The Montecito mansion, where Prince Harry and Meghan Markle filmed much of their Netflix documentary Harry & Meghan, is on the market at $33.5 million. Fit for royalty, the Mediterranean-style, six-bedroom home with 13,599 square feet includes ocean and mountain views, multiple terraces, and a regal great room chandelier and arched windows – where Meghan was extensively filmed for the show’s interviews. The home was built in 2006.
The home’s exterior includes two acres of lush grounds with romantic walkways and year-round flowers, soaring palm trees and accent vines, a vegetable garden, citrus orchards, and even a chicken coop for fresh eggs. Amenities include a pool, hot tub, bar, gym, game room and a theater. A picturesque guest house is perfect for any king or royal relative who might drop by for the beautiful Southern California weather.
The Duke and Duchess of Sussex moved to Montecito in 2020 where they lived for a few months at Tyler Perry’s home before buying their own $14.7 million mansion. The six-part Harry & Meghan docuseries follows the couple from the early days of their courtship up to their well-publicized resignation from the royal family and move from England, and is setting television viewership records.
Montecito has long been a favorite escape for the wealthy, including John and Jacqueline Kennedy’s honeymoon in 1953, and increasingly drawing Hollywood types such as Oprah Winfrey, Kim Kardashian, Gwyneth Paltrow and Ariana Grande.
The home is listed with Ryan Malmsten of Santa Barbara Brokers. Photos by Jim Bartsh.
Until quite recently, the field of early modern history largely focused on Europe.
The overarching narrative of the early modern world began with the European “discoveries,” proceeded to European expansion overseas, and ended with an exploration of the fac-tors that led to the “triumph of Europe.” When the Journal of Early Modern History was established in 1997, the centrality of Europe in the emergence of early modern forms of capitalism continued to be a widely held assumption. Much has changed in the last twenty years, including the recognition of the significance of consumption in different parts of the early modern world, the spatial turn, the emergence of global history, and the shift from the study of trade to the commodities themselves.
Sometimes conferences disappear from view as soon as the delegates disperse.
Other times, when the papers are published in an edited volume, conferences come to be seen as important milestones in the historiography. The two volumes edited by James Tracy, entitled The Rise of Merchant Empires and The Political Economy of Merchant Empires published in 1990 and 1991, respectively, move through their various stages of production, ownership, transmission and transformation .
Moreover, those stages are overlapping, circulatory and contradictory; objects move in and out of collections, as they move in and out of fashion, and meanings are never stable. When a feathered crown is produced in Spanish America, for example, it has a very different meaning from when it enters into a cabinet of curiosity, and when it is taken out of the cabinet to appear in a spectacular performance in the street or in the theatre, it once again takes on a different meaning.
Objects gain biographies; earlier meanings of objects are never erased but reshaped and translated to new circumstances, as Leah Clark showed in her study of the circulations of gems and jewels through the hands of a variety of owners in quattrocento Italy. Have we lost this meaning connection with mass produced items from China?
Such insights have benefitted not only from the global turn but also from developments in the fields of anthropology and art history, making the field more interdisciplinary than it was when the study of the trade in goods focused more on their trade than on the goods themselves.
The Founding of a New Journal
Despite Tracy’s efforts, European actors continued to hold central stage in the field. When the Journal of Early Modern History (JEMH) was established in 1997, a decade after the Minnesota conference, the centrality of Europe in the emergence of early modern forms of capitalism, for example, continued (and still continues) to be a widely held assumption. In part, this can be explained by the powerful legacy of giants in the field like Fernand Braudel and Immanuel Wallerstein.
1 James Tracy, ed.,The Rise of Merchant Empires: Long-Distance Trade in the Early Modern World, 1350-1750, Studies in Comparative Early Modern History (Cambridge, 1990); James Tracy, ed., The Political Economy of Merchant Empires, Studies in Comparative Early Modern History (Cambridge, 1991).
2 Herman Van der Wee, “Structural Changes in European Long-Distance Trade, and Particularly in the Reexport Trade from South to North, 1350-1750,” in The Rise of Merchant Empires, 14-33; Niels Steensgaard, “The Growth and Composition of the Long-Distance Trade of England and the Dutch Republic before 1750,” in The Rise of Merchant Empires, 102-52; The importance of comparative methodologies is also spelled out in the short editorial that accompanies the first part of the first volume of the JEMH. See James D. Tracy, “From the Editors,” Journal of Early Modern History 1 (1 January 1997):3
Braudel’s concern was entirely with European history over the longue durée; Wallerstein’s 1976 study identified Europe as one of the core regions in the modern capitalist economy as it emerged in the sixteenth century. Regions like Central Africa, India and China were designated as peripheries, meaning that their natural resources and low-skill, labor-intensive production sustained the economic growth of the core region. Wallerstein’s framing of the relationship between the early modern European core and its peripheries formed the base for much of the scholarship of the past decades, including numerous studies of the long-distance or intercontinental trade between core and periphery.
Much that was written also continued to identify long-distance trade as the preserve of either the various East India Companies associated with individual nations, or of the specifically named merchant communities such as the Armenians, the Jews, Wang Gungwu’s Hokkien merchants, or the Bajaras and Banyas merchant communities.
