.com), a new, full-color cookbook featuring more than 154 of her favorite healing foods recipes and 50 pages of holistic lifestyle tips to increase energy and immunity.

“Instead of heading to the local supermarket, visit a farmers’ market, where you can buy fresh, local, seasonal and organic produce, along with other nutritious foods created by farmers and local food artisans,” she says. “You’ll have a much more enjoyable experience in addition to stocking up on all the ingredients you need to have handy. You can also find excellent choices at natural and health food stores.”

Nutrient-rich, whole foods that don’t have unnatural fillers and other additives, including seasonal, organic vegetables and fruits, wild-caught
seafood, and pasture-raised, organic chicken and meats that come from well-fed, unadulterated, healthy animals, will completely nourish your body, make you feel better and ramp up your energy, she says. And you’ll find you won’t overeat, so it’s much easier to maintain your weight without counting calories.

We were disappointed to find out that the Tuna Torpedo was unavailable at our local rural Ontario Quizno's- not so anymore. Unbelievable calorie count!
Unbelievable calorie count!

Alexander offers six tips for quick and convenient healthy eating during the holidays.

1• When shopping, check labels and avoid foods with a long list of ingredients. The best whole foods have one or just a few unprocessed or minimally processed, easily recognized ingredients, Alexander says. Among ingredients to avoid: chemicals, artificial sweeteners, high fructose corn syrup, nitrates, MSG, genetically modified ingredients and preservatives (indicated by the initials BHT, BHA, EDTA and
THBQ.)

2• Set aside a few hours each week to prep foods to eat in the days ahead. Cut up produce and store it in airtight containers. Lightly wash produce before using with natural vegetable wash or use one part white vinegar to three parts water. Make several homemade vinaigrettes or dressings to last all week so you can make leafy greens and vegetable salads in minutes. Clean and marinate enough meat or poultry for dinners over the next few days.

3• Start your day with a green smoothie. Cut and freeze organic fresh fruit to use in green smoothies. You can also buy frozen fruit that’s already cut up. Add organic kale or spinach, coconut water or nut and seed milks plus natural sweeteners such as dates or stevia for an energy-boosting beverage.

4• For your holiday dinners, plan on making at least three to four dishes that are both delicious and nutritious. Good examples are pasture-raised, wild turkey with sage and garlic, baked wild salmon with lemon and herbs, steamed greens, roasted heirloom root vegetables drizzled with balsamic glaze, pureed winter squash soups, and desserts made with seasonal fruits, spices, and healthy sweeteners like coconut sugar or raw honey.

5• Invest in a dehydrator. Dehydrate fruits and vegetables and raw nuts or seeds that have been soaked in unrefined sea salt water (which removes anti-nutrients, kick-starts the germination process, and increases key vitamins), and you’ll have plenty of on-the-go snacks with a long shelf life. Dehydrators are convenient and easy to use; Alexander recommends Excalibur branded products.

6• Make batches of fermented vegetables twice a month. Alexander recommends eating fermented vegetables every day to keep your digestive system healthy. They’re loaded with probiotics – the good bacteria your intestines need. Mix a variety of organic vegetables such as carrots and celery into brine with warm filtered water, unrefined sea salt, and cultured vegetable starter or liquid whey, and mix with shredded cabbage heads. Pack the mixture into sterilized glass jars and allow the vegetables to ferment for five to seven days. Once done fermenting, store in the refrigerator for up to 6 months.

“Stick to whole, healthy foods this holiday season, and you’ll feel so good, you won’t want to go near the buffet table at your office party,” Alexander says.

Shelley Alexander, CHFS: Shelley Alexander has enjoyed a lifelong love of delicious, locally grown, seasonal foods. She received her formal chef’s training at The Los Angeles Culinary Institute. Alexander is a holistic chef, certified healing foods specialist, cookbook author, and owner of the holistic health company, A Harmony Healing, in Los Angeles.

Is A New Kitchen Faucet On Your Christmas List?

Pfister faucets

TORONTO – Practical gifts are back on the up trending list for homeowners both new and seasoned. Whether modernizing an old style kitchen or just looking for an ergonomic water saver, there are literally hundreds of choices available over a wide range of price points.

Selecting the perfect faucet for your kitchen may seem slightly daunting, but with a clear idea in mind, it’s easy to find the right one that will go with the flow.

“Installing the right kitchen faucet that fits your kitchen’s style is the final touch that will completely tie the room together,” said Mark Wallace, Senior Group Marketing Manager of Spectrum Brands – Hardware & Home Improvement. “People always notice a unique looking faucet when they enter a kitchen and depending on the model it can act as a true statement piece for the room. When considering a new faucet, the right one shouldn’t just provide function but should also reflect your overall kitchen style.”

To help you find the faucet that best matches your style, Pfister created a quick guide of the five most popular kitchens and what faucet you should consider to best match that style:

Country – White painted wood trim and butcher-block counter tops give the country style kitchen a charming and cozy feeling. Match the Pfister Glenfield with this style and watch it blend into the farmhouse vibe.

Modern – Clean lines, stark colors and stone accents make up the modern style kitchen. Make a statement with the Pfister Vosa featuring a simple and refined beauty – a perfect fit for the modern kitchen that has modern fixtures and modern lighting.

This gorgeous Pfister Tisbury single control Bronze kitchen faucet retails for around $450.00 cad. 

Wonderful contours and finish on this Pfister faucet.
Note the wonderful contours and finish on this Pfister faucet.

Rustic – Weathered cupboards, antique kitchen tables and exposed brick make up the increasingly popular rustic style kitchen. At home in front of a backsplash of colorful tiles or looking out a window, the Pfister Ashfield has an old-school design that will work in any rustic styled kitchen.

European – Functional and sleek, the European style kitchen is clean from its black tile floors to the exposed wood beams above. Go for the Pfister Fullerton, a sleek and angular faucet that will complement the room’s Scandinavian influence.

Traditional – Hanging bronze pots, a mix of wood and stone and sunlight streaming through large windows make this the most popular room of the house for a reason. A classic choice, such as the Pfister Wheaton looks right in a traditional kitchen, providing a functional and stylish option.

"Classic" chromed-silver finish.
“Classic” chromed-silver finish.

Fun Christmas Party Surprises To Wow Your Guests

Whether you’re hosting a family Christmas dinner or are planning the office holiday party, your goal is the same: to make it a gathering your guests will always remember. Fun, unexpected surprises are an easy way to delight your co-workers, friends and loved ones. From keepsakes to party themes to the menu, there are plenty of opportunities to get creative and serve up something your guests haven’t experienced at a Christmas party before. Here are a few ideas to get you started.