Such groups appear in the literature as having a clear identity that separates them from other groups and an often marginal status that makes them especially suited to the life of the itinerant merchant who covers vast distances.
And for much of the 1990s and beyond, the emphasis continued to be on commodities traded over long distances, from Asia to Europe via land or sea routes, including luxury items that justified the high cost associated with their transport. Precious metals were sent from the Americas to Asia, silks and spices arrived in the Levant via overland trade routes, and once the Europeans had rounded the Cape of Good Hope, luxury goods like porcelains, precious stones, and exotic hardwoods were shipped across the oceans along with silks and spices. Long-distance trade as it appears in Tracy’s two volumes on merchant empires was undoubtedly seen as important, but as essentially different from the bulk trade in grains, timber and salt that, for example, underpinned the growth of the early modern Dutch economy.
3 Fernand Braudel,Civilization and Capitalism, 15th-18th Century, trans. Siân Reynolds, 3 vols. (Berkeley, 1992); Immanuel Maurice Wallerstein, The Modern World-System: Capitalist Agriculture and the Origins of the European World-Economy in the Sixteenth Century (New York, 1976). At least 23 research articles published between 1997 and the present in JEMHquote Braudel’s work, and a further five quote Wallerstein.
4 Gungwu Wang, “Merchants without Empire: The Hokkien Sojourning Communities,” in The Rise of Merchant Empires, 400-422; Irfan Habib, “Merchant Communities in Precolonial India,” in The Rise of Merchant Empires, 371-99.
In other words, when the JEMH was founded, the centrality of Europe in shaping global trade relations, the separation of agents into distinct nation-based groups, and the classification of goods over long distances as luxuries of less importance all still had a very strong presence.
One major change did occur, however, more or less between the appearance of The Rise of Merchant Empires in 1990, and the establishment of the JEMH in 1997.
John Brewer and Roy Porter’s 1993 Consumption and the World of Goods was one of those transformative collections of articles that inaugurated a whole new way of doing history.6 Brewer and Porter were not the first to use the title; Mary Douglas and Baron Isherwood had already published a book with a very similar title in 1979. But Brewer and Porter, and many others who went on to publish in the field of what we might call consumption studies, took the study of the consumer in a new direction, away from the eighteenth-century European debates over whether the consumption of luxury goods was morally justifiable, and towards sophisticated studies of the complex contexts in which people desired goods and in which that desire and demand for goods went on to transform society, culture and the ………… to continue reading click here for full document in PDF format.
For the Silo by Anne Gerritsen, University of Warwick. Paper courtesy of academia.edu
During the busy holiday season, nothing is more exhausting than being on the go – whether jet-setting for work or a tropical Christmas family get together or leisure, avoiding the “same box, different city” syndrome can reduce fatigue by making travelers feel like they’ve arrived to a glamorous second home, rather than a bland stopover in a new location. For example: tiny hotels can be structured as houses, lodges or camps, letting guests feel fully enveloped in beautiful landscapes or big city living, slipping into local life with total ease.
When it comes to hotels, bigger isn’t always better.
For some, there’s something appealing about mega-resorts with seemingly endless activities, numerous dining and drinking options, and pools as far as the eye can see. But for those looking for a more intimate, personalized and under-the-radar experience, here are five to consider from smallest to largest.
Ignacia Guest House, Mexico City
Perfect for design aficionados and those looking to blend into to daily life in the beloved Colonia Roma neighborhood, Ignacia Guest House is a trendy eco-friendly bed and breakfast. Featuring just five unique suites, the hotel’s namesake is Ignacia, the housekeeper who took care of this 1913 colonial mansion for more than 70 years. Led by architects Factor Eficiencia and interior design studio A – G, the restoration of this casona blends Mexican tradition with history and contemporary design. Opened in 2017, artists, architects, designers, photographers from all over have been drawn to the property for its internationally acclaimed award-winning design, décor and style.
The hotel can only host 10 guests at a time,
so guests can expect privacy, personalized attention and truly superb
concierge service. The chef modifies menus to include personal
specifications, from vegan to lactose-free. Each morning, the chef
prepares fresh-baked breads, and complimentary signature breakfasts like
Chilaquiles, Molletes and Sopecitos are made from scratch – as is
freshly squeezed orange juice and homemade orange marmalade from the
garden’s two old-growth citrus trees, planted by Ignacia herself. All
ingredients (fruits, vegetables, legumes, coffee, eggs, dairy,
tortillas) come from small local producers, which guarantees their
freshness and quality, as well as supporting the local community. Guests
return home to a complimentary garden cocktail hour, where the chef
creates custom drinks, such as a mango-and-mezcal concoction and more.
Fun Fact: Guests can peruse
the library, where a curated selection of Mexican design books and
magazines live, along with a growing collection of cookbooks, books,
poetry and photography from past artistic guests.
Insider Tip: Ignacia Guest House recommends learning about the street food scene with an insider tour by Eat Like a Local Mexico City, taking an authentic Mexican cooking class upstairs in Casa Jacaranda or venturing on a hot air balloon ride over the Teotihuacan Pyramids. Or, join an adventurous itinerary curated by Wild Terrains, women-only group trips to Mexico City where guests support local, female-run businesses and creative activities – along with a stay at Ignacia Guest House (also female-owned).
If you go: All guests receive complimentary Wi-Fi, breakfast, daily cocktail hour in the garden and more. Nightly rates for the suites range from $440 – $315USD.
Kichuguu Camp, Tanzania
Opened in June 2017, Chaka Camps’ newest lodge Kichuguu Camp’s 11 Tents are situated in a quiet woodland between the Tarangire River basin and Silale Swamp, which provides excellent game viewing.
Kichuguu (‘termite mound’ in English) Camp is
a thematic representation of the termite mounds that dot the Tarangire
landscape. The hidden details and patterns of the intricate mounds
appear in items like the bedside lamps, which resemble spires and tables
and lamps are shaped like carved tunnels. Organic materials and shapes
are used in artwork and overhead lighting, while open chimneys and vent
holes replicate termite mounds’ ventilation.
Kichuguu Camp was inspired by the way
termites use the surrounding environment to build a home and partnered
with sustainable design company Dunia Designs to recycle Arusha’s waste
plastic into flooring, mirror stands and furniture filling. Along with
distinctive décor, the camp features gourmet Swahili cuisine and warm
Tanzanian hospitality. The Chaka Camps boutique collection includes
three sustainable luxe tented camps: the original Chaka Camp, Kiota Camp
and Kichuguu Camp – all deliver extraordinary wildlife experiences with
comfort and style.
Fun Fact: Guests of Chaka Camps can find a small library at the camps with Africa’s traditional musical instruments – and test out the mbira, a wooden board with metal tines for plucking.
Insider Tip: June-October
is dry season, the best time to visit Tarangire National Park. During
that time, the Tarangire River and Silale Swamp are among the only
sources of fresh water in the region, drawing dense populations of
wildlife including elephant, impala, giraffe, lion, buffalo, zebra and
wildebeest. Additionally, with more than 550 bird species, Tarangire is a
birder’s paradise. Night game drives are also available.
If you go: Rates start at $400USD per double per night. Includes all food and beverage, bottled drinking water and snacks, nightly fireside evenings with a mobile bar, complimentary Wi-Fi, toiletry supplies and more. Bush breakfasts and private dinners under the stars are also available. Full package safaris can also be arranged through partner company Duma Explorer, an adventure travel outfitter based in Arusha.
Les Ilets de la Plage, Saint Barths
Saint Barths: full-speed glamour without the
typical hotspot pretense. The island features plenty of ultra-posh
hotels, but there are also down-to-earth, accessible private villa
options for those looking for the privacy and relaxation of a beach
escape.
An affordable way to vacation on the beautiful of St Barths, the intimate, family-owned beach resort of Les Ilets de la Plage offers 12 private villas with direct access to the white sand beach and azure sea. Secluded yet central, Les Ilets de la Plage has been a well-kept secret for years, many guests return year after year to the same villa, leaving luggage and personal items with the staff for their next stay.
Beachside and garden villas offer luxe accommodations and all the amenities you’d expect from a hotel, combining the privacy and serenity of a villa with concierge service…at an affordable price. The attractive studio, one-two and three bedroom villas are perfect for a romantic couples’ retreat, solo travelers, a friends’ getaway, or a relaxing family holiday.
In addition to gorgeous private beach access,
there’s a private pool with cabanas and a sun deck. They also have full
concierge service—fresh croissants, bread, pain au chocolats delivered
to your door each morning, lunch and dinner reservations, grocery
shopping, even childcare is easily arranged.
Fun Fact: Les Ilets de la Plage is
a pet-friendly resort, so if you don’t want to leave your furry friend
at home, find out what is needed to bring your pooch to Saint Barths.
Pet amenities include cushions, bowls and treats to make furry visitors
feel right at home!
Insider Tip: Want to stay active
during your vacation? Their wellness experience combines relaxation with
healthy initiatives like daily yoga, aqua Pilates and /or island spa
treatments. Hike the beautiful surrounding hills, power walk along the
beach at dawn, swim in the ocean or do laps in the resort pool. Paddle
boarding tones up muscles well, but guests can also have unlimited
access to a state-of-the-art gym in Gustavia with superb facilities and
classes. Enjoy healthy, delicious lunches or dinners using the freshest
Caribbean ingredients supplied by Mayas-to-Go.
If you go: All villas have full kitchen facilities, air conditioning in the bedrooms, satellite TV, complimentary Wi-Fi throughout, a daily maid service and delivery of fresh breads and pastries right to the door.
Adler Lodge Ritten, Italy
Opened in June, 2019, ADLER Lodge Ritten, a sister to established properties like ADLER Thermae in Tuscany and ADLER Lodge Alpe, is a new 20-room hotel in the Dolomites region. The hotel is set on the Ritten plateau, a popular weekend getaway for city dwellers, and will overlook some of the Dolomites’ most majestic mountain peaks, such as the Rosengarten and the Latemar. ADLER Lodge Ritten is committed to an eco-conscious existence, thanks to its sustainable construction and locally inspired cuisine (here, farm-to-table isn’t a buzzword, but truly part of the chef’s philosophy).