Keepsakes that Keep on Giving

Hosts of a holiday party aren’t usually expected to give their guests gifts, which is one way to surprise partygoers. Ideally, a gift the recipient can use over and over again will remind them of the good times they had at your party. Custom-printed hoodies, sweaters or long-sleeve shirts definitely fit that bill. Once you find a company that offers screen printing in Ottawa for small and large orders alike, you can think up a funny saying, exercise your drawing skills, use digital images or simply commemorate the event with your family or company name. Your guests will have unique, comfy hoodies or sweaters to wear at the party and something to remember you by whenever it gets chilly for years to come.

Keep in mind, however, that regardless of what you gift your guests, it’s all in the presentation. A fun way to gift custom sweaters, or any other gift this holiday season, is in a personalized DIY gift bag. Making them can be a fun and creative activity for you and the kids to experience that involves them in the gifting-giving and helps them practice their crafting skills. 

Fun Christmas Dinner/Party Themes & Activities

Here are a few non-traditional Holiday party themes and activities that you can use to add a little variety to your annual dinner or get-together.

Outdoor Christmas Party Activities

Yes, Ottawa winters can get painfully cold outside in the wind. But there are also plenty of sunny winter days that are perfect for ice skating, tobogganing, a bonfire or building snow castles using sand & snow castle-building kits. Just be sure to have backup activities planned in case the weather doesn’t cooperate on the day of your party.

Photo by Nikita Vinogradov via Pexels

Karaoke, Movie and/or Game Night Christmas Party

If frozen toes, fingers and noses would interfere with the joy of an outdoor Christmas party, or your brood is just not the outdoorsy type, you can combine your Christmas party with one of your favorite nights of the week (or month) – karaoke, game or movie night. 

Unlike the impromptu sing-alongs, games of charades or traditional gatherings around the TV for a classic Christmas film, plan your holiday party as a night of full-on:

  • Board games. If your family and friends are board gamers, you already know that they’ve come a long way since the days of Scrabble, Monopoly, Snakes & Ladders, etc. They’re better than ever at teaching players of all ages critical thinking skills like logic, strategy and planning. Many newer games also incorporate teamwork, with players working together to beat the game itself. There are also numerous games based on popular movie franchises and stream-able series, which can make a board game an exciting pastime that ties into a Movie/TV-themed party.
  • Movie or Binge-TV Night Christmas Party. Films and TV shows provide an infinite number of themes to help you plan an outside-of-the-box Christmas dinner party. You can base your party on a tried-and-true family favorite, the latest global smash hit or a movie or TV show that fits a pre-determined theme.
  • Karaoke Competition Christmas. If you have a family filled with aspiring pop stars or better-than-average shower soloists, you can plan a karaoke party of Christmas/holiday songs or curate a playlist based on the theme of your party. You can really spice things up by making it a competition with plenty of prizes for all the participants.

Christmas Pageant Dinner and a Show

If your party will have a significant number of kids (of any age) who like to put on a show, consider sending out scripts, holding rehearsals, and turning your home or party room into a dinner theatre. Costumes can be readily thrifted or thrown together, and if you really want to go all out, backgrounds and curtain frames can be assembled easily enough by enthusiastic DIYers. Don’t forget to have a proper video camera set up on a tripod so you’ll always have the recording to enjoy with (and at the expense of) the cast.

Alternate Holiday Dinner Menu Items

Your holiday dinner menu can be influenced by your party theme, it can be based on modern takes of classic Christmas dishes, or you can simply add random non-traditional dishes like the ones below.

Holiday Taco Night

Taco night is generally a fan favorite, so why not give the people what they want? You might have to use burrito shells depending on your meat of choice, but don’t be afraid to get creative and consider the following options:

  • Fish. Fish tacos are a popular choice taco choice, but when was the last time you had fish tacos at a Christmas party? Also, you can use fish sticks if you’re looking for a convenient, easy-to-prepare meat filling.
  • Steak or ribs. Try braising or marinating them in pomegranate juice with a hint of cinnamon and/or chile pepper to spice things up a little. As an added bonus, both pomegranate and cinnamon are recommended to strengthen your immune system and help you fight off colds and flus.
  • Turkey. The line between a taco and a wrap can get a little blurry here, but whatever you call them, using traditional turkey accompaniments, corn, cranberries, potatoes, gravy, mac & cheese, etc., make delicious toppings.

Christmas Jambalaya

Not much can hit the spot as well as a hearty helping of jambalaya can on a cold holiday dinner night. Really, the only rules to a jambalaya are that your ingredients taste good with Cajun spices and that it’s all cooked together. Whether you go with Christmas dinner ingredients, New Orleans-inspired flavors or some type of fusion, a big pot can satisfy a lot of people.

Homemade Holiday Donuts

Puddings, pies, cakes and cupcakes are understandable go-to choices for Christmas dinner desserts, but homemade donuts with a holiday twist can ignite some excited chatter when they make their way to the dessert table. Feeling overly patriotic? Try maple glazed donuts topped with candied bacon crumble for a taste that’s both distinctly holiday and Canadian.

For the Silo, Jeg Duaso. Featured image:  by Nicole Michalou via Pexels

4 Ways You Can Save Money This Holiday Season

There is no denying that Christmas is an expensive holiday. In the past, or perhaps right now, you may have found yourself spending a substantial amount of money on things like food, decorations and travelling.

However, the heftiest expense is usually the presents — approximately 34% of North American parents spend $500 on gifts (per child) during the holiday season. If you have a large family, this adds up quickly.

Instead of frantically emptying your wallet, consider using these money-saving tips over the holidays because by doing so you’ll be able to get more bang for your buck and potentially save hundreds or thousands of dollars on gifts.

1 — Use an Online Shopping Directory

Shopping local is always the best idea but let’s face it, not everything on your list can be sourced locally and including online shopping options is a no brainer. In fact, it’s fair to say that no holiday shopping trip is complete without an online shopping directory. If you’ve never used one, an online shopping directory is an innovative tool that offers a wide variety of features.

One of the primary benefits of using one of these directories is that you can use them to access digital coupons and flyers. You can use these coupons to save a significant amount of money on your purchases.

Additionally, you may need to shop in a larger outlet and if so, you can use these directories to find a shopping centre near you and important pieces of information like store hours. This way, you won’t waste your time by showing up after the Kingsway Mall or your chosen shopping mall closes.

2 — Ship Directly to the Recipient

Shopping online makes the gift-giving experience quick and convenient. With a few clicks, you can have a gift hand-delivered to your door. Although, if you won’t be seeing the recipient over the holidays, you will have to ship the item yourself. This process can get expensive!

Although it may seem unconventional, you can make your Christmas shopping easier by shipping your gifts straight to the recipients.

Even though this may take some of the fun out of it, direct shipping is a practical and cost-effective way to give gifts to people. This is especially true if the recipient lives far away.

If you want to save even more money, you should go to sites that offer free shipping.

3 — Look for Ways to Buy in Bulk

If you’re planning on hosting a holiday event, you’re probably looking for ways to save money on food. An easy way to cut back costs is by purchasing items in bulk. Although you may not want to purchase turkey or eggnog in bulk, it is practical for staples like water bottles, cookies or festive treats.

You should avoid purchasing perishable items in bulk. Some things to avoid purchasing include:

  • Produce (Fruits, Vegetables)
  • Dairy (Milk, Cheese)
  • Baked Goods That Are Difficult to Store

It is worth noting that you can store some of these items by freezing them.

4 – Make Your Gifts

Are you good with your hands? Do you love to create things? Have you been told that you have a knack for building stuff?

Instead of going to the Dixie Outlet Mall, you should consider making some of your Christmas gifts yourself. This is a thoughtful gesture that goes a long way with friends and family members.

To save even more money, try making your own Christmas cards. This will add a personal touch to any gift that you give.

Holiday Sparkling Wines Are Champagne Alternative Worth Toasting

As the holiday season and other celebratory occasions approach, Champagne remains a timeless classic—but it’s no longer the only option for sparkling wine lovers. From unexpected regions to unique flavor profiles, a world of bubbles is waiting to be discovered. The below highlights 7 Champagne Alternatives–a regionally-diverse array of stunning sparkling wines from across the globe that rival Champagne in quality, taste and affordability.

Skip the Champagne: 7 Sparkling Substitutes Worth Toasting


champagne.jpg

Champagne has long been the essential toast of holidays and other special occasions, but the landscape of sparkling wine is evolving. Today’s breed of bubbles offers an exciting range of choices from nearly every corner of the wine-producing world. Regions across the globe are proving they can stand shoulder to shoulder with the world-famous fizz, offering exciting alternatives for wine lovers ready to expand their horizons. And, as people’s tastes shift, so do their preferences for flavor profiles, sweetness levels and production methods, there are more new styles to discover as alternatives to Champagne.

Champagne is often enjoyed for its multi-layered aromas of fruit and brioche, finishing with a searing and elegant acidity. Yet, not all sparkling wines meet these lofty criteria, and some remarkable options exist that may surprise your palate and your wallet.

Corpinnat and Cava

It’s rare to see Cava and its innovative offshoot, Corpinnat, mentioned together, but these two Spanish sparkling wines share a commitment to quality. Corpinnat represents a collective of small, independent organic wineries that have opted out of the official Spanish quality hierarchy to craft sparkling wines that reflect their unique philosophies and practices. What sets Corpinnat apart from Cava is its stringent requirement that grapes must come from owned organic vineyards and be vinified on the winery’s premises. Each bottle must mature for a minimum of 18 months, surpassing Champagne’s minimum requirement by six months. Many producers opt for extended aging, with some wines maturing for 60 months or longer. This extended bottle maturation allows the wines to evolve from fresh fruity aromas into complex nutty and bread-like flavors, enriching the overall tasting experience. In contrast, Cava, while often perceived as more industrial, can also produce exceptional wines. Major producers like Freixenet and Codorniu dominate the market, leaving smaller-scale artisans with limited exposure. Like Corpinnat, Cava is primarily based on the indigenous grapes Xarel-lo, Macabeo, and Parellada, which deliver a delicate, fruity profile with a light body.

The German and Austrian Powerhouses

Cool climates are renowned for producing wines with vibrant acidity—the backbone of sparkling wine. This principle underpins the German and Austrian passion for their sparkling creation, known as Sekt. In these countries, Riesling often takes center stage, although you may also encounter Pinot Noir, Chardonnay, and other varietals that can rival high-end Champagnes. Germany and Austria pride themselves on their quality sparkling wines. Austria has recently launched a new Charta, establishing a hierarchy for “Sekt Austria.” This pyramid includes “Grosse Reserve” (big reserve), “Reserve,” and the foundational “Sekt Austria” quality, with aging requirements ranging from a minimum of 6 months on the lees to at least 36 months for the highest tier.

This commitment to quality has garnered increased interest from both tourists and consumers alike, prompting Austria to appoint Andreas Vitasek as their new sparkling wine ambassador. When exploring German Sekt, focus on renowned regions like Mosel, Rheingau, and Rheinhessen. Notable producers include Kallfelz, Barth, and Raumland. In Austria, look for high-end offerings from Bründlmayer, Loimer, and Domäne Wachau.

Crémant de Bourgogne

If you prefer to stay in France, consider heading south to Bourgogne. The region primarily produces sparkling wines from Chardonnay and Pinot Noir, with Aligoté providing a refreshing exception. Crémant de Bourgogne offers a lighter, fruit-driven experience, illustrating a frothy texture that dances on the palate—an excellent alternative to its more famous cousin.

Cartizze: Prosecco’s Crown Jewel

In the northern Italian region of Veneto, the hill of Cartizze stands as Prosecco’s most revered site. Officially classified in 1969, its reputation as an exceptional origin stretches back more than two centuries.  Rising to 350 meters (1,150 feet) above sea level, Cartizze encompasses just 108 hectares (280 acres). With land prices exceeding 1 million Euros per hectare, it rivals the world’s most expensive vineyard sites, including those in Burgundy. Ownership rarely changes hands, with plots typically passed down through families, underscoring the value placed on this unique terroir. The slopes of Cartizze are so steep that vineyard work must be done entirely by hand. In some areas, workers use sledges to transport grapes and tools, their efforts evoking comparisons to mountaineering. This challenging terroir, combined with the elevation and a predominance of old vines, produces Prosecco of remarkable intensity and character. Most wines from Cartizze are crafted in a ‘dry’ style, leaving a touch of residual sugar. This subtle sweetness enhances the vibrant fruitiness, while the crisp acidity keeps the wine beautifully balanced. The result is a Prosecco of elegance and finesse, ideal for those looking to celebrate with something truly special.