The hotel consists of a spacious main building with reception area, lobby, bar, restaurant and spa. There are two additional structures, with 10 junior suites. Also scattered throughout the property are 20 one- and two-story chalets, some set around a small natural lake. All rooms have private bio saunas, balconies or terraces, and chalets that feature wood-burning fireplaces.
Fun Fact: ADLER Lodge Ritten has two saunas deep in the forest with a heated pool. (actual forest bathing), reached only by a short narrow path into the forest. Glistening peaks and old larch trees surround fragrant saunas and the steaming pool.
Insider Tip: Renon’s historic narrow-gauge railway, the Rittnerbahn, stops just 200 meters from the hotel at the Stella station, so rental cars aren’t needed. The thriving city of Bolzano is just a 12-minute ride away via cable car. Activities are designed to highlight the distinctive beauty of each season and might include skiing, snowshoeing, Nordic walking, wine tasting or cycling (the hotel offers complimentary electric-bike rentals). Or, if you can extend your vacation, from the dreaming meadows of the south Tyrol to the towering spires of Tre Cime, On Foot Holidays‘ self-guided walk in the Dolomites of northern Italy is a longtime favorite.
If you go: Rates start at 240€ per day per person or from 1,670€ per person for a week. The all-inclusive room rate includes all meals, soft drinks, wines and spirits.
Calabash Cove Resort and Spa, Saint Lucia
Where an ocean view room really means RIGHT THERE. Calabash Cove Resort and Spa is one of the most popular all-inclusive, adults-only boutique hotels in Saint Lucia, a Caribbean treasure offering seclusion, beauty and mesmerizing views. With just26 suites (only three are identical), old Caribbean charm is coupled with modern luxurious resort amenities. Highlights include the Windsong restaurant and lively C-Bar overlooking the infinity pool, and the peaceful Ti Spa. Chef Paul Odle leads the culinary team at Windsong Restaurant and accommodates any dietary needs and personal requests including vegan, vegetarian, gluten-free, lactose-free and more. The unconditional all-inclusive covers all meals and beverages including room service, daily food specials including a daily lobster dish (when in season), premium drinks, a stocked in-room bar (with full size bottles), over 20 wines from the wine list by the bottle for breakfast, lunch or dinner, gratuities/tips and Wi-Fi. The only restriction is the “Reserve du Patron” section of the wine list. Calabash Cove has a small Cybex cardiovascular fitness center and provides kayaks, paddle boards and snorkeling gear free of charge to guests.
Fun Fact: Saint Lucia is a magnet for destination weddings and honeymoons. Unlike other hotels on island, Calabash Cove only confirms one wedding on any given day. A bride and groom will never have to wait for a gazebo to become free from the wedding prior.
Insider Tip: The hotel concierge can arrange an all-day private climb of Mount Gimie, Saint Lucia’s highest peak, a volcano covered in a lush tropical rainforest (3117 ft). With
a few days advance notice guests just need to bring good hiking gear
and a backpack and Calabash Cove will arrange a private guide, lunch and
a transfer to and from the mountain. The tour includes approximately
5-6 hours of hiking in steep terrain. This is not a run-of-the-mill
experience, with guests trekking through two valleys, along a small
creek and up and down on a barely visible trail.
If you go: Rates for the all-inclusive start at $295.50USD including taxes and service charges per person per night based on double occupancy. The resort also offers a rate for room with breakfast only. For visits of 7 paid nights or longer booked with the resort directly, Calabash Cove offers guests private car airport transfers. For the Silo, Katherine Han.
Personal power is a core leadership competency that everyone needs to develop before they can lead others. It has to do with being able to
lead yourself.
“Personal power is the ability to achieve what you want,” according to Frederick Mann, a successful entrepreneur and author of The Economic Rape of America.
“More than anything else, it is personal power that brings you success and happiness. The biggest barrier to success in almost
any endeavor is powerlessness, negativity, helplessness, and inertia. They belong together. The problem is not only our own powerlessness, but also the powerlessness of those around us.”
We can help harness and learn to use our personal power by understanding and working on our Emotional Intelligence (EI) skills.
Not long ago, when I worked in a corporate environment, there was a strong push to incorporate EI into the organization’s leadership
training curriculum as an array of skills and characteristics that drive leadership performance.
EI is “the ability to monitor one’s own and others’ feelings and emotions, to discriminate among them and to use this information to guide
one’s thinking and actions,” according to psychologists John D. Mayer and Peter Salovey, who co-developed the concept and were two of the three authors of the Emotional Intelligence Test.
a. Pay attention to the feedback of friends and co-workers, good and bad. Train yourself to repeat the behaviors that get positive feedback and work on eliminating those that make people react negatively.
b. View constructive criticism as just that. When we become defensive, we don’t hear what can be very helpful feedback.
c. Learn to handle conflict and confrontation from a perspective of compassion and caring.
Personal coaching can be very helpful in learning to be more diplomatic in your interactions with others.
Dr. Salovey (left) and Dr. Mayer (right)
My EI training and its practical applications to my work team environment still resonate in my personal life. They became skills that I now methodically apply to current situations in both personal and entrepreneurial pursuits.