Moscato d’Asti: The Sweet Charm of Piedmont

In the heart of Piedmont, a region famed for Nebbiolo’s brooding intensity and wines like Barolo and Barbaresco, Moscato d’Asti offers a gentler, more unassuming charm. Made from the highly aromatic Muscat grape, this sparkling sweet wine is often overlooked in favor of its more prestigious neighbors but has a unique role in the region’s vinous identity. The defining features of Moscato d’Asti are its fragrant sweetness, low alcohol, and gentle spritz. This combination allows producers to fully explore the grape’s potential, highlighting its characteristic notes of orange blossom, ripe apricot, and honeyed peach. At just 5.5–7% ABV, it provides a light and refreshing contrast to the weightier wines often associated with Piedmont. Its flexibility at the table is a key strength. Moscato d’Asti can elevate desserts like white chocolate and candied fruits or pair beautifully with creamy and blue cheeses. For some, it even becomes the dessert, offering a delicately sweet conclusion to a meal without overwhelming the palate.

Cap Classique: South Africa’s Sparkling Star

For those who find Italian fruitiness is too exuberant, South Africa’s Cap Classique offers an elegant alternative. Introduced as a defined style in 1971, this sparkling wine is crafted in the traditional method, involving a secondary fermentation in the bottle. While the classification is relatively modern, the South African tradition of producing sparkling wines dates back over 360 years, firmly rooted in the country’s winemaking history. Cap Classique spends a minimum of 15 months on the lees, allowing delicate notes of brioche and hazelnut to develop.

However, the hallmark of South African sparkling wine remains its bright, fruit-driven profile, often leaning into flavors of citrus, stone fruit, and even tropical notes, rather than the pronounced toastiness typical of Champagne. Today, Cap Classique has earned its place among the world’s finest sparkling wines. Its ability to balance value and quality makes it an appealing choice for celebrations, offering a distinctive South African character without pretension. Whether as a centerpiece for an event or an unassuming companion to the moment, it stands ready to impress.

Tasmania: A Sparkling Island of Innovation

Tasmania, Australia’s southernmost state, lies around 150 miles (240 kilometers) south of the mainland, separated by the often-turbulent Bass Strait. Known for its pristine wilderness and cool climate, it is the nation’s most southerly and coolest wine region, home to a scattering of nearly 1,000 offshore islands. This remoteness has shaped its identity as a haven for eco-tourism and, increasingly, as a center for world-class sparkling wine. The island’s wine industry is small but tightly focused, with producers working collaboratively and sustainably. Biosecurity is paramount, and tourists are often barred from entering vineyards to prevent soil-borne pests or diseases inadvertently carried on footwear. Inter-planting with native vegetation, allowing certain ‘weeds’ to flourish, and preserving wildlife corridors reflect Tasmania’s dedication to environmental harmony. Tasmania’s cool climate is particularly suited to Pinot Noir and Chardonnay, the cornerstone varieties of its sparkling wines. These wines are defined by their vivid fruit intensity, bracing acidity, and, in many cases, the nuanced autolytic complexity of toast and brioche. The sparkling wines often rival the quality of Champagne, though with a distinctive freshness and clarity born of the island’s maritime influence and clean air. Despite its small scale, Tasmanian sparkling wine is increasingly found on the shelves of fine wine retailers and the wine lists of high-end restaurants across the globe. Its ability to combine precision, elegance, and sustainability ensures Tasmania’s place among the leading sparkling wine regions of the world.

Emerging Regions

Beyond the traditional producers, numerous up-and-coming regions are crafting outstanding sparkling wines. The United Kingdom, Argentina, and cooler areas of California are all making their mark in the sparkling wine scene, offering fresh and innovative options for consumers looking to diversify their celebratory toast.

Champagne will long-remain a classic, of course, but it no longer holds an exclusive claim as the “must-have” sparkling wine for holidays and other special occasions. While this iconic bubbly is a favorite celebratory beverage for many, the world of wine offers a range of exciting alternatives that deserve due attention. For the Silo, Peter Douglas.

Peter Douglas, DipWSET, is a wine expert with the “VinoVoss”—an AI Sommelier smartphone app and web-based semantic wine search and recommendation system developed by  BetterAI. VinoVoss picks the perfect wine every time, for any occasion courtesy of a highly advanced artificial intelligence assist. Douglas is an experienced wine trade professional with a diverse background in the HORECA industry, specialist stores, purchasing, portfolio management, and general wine trade. He also possesses hands-on experience in winemaking, further enhancing his knowledge and understanding of the industry. Peter’s qualifications include the WSET-Level 4 Diploma in Wines and Spirits, and currently, he is in Stage 2 of pursuing the most esteemed and prestigious title in the wine industry, Master of Wine. Peter’s expertise extends to consulting distributors and importers, as well as assisting in enhancing the wine portfolio of on-trade settings. Additionally, Peter serves as a wine agent, proficient in sourcing specific SKUs at favorable prices for clients’ portfolios.

Can Canadian King Kong Coffee Cup Sizes Cause Convulsions?

I  was travelling a local highway a few years ago when my friend pointed out the license plate on the rear of the car ahead of us. It read, somewhat cryptically to me at first, XLDBLDBL.

Then I looked again and realized this automobile owner had created a move-able billboard, and perhaps loving tribute, to the most popular and recognizable coffee brand in Canada- Tim Hortons.

The “Canadian” coffee giant is owned by American corporation Burger King and has had a presence in the U.S.A. since 2012. It made the move of super-sizing its retail coffee format over half a decade ago. The small was now called an extra-small, and was the same price as the old small. The old medium was now a small, the large was a medium and so on. You paid the same price for the same amount of Joe, you just call it by a different name. And for 20 cents or so extra, that XL double-double now got you 24 oz of coffee. That’s 3 full cups of strong coffee y’all.

Now, I love coffee as much as the next person.

Maybe more. I enjoy sampling the near infinite combinations of blends and roasts from the various growing regions of the world, much like wine. But, as with alcohol, I have found that moderation in my coffee intake is key to my mental, emotional—even physical—health.

Is anyone reading this old enough to remember when a cup of coffee used to literally be a cup of coffee: around 8 ounces (the amount in the Tim Horton’s extra-small)? But as our conception of “large” becomes ever larger, it’s like food where like so many things, excess becomes easier.

This trend is actually an American-style sizing format that’s been in place south of the border for years. Remember when Starbucks came north? Remember when you thought the Venti was an outrageous amount of coffee? That’s 20 oz., just so we’re clear. What will come to us next? The $3.99 All-You-Can-Eat Breakfast Buffet? Just how many sausages can you eat in an hour? How many do you want to eat? And for the record, Starbucks has the 31oz. size for its iced drinks called the Trenta.

That’s a lot of beverage. Trenta, in Italian, means 30.

Excess coffee consumption, according to Health Canada, can have results from irritability and sleep disturbances to muscle tremors, nausea and mood swings, according to this CBC News article from February 2010. In more extreme cases: irregular heartbeat, vomiting, diarrhea—even convulsions. 

There’s positives though.

Coffee’s high antioxidant content may also be responsible for a host of health benefits: decreased susceptibility to some cancers and type-2 diabetes, and increased cardiovascular health and memory function in older adults. But Health Canada also suggests that 400mg of caffeine should be the maximum daily adult dose—the amount contained in about 3 cups, or 24oz, of coffee.

Frankly, I think there is enough rage, anxiety and insomnia in our culture without people regularly downing two or three 24oz javas every day. It’s not that everyone is going to do that. It wouldn’t even be bad for everyone. Just for most of us. So I believe a note of caution is in order: as with anything, think before you drink. – For the Silo, Alan Gibson.

Desert Modernism 2025 Exhibition at Scottsdale Ferrari Art Week


DECEMBER, 2024– Scottsdale, Ariz. Diné Artist, Dealer, Curator and Antiques Roadshow Appraiser Tony Abeyta to Curate Special Exhibition, “Desert Modernism,” at Scottsdale Ferrari Art Week Exhibition to Showcase Rare Works by Fritz Scholder, Charles Loloma, Lloyd Kiva New, Frank Lloyd Wright, Phillip Curtis and Paolo Soleri.


 Scottsdale Ferrari Art Week Fair is pleased to announce that Diné artist, dealer, curator and Antiques Roadshow Appraiser, Tony Abeyta, will curate a special exhibition, “Desert Modernism,” which will show the convergence and progression of Phoenix artists of Native, Anglo and Hispanic descent, from approximately 1930-1980. The exhibition will feature rare and hard-to-find works by artists, architects and designers such as Fritz Scholder, Charles Loloma, Lloyd Kiva New, Frank Lloyd Wright, Phillip Curtis and Paolo Soleri.

Abeyta is also serving as an Advisory Committee member for the Fair. The Scottsdale Ferrari Art Week Fair is a unique event at the historical and cultural crossroads of the American Southwest. Set in one of the country’s fastest-growing cities with an ascendent contemporary Indigenous culture, the fair will showcase over a hundred leading international galleries at Westworld, March 20-23, 2025.”We are absolutely thrilled to have Tony participate in Scottsdale Art Week,” says Trey Brennen, co-owner of the inaugural Fair.



“We are set to become the leading art fair in the West and that requires a strong Indigenous representation among our dealers and curators. Tony approaches art and art history with a deep understanding of the region and the contemporary work being produced at this moment. He has worked at many of the major museums in the area and has a wonderful reputation across the Southwest.”About his curation of a special for sale exhibition at the inaugural Fair, Abeyta says, “This has given me a chance to do a deep dive into one of my favorite subjects, the evolution of Modernism through the disparate art communities that converged in the Phoenix/Scottsdale area in the middle portions of the twentieth century. I’ve long been fascinated by the work Native artists were doing in the area and I want to show how they worked, showed and created alongside great artists such as Frank Lloyd Wright, Phillip Curtis and Paolo Soleri.”


Preston Singletary, “A Canoe Entered a Dream” – courtesy of Blue Rain Gallery

As a curator, Abeyta co-organized the exhibition New Terrains: Contemporary Native Art which was held at Phillips Auctions January 5-23, 2024. The watershed selling exhibition explored the influences of modernism, post-war and pop influences on work by 50 contemporary Indigenous artists including Fritz Scholder, Preston Singletary, TC Cannon, Cara Romero, Diego Romero, Jaune Quick-to-See-Smith, Virgil Ortiz, Jamie Okuma, Kent Monkman, Michael Kabotie, Oscar Howe, Allan Houser, Cannupa Hanska Luger and others.

The recently closed show, Abeyta\ To’Hajiilee K’e’, at the Wheelwright Museum in Santa Fe, featured the paintings of Tony and his father, Narciso Abeyta (Ha-So-De), and the ceramic works of his sisters, Pablita and Elizabeth. Abeyta is represented by Owings Gallery in Santa Fe, New Mexico. For more information, please visit www.scottsdaleartweek.com. For the Silo, Jennifer Parks-Sturgeon.



About Scottsdale Ferrari Art Week             Scottsdale Art Week (SAW) is situated at the historical and cultural crossroads of the American Southwest. It is a reflection of today’s more dynamic and contemporary community, but is rooted in our unique landscape and history. Visionary art figures from Georgia O’Keeffe to Max Ernst and James Turrell were so inspired by the local landscape that they either settled here or created monumental land art. Today the art of the Indigenous Navajo, Apache and Hopi tribes who first occupied this land to Spanish colonialism and centuries of settlement is recognized alongside them. SAW is an exciting combination of historical American Art, contemporary art and design, with a special focus on contemporary art from Indigenous and Latinx, who often blur the lines between what constitutes art and design.

About ASU, SAW Gala Benefit Partner ASU Art Museum centers art and artists in the service of community well-being and social good. The Museum is a learning-centered teaching institution, providing interdisciplinary learning opportunities for students from across the university ranging from the sciences, humanities, journalism, sociology and schools of arts and design. A teaching museum, much like a teaching hospital, is responsible for training the next generation of arts professionals and are the frontrunners in research in art history and museum studies while delivering the highest possible level of artistic standards through collection teaching, exhibition making, research and audience engagement. The museum is different from other non-profit art museums in the region because of its unique ability to leverage the resources of the largest public research university in the country for community good. ASUAM fulfills ASU’s Design Principles by serving as a bridge connecting the breadth and scope of scholarly research and learning to the experience, knowledge and needs of our local communities, thereby co-creating and creating arts and culture opportunities available for all.

Article featured image- Horseworld, 1989 by Snellen Johnson (gift of Howard E. Kleim).
This bronze sculpture, signaling the entrance to Westworld, shows a group of three horses which represent an Arabian, Thoroughbred, and a Quarter Horse each representing a different behavior: the Quarter Horse is cutting, the Thoroughbred is racing, and the Arabian is showing.
Snell Johnson, a self-taught artist and his sculptures are known world-wide including the MGM Lion in Las Vegas and Caesar in Johannesburg, South Africa.

With over 100 galleries displaying a curated selection of fine art and design, guests will also enjoy cultural performances, fashion shows, pop-up displays and immersive experience throughout each day.