There are several EI models, but the one to which I ascribe is the mixed model introduced by Daniel Goldman, a combination of ability and traits. Here are Goldman’s five main EI constructs, and my views on how each of us can develop them:
1. Self-awareness: the ability to know one’s emotions, strengths, weaknesses, drives, values and goals and recognize their impact on others while using gut feelings to guide decisions.
In order to become self-aware, you need to conduct an honest self-assessment to determine your strengths and weaknesses, such as powerlessness and inertia, and determine the root causes. You then need to create a plan that will help you overcome your fears, which are barriers to courage and stand between you and your successes.
While I am a big proponent of using my intuition to guide my decisions, whenever it is appropriate, I need to caution that unless your gut
feelings are often more right than wrong, you cannot make decisions solely based upon intuition. You need to use a balanced combination of intuition and logic.
2. Self-regulation: involves controlling or redirecting one’s disruptive emotions and impulses and adapting to changing circumstances.
Simply put, you need to exercise self-discipline and know how to control your emotions and be flexible in order to adapt to changing
situations. You cannot continue on the same trajectory or keep the same plans when the circumstances or facts have changed. Your plans need to be modified accordingly.
3. Social skills: managing relationships to move people in the desired direction.
Your social skills refer to your interpersonal skills or your ability to relate and connect with people, which can motivate them to deploy discretionary efforts to help you achieve goals that are best accomplished via partnership and collaboration.
Here are some tips for improving your social skills:
a. Pay attention to the feedback of friends and co-workers, good and bad. Train yourself to repeat the behaviors that get positive feedback and work on eliminating those that make people react negatively.
b. View constructive criticism as just that. When we become defensive, we don’t hear what can be very helpful feedback.
c. Learn to handle conflict and confrontation from a perspective of compassion and caring.
Personal coaching can be very helpful in learning to be more diplomatic in your interactions with others.
4. Empathy – considering other people’s feelings, especially when making decisions.
Some people believe empathy cannot be learned, but I believe just the opposite. Put yourself in the other person’s shoes and try to see
situations from their perspective. Might they be feeling fear? Shame? Guilt? How do those emotions make you feel? Understanding and addressing the concerns of others is essential to EI.
Always consider intent versus impact, and how your actions or decisions may affect the individuals or groups involved.
5. Motivation – being driven to achieve for the sake of achievement.
Simply put, what motivates you? What are your benchmarks for success? Once you achieve certain levels of success, you need to consistently
set new benchmarks to keep chasing personal excellence!
Practice your EI skills on yourself first, and you’ll develop greater personal power. That can lead to achievements you may never have dreamed possible. For the Silo, Lynda Chervil.
Lynda Chervil is the author of “Fool’s Return,” http://lyndachervil.com/, a new novel that incorporates valuable life lessons in a page-turning tale that touches on technology, the green movement, and other aspects of contemporary society.
Like other authors who write about innovation, I love Thomas Edison stories. He was an inventive genius and found the code to serial innovation more than 120 years ago.
That code is still in use by companies like IDEO who’ve learned his lessons and both improved upon them and added to them. But the basic core is still the same.
Less well known is Edison’s entrepreneurial side. He put financiers, government officials, politicians and inventors like himself together in an inspired coalition that built the first electrical grid in New York City. After all, what good is a light bulb if you don’t have a source of electricity to power it?
But his inventions were not always successful, nor were his attempts to market and sell them.
For example, very few people today know about Edison’s talking doll. Expected to sell during the 1890 Christmas season, she was a marketing failure.
Creepy even for the 19th Century
I think she looks like the “Bride of Chucky” and is more than a little spooky. Talking, animated objects are commonplace today, but Edison was the first to have the idea and execute it.
Click on any image to hear Edison’s doll speak.
What gave her voice was a tiny version of the phonograph – another of his inventions. He thought it would be novel to make a talking doll and hoped it would catch on. The doll market was already thriving, so a talking doll could potentially reach the top of the heap.
But not all of Edison’s creativity turned into cash, and his Bride of Chucky was a dismal failure. The little talking machine went inside the doll with the handle protruding from her back. Edison produced 2,500 of the dolls but only 500 sold. They were $10 each — two weeks of the average pay back in 1890 – and many of those sold were returned for quality problems.
Edison quickly turned his back on her.
I particularly like this story because it shows the critical difference between innovation and entrepreneurship. Great ideas are not always great opportunities. Opportunities possess five characteristics that differentiate them from great ideas:
Durability – They keep creating value over time.
Sustainability – The organization has the willpower, manpower and resources to sustain the idea through failure, rethinking and reformulation.
Defensibility – The potential return on investment makes it worth the time, resources and risk that accompany all new ventures, thus making it worth doing this over doing something else.
It creates value – It creates value for the person willing to reach into their pockets for money to pay for the intangible form and thus it creates value for the company.
It is compelling – The Innovation is differentiated in some critical way that makes a customer segment just have to have it.
Entrepreneurs differ substantially from innovators because they have the discipline to determine whether a great idea is also a great opportunity. This takes a lot of work, failure, rethinking and, most of all, passion to get you through all of this vetting. Many innovators lose interest after the idea stage and don’t understand that innovation without value creation may be fun – but it’s also folly.
Edison, like many other inventors, fell in love with his baby and he built a bunch of them, assuming a slam dunk in the market. In fact, these dolls were not just spooky looking, they were big and heavy and cost a lot of money.