Fashion

Daily fashion shows will be produced by Phoenix Fashion Week. All clothing is provided by select Phoenix Fashion Week designers and boutiques.

“Our ultimate mission is to garner global exposure to Arizona’s fashion industry, and this event is the perfect way to do so,” said Brian Hill, Executive Director of Phoenix Fashion Week. “It’s a great, innovative way to find emerging models while showcasing top brands and fashion in Arizona.”

For more information on Phoenix Fashion Week, visit phoenixfashionweek.com

Luxury Cars

From utility to showpiece, cars are a unique art form. Guests can celebrate clean lines and smooth curves while enjoying our extensive display of luxury and collector automobiles. Enjoy a special Ferrari showcase onsite at the event. Check out their entire inventory here >

Performances

Set in one of the country’s fastest growing cities with an ascendant contemporary Indigenous art culture, the fair will showcase over a hundred leading galleries at the scenic Westworld alongside cultural performances, sculptural installations, and innovative programming including collaborations with institutions, galleries, artists, and prominent collectors.

Special Events

Guests looking to explore the best the city has to offer can attend their choice of multiple off-site events during the week. From guided tours to VIP invite-only receptions. There is something for everyone at the event and throughout this great city.

Golden Concept x BLVCK – A Fusion of Swedish Luxury And Parisian Elegance

A superb gift idea for the Apple watch lover looking for “style meets form and function”.

New York, NY– December , 2024 – Following the resounding success of their first collaboration, Golden Concept, the Swedish leader in ultra-luxurious Apple Watch accessories, and Blvck Paris, famed for its ‘All Black’ luxury lifestyle brand, are thrilled to unveil their latest joint venture: a meticulously designed Apple Watch case. This second collaboration pushes the boundaries of luxury and sophistication, further blending the timeless elegance of Parisian minimalism with Swedish craftsmanship.


The New Collection


The new collection introduces a premium case tailored for Apple Watch users who demand both style and functionality. The case is crafted from high-quality, all-black translucent nylon with meticulous detailing in black stainless steel, reflecting the distinct design philosophy that made their first collection a global success. The case is designed in 49mm for Apple Watch Ultra models, offering a versatile and elegant option for any tech enthusiast. Whether you’re a tech aficionado or a fashion enthusiast, this second release reaffirms the power of luxury in everyday wearables.


“After the incredible response to our initial collaboration, we knew we had to come together again,” said Puia Shamsossadati, CEO and Creative Director of Golden Concept. “This time, we wanted to create something equally luxurious yet more versatile, offering our customers a refined accessory that complements both their tech and their personal style.”
Julian O’hayon, Founder and CEO of Blvck Paris, shared his excitement: “Collaborating with Golden Concept once more feels natural. Our brands share a vision of modern luxury, and this collection of Apple Watch cases allows us to expand that vision, offering something bold and refined to our customers. We’re confident this next chapter will resonate just as strongly.”

The limited-edition case is now available on GoldenConcept.com and at Select Golden Concept and Blvck Stores priced at $899USD/ $1,275

About Blvck Paris


Blvck Paris is a luxury lifestyle brand founded in 2017 by French designer Julian O’hayon. The brand has developed an engaged community of millions of social media followers and customers worldwide. Blvck is known for its ‘All Black’ clothing, accessories, and digital goods. Blvck strives to pioneer an aspirational lifestyle from visual content to merchandise, pursuing quality and design. To date, the brand opened stores worldwide in California, Tokyo, Taipei, Taichung, Hong Kong and Macau.

Canadians Paying More Insurance Premiums That Most Developed Nations

Canadian consumers and businesses pay more than $80 billion a year in property & casualty insurance premiums with an upward trend consistently in excess of our anemic GDP growth rate. The total cost is now more than 3 percent of GDP. … But how does Canada benchmark relative to its global peers?

• Canadians pay higher premiums for property and casualty insurance than citizens in many, if not most, other developed nations. This Commentary uses OECD data and private industry data to compare the national P&C insurance sector’s premiums as a percentage of Gross Domestic Product with its international peers and is an update of the findings of the author’s 2021 edition of this report.

• The Commentary focuses on liability, property and auto insurance to compare costs across nations. Then, it takes a deeper dive into the Canadian data to compare personal property and auto insurance among all provinces and territories.

• When it comes to costs for property insurance, the study finds Canada is in the top ranks, paying 1.23 percent of GDP in premiums, almost double the 0.66 percent average of other G7 peers and even higher than the 0.52 percent OECD average. For automobile insurance (which here includes both personal and commercial), Canadians appear to be paying, on average, the highest premiums in the world, relative to GDP.

• Within Canada, inter-provincial benchmarking for personal property insurance shows the higher average premiums paid in Canada – relative to the rest of the developed world – appear to be shared equally by most provinces. However, province-by-province comparisons of personal auto insurance show that there are substantial differences among provinces, with four jurisdictions producing higher-than-average results. Two of the four (Saskatchewan and Manitoba) are government-monopoly jurisdictions – in fact, these are the two highest in terms of costs. The two other outliers (Ontario and Alberta) are served by a competitive private sector, but Alberta has chosen until very recently to maintain a costly tort environment and Ontario mandates particularly generous accident benefits and has experienced a plague of auto theft.

• In the case of automobile insurance, just a handful of provinces need to think harder about how to improve car insurance premiums. But to reduce the cost of living for homeowners, the solutions required must be national in scope and include public/private partnerships to share the rapidly increasing risk-transfer price of natural catastrophe events.

Read the full article by Alister Campbell via this PDF.

Did You Know These 5 Famous Cars in Movies & TV Are Fake?

The recent Netflix series, Senna, got our friends at Hagerty thinking about movie cars that—often for practical reasons—aren’t exactly what they seem. This story originally ran on their site in 2013, and we’ve freshened it up a bit to provide some helpful and entertaining context for today’s movie-car choices.

Hollywood loves to incorporate hot classic cars into movies and television shows. Producers and insurers are also notoriously risk-averse, preferring to use replicas rather than the hyper-valuable real deal whenever possible. Here are some of our favorite big- and small-screen fakes.

Nash Bridges

1971 Plymouth Hemi ‘Cuda: The ’90s San Francisco cop show revived Don Johnson’s career, pairing him with Cheech Marin (half of the stoner comedy team of Cheech and Chong). The yellow car that appeared to be an ultra-rare Hemi ‘Cuda convertible was actually what is known as a “clone,” or a car that started out as a lesser model but was restored to appear as a top shelf ‘Cuda. The difference in price is staggering—around $180,000 usd/ $259,000 cad for a convertible with the 383, more than $3M usd/ $4.25M cad for the real deal (both prices reflect #2 condition).