Edison’s enthusiasm for his ability to make a talking doll was not counterbalanced by the discipline necessary to determine whether the idea was just that or a real opportunity. He was so eager to produce them that he didn’t ask if the market wanted such an invention and at what price.
I am sure that Edison was OK with failure, as he once said that he had not failed in his efforts to create the light bulb, but rather found a thousand ways that didn’t work. For the Silo, Neal Thornberry, Ph.D.
Life insurance is commonly regarded as an investment that should be considered much later in life, when you are older. Young investors frequently favor high-risk, high-reward investments such as equities and commodities. Even the most conservative millennials prefer investments such as fixed deposits or debt mutual funds. Insurance is being replaced by investment options that promise greater monetary returns sooner.
However, the fact remains that investing in life insurance early has numerous benefits.
You’ll understand why investing in life insurance plans early in your career should be an important part of your retirement planning once you’ve learned the benefits. So, here are 3 of the many benefits of purchasing a life insurance policy at a young age.
You will pay lower premiums
Purchasing life insurance at a young age can save you money in the long run. The insurer frequently considers factors such as the applicant’s age and general health condition when determining the premium payable. People in their twenties and thirties are generally in better health.
As a result, premium charges are less expensive than those charged to older investors. Another reason why buying life insurance at a young age is less expensive is that your risk of dying is much lower. To take advantage of this provision, it is best to purchase life insurance early in life.
Your money has enough time to grow
When you purchase a life insurance policy at a young age, your money has more time to grow. As a result, investing in your twenties increases the death or maturity benefits payable at the end of the policy’s term.
For example, if you purchase a life insurance policy at the age of 25 and continue to pay premiums until you are 60, your money will have 35 years to accumulate into a retirement corpus. If you buy the same life insurance at 40, you only have 20 years to make your money grow. Investing early can thus increase your investment’s cash value in the long run.
The future of your family is secure
Most people, by the time they reach retirement age, will have amassed a sizable corpus to help keep their family financially secure. Most people’s children would have graduated from high school or have a job by the age of 50 or 60. When you’re younger and just starting out in your career, your family may be in a more vulnerable position.
In the unfortunate event that you die, your spouse and young children will struggle to cope without a financial safety net. Investing in a life insurance policy at a young age can provide your dependents with this benefit.
As you can see, investing in life insurance at a young age can be a really big deal if you want to save money in the long run. It will also protect you and your dependents no matter what if you had to die unexpectedly. If you need any advice, you should contact a professional that will help you choose the right life insurance according to your needs.
New customers are essential to long-term business growth. The more customers you attract, the easier it will be for your company to grow. But how to attract new customers every day? Here are some ideas for gaining new customers.
Understand your customers
To gain new clients, you must first understand who your ideal customers are. This allows you to target and nurture them into making a purchase. So, before you do anything else, make sure you have accurate information about the customers you want to reach. Creating a buyer persona is a great way to improve your targeting.
Find the best channels for attracting new customers
When you know your customers, it’s easier to find them in the places they frequent the most. This could be done on social media platforms such as Facebook, Twitter, or Instagram. Or at your physical store. Analyzing your current customers to understand where they came from is the best way to know where you are likely to gain more customers.
Wall mounted prisma-print makes for a perfect outdoor display sign.
If you got them through mail or social media, you’re likely to get more if you target the same channel. However, if most of your customers discovered you with your physical store, you should focus on an outdoor display sign for example.
While it is acceptable to focus on one channel, especially if it is promising, a multichannel marketing strategy is recommended. Keep in mind that one channel can backfire.
Set objectives for attracting new customers
Setting goals motivates you to stay on track. Consider the following for the best experience when and after setting goals:
Make a list of everything you want to accomplish.
Analyze and prioritize your objectives.
Set a time limit to meet those objectives.
Begin with short-term objectives.
Recognize the purchasing procedure
How do customers contact you to make a purchase? If you know the answer to this question, it will be much easier to make the necessary changes to attract new customers. For example, if you discover that the majority of your customers are completing purchases on your site (which is not mobile-friendly), you can speed up the improvement process to attract more people.
Create compelling content
There is no other way to put it. Simply ensure that every piece of content you publish or share with your prospects establishes you as an expert in your field. This will encourage more people to interact with your content. You can even hire someone to create content for you if you find the DIY route too difficult.
Nothing can stop you from gaining new customers if you create content that your target audience is looking for and do it well. Remember that people enjoy reading and sharing rich content.
Having side cash from time to time, or even better continually, is a great source of wealth.
Not only that it enables you to collect money for something that you really need, but it really can boost your emergency fund, or just let you spoil yourself from time to time.
To get extra money and get it fast you can do several different jobs from ride-share services to doing some online surveys – they all pay differently, but they all will get you extra money.
Here are some of the best ways to earn money quickly this year.
Start With Home Care Services
You will be surprised to learn that additional help in-home care areas are always more than welcome.
With Boomers retiring and Millennials taking over the job market, it seems only logical for Millennials to provide additional care for senior citizens. Not only that you can find home care services jobs in Canada easily and fast, but next to quick money this type of job will also bring you a safe working environment, great companionship, and also provide you with a flexible work schedule, and an opportunity to learn new skills.
Sell Your Used Items
This is an old one, but a gold one.
Use well-known offline and online marketplaces, such as Craigslist, to sell items that no longer serve you.
You may not enjoy them anymore, but someone will be more than happy to welcome an original lamp from the 19th century or a preserved CD from ’90.
Do your best to present the product well:
Take great photos
Provide an accurate and brief description
Post items online
Pro tip: High-quality clothes and perfumes are the first to sell
Think also about selling old electronics, including tablets, fitness trackers, game consoles, and laptops.
The great thing about electronics is that if you cannot sell them, you can always trade them and get something that you can actually sell.
Freelance Online
Use large platforms for freelancers such as UpWork and Fiverr to get an online gig.
These sites are more than packed with different opportunities for people of various skills to land a job. Think about a position such as a virtual assistant, or a data entry assistant.
Good to know: It may take a while to get your first job, but in the long run this can be an ongoing source of additional money.
Can you guess how these gift cards tie in?
10 Ideas On How To Make Money Quickly
Sell unused gift cards
Be an affiliate marketer
Take online surveys
Tutor students
Delivery
Sell on eBay
Sell photos
Teach English online
Pet sitting
Dog Walking
There are dozens of different ways to earn money quickly and continually.
Before you start, be honest and know how much time you can invest in working on the side.
Once you determine that know what skills you can actually use to get that extra money. From there, find a place where your skills can be put to good use and sold.
In the meantime, check your loft and see what you have around collecting dust and sell.
Domestic and foreign cinema has long been interested in the issue of gambling. The topic is as interesting as the very life of such a gaming establishment as a casino is impressive.
Life, shrouded in many secrets and intrigues, attracts the attention of the most famous screenwriters and directors. In this review we will show the diversity and originality of the approach to the description of the casino theme.
FAMOUS MOVIES OF THE LAST DECADES
Let’s list a few movies of recent years that deserve special attention:
Joueurs, premiered 2018 (France).
This is a film about the underground casinos of France and the life of adventurers-lovers. Adventures turning into a whole drama. The audience will be interested in the intriguing denouement of the plot.
Molly’s Game, premiered 2018 (USA).
The film is autobiographical. The plot was the life of the athlete Molly Bloom.
The House, premiered 2017 (USA).
This comedy will help to get away from the gray everyday life. Enterprising residents of one of the houses in the United States decided to make good money by opening a casino in the basement of their house. If this is the basement of the house, then we know that it is not very convenient compared to today’s opportunity to have fun and relax, say, in the same online slots in Canada. Comfortable, safe and no hassle.
Runner, Runner, premiered 2013 (USA).
In this crime thriller, Ben Affleck and Justin Timberlake perfectly played their roles. The intrigue itself will be promised to you.
Killing Them Softly, premiered 2012 (USA).
This criminal detective is quite interesting due to great play of the popular American actor Brad Pitt.
MOST POPULAR MOVIES
These movies have been heard for a long time and do not cease to amaze with their grandeur and scope of the topic. The following ones have the largest rollout:
The Hangover, premiered 2009 (USA).
This wonderful comedy has become the best in this genre. Watch and enjoy the game of famous American actors and the unpredictability of the plot.
Ocean’s Thirteen, premiered 2007 (USA).
This film is the conclusion of the famous American crime comedy trilogy (“Ocean’s Eleven” and “Ocean’s Twelve”).
Casino Royale, premiered 2006 (USA).
The well-known agent 007 James Bond appears before us in all his male attractiveness. Handsome, strong, smart, enterprising and mysterious – why not a hero to follow. Again – a great game of actors catches the eye.
The Cooler, premiered 2004 (USA).
The film, shot in the genre of romantic drama, tells about the life of an outstanding personality – a casino employee. The presence of this employee at the gaming table predicts a clear failure and loss to all players. And this, unfortunately, happens in films.
Pistol Whipped, premiered 2008 (USA).
The plot of this American action movie was based on the story of a police officer who was addicted to gambling and alcohol.
21, premiered 2008 (USA).
The very name of the show speaks for itself. It’s about the popular game of blackjack. The plot of the film is based on real events noted in the casinos of Las Vegas.
There may not be enough time today to even list films with a “casino” theme. All of them are interesting in their own way and, somewhere, even instructive. There is no “easy money” in gambling. To earn “big”, you need hard work and practice a lot. Gambling is loved by those strong in spirit and constant in their aspirations. Carpe diem!
Do you get tired of eating the same or similar food every day? No matter how creative you might be in the kitchen, you cannot avoid repeating some recipes over and over again.
Healthy eating is usually linked with habits, as only in that manner you can keep your health in balance and keep diseases away.
Still, what to do when you get bored eating great all the time? Should you go after that burger? Should you indulge in high-sugar food?
Or you should do something completely unexpected? The answer is very simple as all you should do is vary your meals.
If you eat broccoli on Monday and don’t place it on your plate before Friday again, you are spinning your meals and your body will love it.
Here is how to vary your meals, so you can still eat healthily.
Do Not Ignore Sweets
Healthy eating doesn’t mean that you should completely forget about eating sweets, ever again.