Ferris Bueller’s Day Off (1985)

1960 Ferrari 250 GT California Spyder: The Ferris Bueller Ferrari is probably the best-known big screen fake and that’s why we choose it for this article’s feature image. From a distance, it appears reasonably accurate, but Ferrari aficionados can spot the differences in their sleep, from the Triumph-sourced gauges to the MGB taillights. And don’t get them talking about the bogus Italian Borrani wire wheels. A real California Spyder in #2, or Excellent, condition is nearly $20 million usd/ $28.3 million cad today.

Miami Vice (1984)

1972 Ferrari 365 GTS/4 Daytona: Don Johnson appears to be a bit of a magnet for fake cars. His black Daytona Spyder was actually a fake built on a Corvette chassis, and few Ferrari fans shed tears when the car was blown up in sight of Johnson’s character, Sonny Crockett, and his pet alligator, Elvis. Afterward, Crockett took to driving a white Ferrari Testarossa—a real one, this time.

Top Gun (1986)

1958 Porsche Speedster: Kelly McGillis’ character drove this one around San Diego in the classic ’80s movie. Porsche Speedsters are among the most replicated cars ever—most are convincing fiberglass bodies slapped on top of a VW Beetle platform.

The replica featured in Top Gun appears to have been one of the good ones, built by longtime Speedster replica-maker Intermeccanica. They’re still in business in British Columbia, Canada, turning out extremely high-quality vintage Porsche replicas.

Indiana Jones and the Temple of Doom (1984)

1935 Auburn 851 Boattail Speedster: Indy’s sidekick Short Round still holds the record for the best automotive chase involving a pre-teen driver. With blocks tied to the pedals, Short Round takes Jones and a lounge singer Willie Scott on a wild ride through prewar Shanghai. The car was, of course, a complete fake, and not a particularly convincing one at that. For the Silo, Rob Sass/Hagerty.

Did we miss any? Let us know in the comments below.

7 Most Expensive Electric Cars In The World Include Batmobile Inspired Dark Knight

While EVs are known mainly as environmentally friendly offerings, this list proves not all things with electric motors on four wheels are created equal.

1a. Automobili Pininfarina B95: $4.7 Million usd/ $6.67 Million cad

Topping the list is the Pininfarina B95, the world’s most expensive electric car at $4.7 million usd. Limited to just 10 units, the B95 blends breathtaking performance with unmatched luxury. With a top speed of 186 mph and acceleration from 0 to 62 mph in under two seconds, it’s as fast as it is exclusive. Crafted for collectors, the B95 epitomizes automotive luxury in the EV era.

1b. Automobili Pininfarina Battista B95 Dark Knight $4.2 Million usd/ $5.94 Million cad

Celebrating 85 years of Batman, this hypercar is meticulously crafted as the ultimate inspiration for Bruce Wayne’s conquest against darkness. The Battista Dark Knight emerges blending superhero mystique with high-performance luxury. Dark Knight transforms the elegant, pure-electric Battista into its most formidable version yet, Furiosa. Featuring never-previously-seen bespoke enhancements and aggressive styling, it showcases the pinnacle of Automobili Pininfarina’s dynamic design and craftsmanship.

Most Expensive Electric Vehicles In the World

2. Aspark Owl: $3.1 Million usd/ $4.4 Million cad

Hailing from the Land of the Rising Sun, the Aspark Owl takes electric speed to another level with a claimed top speed of 260 mph and a 0-60 mph time of 1.72 seconds. Its all-carbon-fiber body minimizes weight while maximizing aerodynamics. Limited to 50 units, the Owl’s exclusivity matches its $3.1 million usd price tag. A recent evolution of the model reached a record-breaking 272 mph, solidifying its place as one of the fastest EVs ever.

Most Expensive Electric Vehicles In the World

3. NIO EP9: $3 Million usd/ $4.25 Million cad

China’s NIO EP9 stands out with its focus on aerodynamics and track performance. With an active rear wing and 5,395 pounds of downforce at 150 mph, the EP9 excels on the racetrack. Its four motors enable a 0-124 mph sprint in just 7.1 seconds, and its innovative battery-swapping system adds convenience. Limited to 50 units, the EP9 costs $3 million usd and showcases NIO’s technical expertise.

Most Expensive Electric Vehicles In the World

4.Lotus Evija: $2.3 Million usd/ $3.25 Million cad

The Lotus Evija aims to redefine what an electric hypercar can achieve, delivering 1,973 horsepower from its four motors. Its lightweight design, with a curb weight of just 3,704 pounds, emphasizes performance, while a range of 250 miles ensures practicality. A special Fittipaldi edition pays homage to Lotus’s racing legacy, featuring even greater power and exclusivity. At $2.3 million, the Evija remains a pinnacle of British engineering.

Most Expensive Electric Vehicles In the World

5. Pininfarina Battista: $2.25 Million usd/ $3.18 Million cad

We mentioned the Batman version above already but the ‘base model’ Automobili Pininfarina’s Battista is an electrified masterpiece, blending exquisite design with awe-inspiring performance. With a combined output of 1,900 horsepower from four motors, the Battista rockets from 0 to 62 mph in just 1.86 seconds. Its 120 kWh battery allows fast charging to 80% in 25 minutes, and its carbon fiber construction optimizes agility. Priced at $2.25 million, this Italian creation is limited to 150 units.

Most Expensive Electric Vehicles In the World

6. Rimac Nevera: $2.2 Million usd/ $3.11 Million cad

Croatia’s Rimac Nevera has rewritten the record books, claiming the title of the world’s fastest EV with a top speed of 258 mph. Its four motors generate 1,813 horsepower, enabling blistering acceleration and exceptional handling. With only 150 units produced, each priced at $2.2 million, the Nevera is a true collector’s item. A special Time Attack variant, priced at over $3 million usd , adds even more exclusivity to an already rare hypercar.

Most Expensive Electric Vehicles In the World

7. Deus Vayanne: $2 Million usd/ $2.83 Million cad

The Deus Vayanne debuted at the 2022 New York Auto Show, boasting a staggering 2,243 horsepower thanks to its tri-motor setup. Designed in Austria, produced in Italy, and electrified in the UK, this hypercar achieves a balance of power and elegance. Its unique infinity-loop-inspired grille complements an interior lined with sustainable materials. With a range of 310 miles and a limited production run of 99 units, the Vayanne offers exclusivity at $2 million.

Most Expensive Electric Vehicles In the World

For the Silo, Verdad Gallardo.