No, eating well is more about balance and finding ingredients packed with high-quality products and no sugar or with a more natural sugary option. This is why vegan frozen desserts are always a great idea when you want to continue eating great, but enjoying that taste that homemade treats offer.
Frozen desserts are always easy to store and great to have around when you have unplanned guests.
Add Greek Yogurt To Your Diet
Ok, this is a life hack. Greek yogurt is not only great to store, and easy to carry with you, but it is also very beneficial when it comes to your health.
Greek yogurt is famous for its creamy and thick texture, making it great for salads or a nice addition to fruit salad.
Greek yogurt can be used alone, as a snack on the go, and you can choose between plain and flavored options.
Increase Your Protein Intake
When you include protein-based food into your diet, you will immediately start eating healthier and more diverse.
Nuts are packed with protein and snacking them throughout the day sounds great, right?
Food that is naturally rich in protein is usually great to eat as a snack, to mix with other ingredients, and serves perfectly for weight loss.
Here are some sources of protein that should make your diet more diverse instantly:
dairy products
nuts
peanut butter
eggs
beans
lean meat
Last But Not Least… Drink Water
Did you know that people are often just thirsty when they need food? This is because when a dehydrated body sends signs that it needs to be filled, the brain doesn’t dissolve immediately if you need water or food.
This is why people tend to overeat and later on realize that they just need more glasses of water.
Plus, drinking water regularly is important for your overall health so stick to it.
It’s safe to say Blockchain technology has disrupted the internet in quite a dramatic fashion.
Despite only being invented about fourteen years ago, cryptocurrency has formed a world of its own and it is now estimated the market will hit well above a $1 trillion USD valuation from four years ago…..
Allowing transactions, alongside other things such as documents and invoices, to be sent across a P2P network, the technology has been praised for its advanced security and anonymity benefits.
The latest infographic crafted by Bitfortune looks into how many ways Blockchain technology impacted the world and various business industries, such as charities and banking.
In the world of cybersecurity, Blockchain can help reduce or eliminate fraud and errors, along with being a more accurate and confidential platform for industry professionals.
For example, REMME is a secure platform that has eliminated the need for passwords and instead uses Blockchain as a form of authentication.
In supply chain management, Blockchain is being used to reduce the number of errors and exposure to potential threats.
The technology also helps reduce time and increase efficiency – a win-win all around, really. FedEx recently announced plans for an internal Blockchain pilot program that will help solve customer disputes while IBM and Maersk are also working together on a new company that will use Blockchain within global shipping supply chains.
Take a look at the infographic below to learn how Blockchain is disrupting other industries around the world for the better and why it’s time to start thinking about how you can incorporate the technology into your lives.
“In my personal archaeological research I’ve been focused on the shores of Lake Erie (and a few inland sites) beach and general shoreline lithic retrievals— on the Canadian side of the lake—for many years.”
Top Left- one of the retrieval locations. Top Right- one of the retrieved teeth sent to Dr. Walker. Center- eg’s of stone artifacts discovered in indirect association with some of the teeth.
The surf and weather are odd bedfellows, on one hand revealing and on the other destroying, so it seemed obvious to me that I should keep eyes to the ground, sand, and wave line and to pick up what seemed to me to be artifacts.
Occasionally friable materials turn up such as large, disarticulated bones. Even a basket made from reeds turned up. And then there’s the teeth— found in several varied locations and in indirect association with what look to me like artifacts and pierced pebbles.
I’ve yet, however, to find any of this material in situ, i.e. still buried in its confining sediments.
Some of the teeth seem to have been ‘broken’ perpendicular to the long axes, some seem to have been burned and some show calcified deposits of calculus in the interproximal grooves (I worked in dentistry for several years so have a basic understanding of tooth morphology and deposit identification etc).
Some teeth were found inland quite a few miles away from Lake Erie. I later contacted Dr. Danny Walker, RPA, Wyoming Assistant State Archaeologist at the Comparative Osteology Museum and Zooarchaeology Laboratory. I emailed to him photos and descriptions of the teeth. He kindly offered to study several of the teeth. (Dr. Walker is a co-author of the research paper, Unraveling the sequence and structure of the protein osteocalcin from a 42 ka fossil horse, Geochimica et CosmochimicaActa 2006;70(8):2034-44.)
(Center) Equus Scotti- Pleistocene horse once native to North America.
Along with his graduate students, Dr. Walker identified the teeth that I had mailed to him as Equusscotti—Pleistocene ice-age horse. Now the story begins to resemble somewhat the X-files. The established archaeological community here in Ontario and the Royal Ontario Museum (I made all aware of the teeth, the lithics and the identification offered by Dr. Walker) disputed the finds, the identification and the lithics. The Royal Ontario Museum also told me that if I had the teeth dated and they showed as pre-contact, then they would offer this explanation— that the teeth were deposited on the Lake Erie shoreline after being brought aboard lake freighters from Europe; i.e. that they may have filled their ballast with gravels which could have included the teeth.
Putting aside the low probability of this possibility, as well as the fact that Equus scotti is a North American horse, the skeptics have failed to address the fact that some teeth were discovered inland—many miles away from Lake Erie. For the Silo, Jarrod Barker.