Bitcoin Reaches $100,000 usd Milestone- What’s Next?

Laser eyes on the future: Bitcoin $100,000 USD/ $142,400 CAD

One hundred thousand United States Dollars. It’s a nice round number. The first to be six figures. And seeing it follow the word “Bitcoin” is a historical moment worth celebrating.

The importance of BTC $100,000 usd is largely symbolic. It’s small compared to the up-to-infinite price levels that succeed it. While $100,000 usd is a significant milestone worth pausing to recognize, it is also merely a checkpoint on Bitcoin’s much longer, much larger journey ahead.

Let’s take a moment to remember the early moments of this journey. The year Kraken was founded (2011), Bitcoin’s Dec. 31 closing price was $4.25. From that level, the value of just one of the 21 million bitcoins that will ever exist is now up over 2.3 million percent at BTC $100,000 usd.

BTC $100,000 usd has long been viewed as the next/seemingly “final” frontier for Bitcoin’s price. Laser eyes and dank memes, as well as innovative products and user experiences, have accelerated us to this point.

Through years of speculation around “the world to be when Bitcoin reaches $100,000 usd,” a common sentiment held that the $100,000 usd price level would somehow confer the legitimacy of “a peer-to-peer electronic cash system.” It would show the value of a tamper-resistant and immutable way of recording information. It would prove that decentralization had a place in modern society. 

But, now that we are here, those goals may seem as if they still have more to deliver. It feels like this is still only the beginning. We’ve reached a pricing milestone, but when it comes to fulfilling Satoshi’s original vision for Bitcoin – its widespread use as a borderless, worldwide peer-to-peer electronic cash system – Bitcoin is still in its relative infancy.

Over the short term, it’s anyone’s guess whether the price of Bitcoin will continue its sprint higher or pull back from its recent run. What is clear is that the $100,000 usd milestone demonstrates ongoing demand for a reliable, transparent and peer-to-peer way to transact.

BTC $100,000 usd represents a monumental milestone in Kraken’s mission to accelerate the adoption of cryptocurrency, so that everyone can achieve financial freedom and inclusion. We’d like to congratulate those who have built in the space alongside us and played a role in realizing this achievement. 

We’d also like to congratulate our clients as they celebrate this watershed moment, while making a commitment to serve them through the next chapters of Bitcoin’s history.

Join us as we reflect on the journey that got us here and commemorate this remarkable day – while we reaffirm our commitment to a future of financial freedom.

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These materials are for general information purposes only and are not investment advice or a recommendation or solicitation to buy, sell, stake or hold any cryptoasset or to engage in any specific trading strategy.

Must Do Sun Safety Tips For Wintertime

Preventing, Minimizing and Repairing Damage from Exposure 

I hope you didn’t pack away the sunblock with your swimsuit and other summer accessories because believe it or not, the winter’s sun is just as dangerous as summer’s, says Adam J. Scheiner, M.D, an eyelid and facial cosmetic surgeon who’s been featured on The Dr. Oz Show, The Howard Stern Show and The Doctors. In fact, in certain wintry conditions the sun is actually more dangerous. Read on….

“The snow reflects the glare of the sun – and the damaging UV rays,” he says. “People who like skiing and snowboarding in the mountains are getting 4 to 5 percent more UV damage for every 1,000 feet they ascend above sea level.”

The winter sun sits much lower than the summer sun and one reason why it’s harmful rays are a threat.

And then there are all those holiday cruises and escapes to warm-weather climates where beaches are packed year-round. “It’s not OK to lie baking in the sun for hours, even if it’s just one week out of the winter, while you’re enjoying your tropical getaway.” Dr. Scheiner says.

No matter how comfortable or cool the temperature feels, don’t be fooled.

Adam Scheiner
Adam Scheiner

“Just a few years ago, in 2020, the United States surgeon general predicted 9,000 people would die from melanoma. Those deaths were all preventable,” Dr. Scheiner says. 

“And if skin cancer doesn’t scare you, think with your vanity. Sun exposure is the number one cause of wrinkles, discoloration, age spots and festoons, among other disfiguring problems.”

Dr. Scheiner shares tips for preventing, minimizing and repairing sun damage:

•  Prevention: You’re not just exposed when you’re skiing, hiking, or taking a beach vacation.

“Anytime you go outside, you’re exposing yourself to damaging UVB and UVA rays, and the result is cumulative. A little bit here and a little there adds up,” Scheiner says.

Simply driving a car can result in serious sun damage. A study published in the Journal of the American Academy of Dermatology found more skin cancers on the left side of patients’ faces – the side exposed while driving – then the right. Scheiner says he’s seen truckers and others who spend years on the road with severe wrinkling on the left side of the face.

“Always wear sunscreen, which protects against UVA and UVB rays. I recommend a Broad Spectrum Sunscreen with an SPF (sun protection factor) of at least 30, preferably higher,” he says. “You can also protect yourself from UVA rays, which cause deeper damage, by applying UV-protective film to your car windows. Also, wear clothes with a UPF (ultraviolet protection factor) rating of at least 30.”

•  Minimizing: Good nutrition and topical products can help minimize signs of damage, such as wrinkles and age spots, Dr. Scheiner says.

Eat foods rich in antioxidants — carrots and other yellow and orange fruits and vegetables; spinach and other green leafy vegetables; tomatoes; blueberries; peas and beans; fatty fish, and nuts. An American Society for Clinical Nutrition study found that women ages 40 to 75 who consumed more vitamin C, an antioxidant, had fewer wrinkles.

Use exfoliate creams to remove dead skin cells. Prescription creams including Avita, Avage, Renova and Retin-A have been shown to reduce wrinkles and age spots caused by sun exposure.

•  Repairing:  Lasers can resurface facial skin by stripping away the outermost layers. Some “non-ablative” lasers also stimulate collagen formation, which helps smooth wrinkles.

“I use RESET® Laser Skin Resurfacing, which reverses the damage and removes many pre-cancers and even active skin cancers,” Scheiner says. “RESET uses an advanced Dual Pulsed Erbium Laser, and my proprietary healing protocol. “

The RESET® treatment Dr. Scheiner has vaporizes the old skin and causes the collagen in the underlying layers to tighten.

Reset Skin Laser Resurfacing

The No. 1 best thing you can do for your skin starting today is to start making application of a broad spectrum, UVB/UVA sunscreen part of your daily routine. Apply it to all areas of the skin that can be directly exposed to the sun, the best scenario is preventing sun damage in the first place. For the Silo, Jarrod Barker.